You need to know your routing number so that you can receive direct deposits or make automatic funds transfers. BB&T has different routing numbers, depending on which state you are from.
You can retrieve your BB&T routing number through the Mobile Banking App or on the left hand side of your check. You can also check this convenient list of routing numbers here.
 |
 |
What is a Routing Number?
A routing number is made up of nine digits that help banks identify other financial institutions. For instance, if you write a check for a purchase and it’s deposited into a different bank than BB&T, that bank will use the routing number on the check to identify your bank, or the bank the check is drawn upon.
Depending on the state, there are 16 different check routing numbers for BB&T. The routing number on your checks will depend on the location where you opened your BB&T account. For instance, an account opened at a BB&T Bank in Florida will have a different routing number than an account opened at a BB&T Bank in Georgia.
What Do Routing Numbers Mean?
A bank’s routing number is unique. This is what each digit represents:
- Digits one and two: identify the bank or credit union that’s responsible for clearing bank transactions
- Third digit: identifies the bank processing center
- Fourth digit: identifies the state the bank is located within
- Digits five through eight: represent the bank’s ABA identifying numbers
- Digit nine: represents the check digit
Codes for International Wire Transfers
In some instances, you might need a bank identifier code. This identifies banks worldwide, to complete an international wire transfer. A bank identifier code — also known as the Society for Worldwide Interbank Financial Telecommunication (SWIFT) code — is the unique alphanumeric code that banks use to receive international wire transfers. In order to find the code, you should contact the bank you are sending the wire transfer to, or look up the code online.
If you are planning to receive an international wire transfer, you must provide the person sending you the money with details like your name as it appears on the account, account number, bank routing number and SWIFT code.
Author’s Verdict
Knowing your bank’s specific routing number is very important in order to receive direct deposits or make automatic funds transfers. Hopefully, after reading this post, you are informed about what a routing number is and how you can find your BB&T routing number.
In addition, we have a list of bank promotions to get some extra cash in your pockets today. You may also want to check out savings accounts if you want to get started on saving up money.
| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase Private Client | $3,000 Cash | Review |
| U.S. Bank Business Checking | $900 Cash | Review |
| Chase Business Complete Checking® | $300 or $500 Cash | Review |
| KeyBank Key Smart Checking® | $300 Cash | Review |
| Truist One Checking | $400 Cash | Review |
| Chase Total Checking® | $300 Cash | Review |
| Chase College CheckingSM | $100 Cash | Review |
| Chase High School CheckingSM | $100 Cash | Review |
| J.P. Morgan Self-Directed Investing | Up to $700 Cash | Review |
| Chase Secure BankingSM | $100 Cash | Review |
| SoFi Checking and Savings Account | $325 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $1,000 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $100 Cash | Review |
| Fifth Third Bank Checking | $400 Cash | Review |
| Axos Basic Business Checking | $400 Cash | Review |
| Axos Business Interest Checking | $400 Cash | Review |
| Axos Bank Business Premium Savings | $375 Cash | Review |
Leave a Reply