Bank of Texas Promotions: $250 Checking Bonus (TX)

Find the latest Bank of Texas promotions, bonuses, and offers here.

Update 6/5/24: There is now a $250 personal checking bonus available valid through 8/15/24.

Bank of Texas $250 Checking Bonus

• What you’ll get: $250 bonus
• Where it’s available: TX (Bank Locator)
• Credit Inquiry: Soft Pull or Hard Pull?
• Credit Card Funding: Unknown
• How to earn it:
  • The offer will vary by product type: Access Checking & Opportunity Banking accounts $150 bonus, Select Checking $200, and Premier Checking $250 bonus.
  • To receive the bonus:
    • 1) open a new account either by visiting a banking center, by calling ExpressBank, or online using the Notice Code “MTGOFR“; and
    • 2) Have an aggregate of at least $1,500 in ACH deposits within the first 90 days of account opening. Person-to-person payments such as Zelle are not considered an ACH deposit.
  • Ninety (90) days after account opening, accounts will be evaluated and, if qualifications are met, will receive the credit within 30 days.

(Expires 08/15/2024)

How To Waive Monthly Fees

• Premier Checking: For each statement cycle that one of the following requirements of average daily balances are met, you’ll avoid the $25 monthly service fee:
  • $25,000 or more in linked bank deposit accounts (checking, savings, CDs, FDIC-insured IRAs)
  • or $50,000 or more in any combination of qualifying linked banking, brokerage (available through BOK Financial Advisors – excluding 529s and managed trusts) and 10% credit balances (mortgage, HELOC, PLOC, auto loan & personal loan – excludes small business loans). Accounts are not automatically linked. Please notify your banker which accounts should be linked.
  • We will waive the monthly service fee for the first two statement cycles after opening the Premier Checking account to allow you to meet the requirements and avoid the monthly service fee.
• Select Checking: $15 monthly fee is waived when you maintain one of the following:
  • EITHER maintain $10K average combined monthly balances in any combination of the following personal accounts: checking, money markets, savings, CDs, IRAs, installment loans, and lines of credit. Your mortgage balances with us are excluded from the combined balance calculation.
  • OR maintain a mortgage from us with auto-debit. Accounts are not automatically linked. Please notify your banker which accounts should be linked.
• Access Checking: There is no monthly service fee for this account.
  • If you choose to receive a monthly statement via postal mail, a statement fee of $2 will be assessed each month. To avoid this fee, you can turn off paper statements by logging in to Online or Mobile Access, selecting “online only”, and accepting the Online Statements Terms and Conditions. Opting out of paper statements will terminate the mailing of your monthly statement.
• Opportunity Banking: $5 monthly service fee
  • If you choose to receive a monthly statement via postal mail, a statement fee of $2 will be assessed each month. To avoid this fee, you can turn off paper statements by logging in to Online or Mobile Access, selecting “online only”, and accepting the Online Statements Terms and Conditions. Opting out of paper statements will terminate the mailing of your monthly statement.

Bottom Line

If you have any info regarding the ability to fund the account with a credit card or the credit inquiry, please let us know!

For more current offers, check out our bank bonuses page. Compare Bank of Texas rates for CDs and Savings with our best rates for Savings  and CD accounts.

Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.

Additionally, you can find a full list of the best bank promotions here. Finally, remember to bookmark this page because you will always find an updated list of Bank of Texas promotions here.