Find all the latest Ascentra Credit Union promotions, bonuses, offers here.
At the moment you can earn a $100 checking bonus for switching to Ascentra Credit Union.
Ascentra Credit Union Promotions Review
Ascentra Credit Union is headquartered in Bettendorf, Iowa and was established in 1950. Since then they have grown to 10 locations and offer money market rates that are 36% higher than the national average.
- Bonus Links:
- $100 Checking Bonus (No Expiration Date)
- Account Type: A+ Checking, Freebee Checking, Economy Checking
- Availability: IA
- Branches: 9 Branches (Bank Locator)
- Credit Inquiry: Hard Pull
- Direct Deposit Requirement: Yes
- Credit Card Funding: Unknown, Let us know
- Early Termination Fee: None
For more current offers, check out our bank bonuses page. Compare Ascentra Credit Union rates for CDs and Savings with our best rates for Savings and CD accounts.
Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
I’ll go over Ascentra Credit Union offers below.
Ascentra Credit Union $100 Checking Bonus
Ascentra Credit Union is offering a $100 bonus when you open a new qualifying checking account.
- What you’ll get: $100 bonus
- Where it’s available: IA
- How to earn it:
- Open any personal checking account with direct deposit and sign-up for a debit card.
- Additionally, you will have to sign-up for a Ascentra Credit Card which will affect your credit score.
- When it expires: None Listed
(NCUA Insured)
Ascentra Credit Union Checking Options
At Ascentra Credit Union, you have available three checking accounts to choose from. Furthermore, you have access to uChoose Rewards, a Visa Debit Card, and online banking services.
- Freebee Checking: This account is the most basic checking account at Ascentra Credit Union. In addition to the perks above you also have no monthly service fees and no minimum balance requirement.
- A+ Checking: The next checking account offers similar perks as the Freebee account but you can also earn interest on your account balance. However, there is account balance requirement of $1,000 to earn dividends and in order to waive the monthly service fee your balance also has to be above $300.
- Economy Checking: This account also earns dividends on $1,000+ account balance. However there is a monthly service fee for this account. We recommend you contact a customer service representative for more information.
Ascentra Credit Union Checking Alternatives
With the TD Convenience CheckingSM Account: • Earn $200 when you receive direct deposits totaling $500 or more within 60 days • Low minimum daily balance of $100 waives the $15 monthly fee. • Students and young adults ages 17 through 23 get additional perks like no minimum balance requirements and no monthly maintenance fee. • Instantly replace a lost, stolen, or damaged debit card by visiting a TD Bank location near you • Access accounts via Online Banking with Bill Pay, Online Statements, Send Money with Zelle and TD Bank Mobile Deposit. Plus, get 24/7 cash access at TD ATMs in the U.S. and Canada and around-the-clock Live Customer Service. • TD checking accounts come with an instant-issue debit card - and, you can pay with confidence with contactless technology Visa Zero Liability protection and 24/7 fraud monitoring. • Get a 0.25% discount on TD Bank Home Equity and Personal Loans. |
Ascentra Credit Union Savings Options
To join you will have to open the Base Share Savings Account, and after you can enjoy all the wonderful perks of being a member.
- Base Share Savings: $5 minimum opening deposit requirement. Additionally, this account is free and establishes you as a member for good. This account earns 0.15% APY if account balance is above $100.
- All Purpose Savings: This savings account is essentially the exact same as the Base Share Savings account. However, there is no minimum balance requirement to earn the 0.15% APY.
- Christmas Club and Vacation Club Savings: These accounts are meant for saving for a trip or for presents for Christmas. The only difference from the other savings account is there are limited transactions. Furthermore these accounts also earn 0.15% APY.
- CDs: Ascentra CU also offers standard CD rates from 3 to 60 months. All it takes is $500 for members, $250 for minors, to open and start earning dividends. Interest compounds daily and is posted monthly to your certificate allowing you to earn more.
- IRAs: Ascentra CU also offers Individual retirement accounts that are tax deductible. That allows you to pay less taxes and begin saving for retirement. There are IRA Certificates, ROTH’s, and Savings accounts to help meet your needs.
- Money Market Account: If you are looking for an account with unlimited transactions but also earns competitive interests rates this account is for you. With a $1,000 minimum opening deposit, you are on your way to earning up to 0.45% APY.
- Investor’s Choice Account: This is similar to a money market account in earnings but with more restrictions like a traditional savings account. This account earns up to 0.60% APY.
- Health Savings: If you are also interested, you can buy health insurance that doubles as a savings account. This account is tax-deductible, tax-free, tax deferred, and any money you earn you can keep. This account earns 0.40% APY.
Ascentra Credit Union Savings Alternatives
Open a Discover® Online Savings Account for all these features: • Earn high interest rate of 4.25% APY • No minimum opening deposit, no minimum balance requirement, and now no fees • Interest on Discover Online Savings Accounts is compounded daily and credited monthly • Manage your account online or with the Discover mobile app • FDIC insurance up to $250,000 • See advertiser website for full details |
• Available nationwide online • Discover offers CDs with some of the highest and most competitive rates! • Select terms as short as 3 months up to 120 months • Rates ranging from 2.00% APY up to 4.70% APY. • Opening a Discover Bank Certificate of Deposit is extremely quick and easy. • Funds on deposit are FDIC-insured up to the maximum allowed by law. • Start today with a minimum deposit of $2,500! • Get started and open a Discover CD in 3 easy steps. |
• Available nationwide online • Earn high yields with flexible access to your cash. • Earn 4.05% APY balances $100,000 and over • Earn 4.00% APY balances under $100,000 • Open with as little as $2,500. • No hidden fees. No surprises. • Easy cash access via debit or check, or via ATM at over 60,000 no-fee ATMs • Get started and open a Discover Money Market Account in 3 easy steps. |
Bottom Line
The Ascentra Credit Union promotion requires you to open a credit card to earn the $100 bonus. While sign-up bonuses are awesome for credit cards if you don’t want to harm your credit do not apply for this bonus.
Additionally, you can find a full list of the best bank promotions here. Finally, remember to bookmark this page because you will always find an updated list of Ascentra Credit Union promotions here.
• Chase Bank Bonuses. Chase usually offers the most sign-up bonuses out of all the big banks. Read up and enjoy several promotions for their Checking, Savings and Business accounts. • HSBC Bank Bonuses. HSBC has some big value offers available for their Checking accounts. Some require hefty deposits to qualify. They also have an online Savings account offering a very competitive rate. • Huntington Bank Bonuses. Huntington has Consumer Checking and Business Checking accounts available throughout the year. • Discover Bank Bonuses. As an online bank, Discover offers high and competitive rates on their Savings, CD, and Money Market accounts. Enjoy excellent customer service nationwide. • TD Bank Bonuses. TD Bank consistently offers great Checking account bonuses all year long. Savings account offers are less frequently available. |
PROMOTIONAL LINK | OFFER | REVIEW |
U.S. Bank Smartly® Checking | $400 Cash | Review |
Chase Private Client | $3,000 Cash | Review |
U.S. Bank Business Checking | $800 Cash | Review |
U.S. Bank Business Checking | $350 Cash | Review |
Chase Business Complete Checking® | $300 Cash | Review |
KeyBank Checking | $200 Cash | Review |
Chase Total Checking® | $300 Cash | Review |
Chase College CheckingSM | $100 Cash | Review |
J.P. Morgan Self-Directed Investing | Up to $700 Cash | Review |
Chase Secure BankingSM | $100 Cash | Review |
SoFi Checking and Savings Account | $275 Cash | Review |
Huntington Bank Unlimited Plus Business Checking | $1,000 Cash | Review |
Huntington Bank Unlimited Business Checking | $400 Cash | Review |
Huntington Bank Business Checking 100 | $100 Cash | Review |
Fifth Third Bank Checking | $200 Cash | Review |
Axos Bank Rewards Checking | $300 Cash | Review |
Axos Basic Business Checking | $400 Cash | Review |
Axos Business Interest Checking | $400 Cash | Review |
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