Addition Financial Promotions: $200, $300, $400 Checking Bonuses (FL)

Here you can check out the latest Addition Financial promotions, bonuses, and offers here.

Update 3/25/26:

• There’s currently a $400 checking bonus valid as a limited time offer.
• There’s currently a $100 checking bonus extended through 12/31/26. Another available as a limited time offer.

Addition Financial Promotions Review

Their story began when 23 educators from Orange County got together to create a better financial alternative than what banks were offering. Once a small financial cooperative, they are now one of the largest credit unions in Central Florida with more than $1.8 billion in assets and approximately 160,000 members.

I’ll go over Addition Financial offers below.

Addition Financial $400 Checking Bonus

• What you’ll get: $400 bonus
• Where it’s available: FL (Bank Locator)
• Credit Inquiry: Soft Pull
• Credit Card Funding: Up To $3,000 With a Visa or Mastercard
• How to earn it:
  • Get $400 when you open a Benefits Checking account and:
    • Add monthly direct deposit (minimum $2,000/mo.)
    • Plus, no debit card transactions required!
    • If requirements are met within 90 days of Benefits Checking account opening, incentive will be deposited within 30 business days following completion of promotional requirements.
  • Get $300 when you open a Classic Checking account and:
    • Add monthly direct deposit (minimum $1,000/mo.)
    • Plus, no debit card transactions required!
    • If requirements are met within 90 days of Classic Checking account opening, incentive will be deposited within 30 business days following completion of promotional requirements.
  • Get $200+ when you open a Free Checking account and:
    • Add monthly direct deposit (minimum $1,000/mo.)
    • Plus, no debit card transactions required!
    • If requirements are met within 90 days of Free Checking account opening, incentive will be deposited within 30 business days following completion of promotional requirements.

(Limited time offer)

Addition Financial $100 Checking Bonus

• What you’ll get: $100 bonus
• Where it’s available: FL (Bank Locator)
• Credit Inquiry: Soft Pull
• Credit Card Funding: Up To $3,000 With a Visa or Mastercard
• How to earn it:
  • Earn $100 just for opening an account.
  • The new account must remain open for at least 90 days.
  • The $100 incentive will be deposited into the qualifying new account within 30 business days after membership and promotion eligibility have been verified; proof of eligibility may be requested.

(Expires 12/31/2026)

Addition Financial $100 Checking Bonus

• What you’ll get: $100 bonus
• Where it’s available: FL
• How to earn it:
  • Get $100 when you open a Benefits Checking account and:
    • Add monthly direct deposit (minimum $2,000/mo.) or,
    • Make 20 debit card transactions a month (minimum $10 per transaction)
    • If requirements are met within 60 days after Benefits Checking account opening, incentive will be deposited within 7 business days to the account.
  • Get $50 when you open a Classic Checking account and:
    • Add monthly direct deposit (minimum $1,000/mo.) or.
    • Make 10 debit card transactions a month (minimum $10 per transaction)
    • If requirements are met within 60 days of Classic Checking account opening, incentive will be deposited within 7 business days.

(Limited time offer)

Addition Financial $400 Savings Bonus

• What you’ll get: $400 bonus
• Where it’s available: FL
• How to earn it:
• To earn the $400 Youth Savings Bonus, complete the requirements listed below:
  • • Open a new eligible savings account and enroll in the fun bucks program.
    • Deposit up to $2,000 each quarter and earn 5% of the total quarterly deposit in Fun Bucks (maximum $100 per quarter)
  • Bonus will be paid quarterly once deposit has been met.

(No expiration date)

Addition Financial $100 Student Checking Bonus

• What you’ll get: $100 bonus
• Where it’s available: FL
• How to earn it:
  • Join the official financial institution of the UCF Knights, Seminole State College, and Valencia College.
  • Show your college ID when you join.
  • The new account must be opened by May 31, 2022 and remain open for at least 90 days to qualify for the promotion.

(Expires May 31, 2022)

[Expired] Addition Financial $100 Checking Bonus

• What you’ll get: $100 bonus
• Where it’s available: FL
• How to earn it:
  • Open a new personal Checking account
  • Upon opening a new account, use promo code: PREFERRED100 to receive up to $100

Editor’s Note: This bonus is only available for those working at Orlando Health South Lake Hospital

(Offer Expires  05/31/2021)

How To Avoid Monthly Fees

• Choice Checking: Waived Minimum Share Balance If:
  • Under 23 years old
  • Active loan or credit card with Addition Financial
  • Cumulative average daily balance of $250 in combined deposits
  • Cumulative direct deposit to savings or checking of $500 monthly
• Vibrant Checking: Not listed
• Aspire Checking: Waived membership and minimum share balance fee for 5 years from the date of account opening
• Opportunity Checking: Not listed
• Business Essential Checking: No monthly service fee with average daily balance of $10,000 or $25,000 in business loan balances; otherwise $10 monthly service fee
• Business Enterprise Checking: No monthly service fee with average daily balance of $25,000, $100,000 in business loan balances, or 20 (non-ATM) debit card transactions per month; otherwise $20 monthly service fee
• Business Access Checking: No monthly service charge
• Business Non-Profit Checking: No monthly service charge

Author’s Verdict

However, this Addition Financial $400 Youth Savings Bonus is a pretty difficult bonus to earn. Their quarterly deposit required to earn the maximum bonus is $2,000 monthly which is a pretty large sum of money. Furthermore, if you have the funds to earn this bonus, then I would recommend you complete the requirements listed above!

Additionally, you can find a full list of the best bank promotions here. Finally, remember to bookmark this page because you will always find an updated list of Addition Financial promotions here.

For more current offers, check out our bank bonuses page. Compare Addition Financial rates for CDs and Savings with our best rates for Savings  and CD accounts.

Be sure to check more popular bank promotions include Chase Bank, Bank of America, Citibank, Discover Bank, CIT Bank, TD Bank, Huntington Bank, HSBC Bank, Wells Fargo and many more.