Find the latest listing of Wintrust Bank promotions, bonuses, and offers here.
Update 2/11/25: The $300 or $500 checking bonuses have been extended through 7/31/25.
Wintrust Bank Promotions Review
Wintrust Bank is part of the 150+ affiliated Wintrust Bank locations. Established in 1994 and headquartered in Chicago, Illinois, Wintrust Bank has around 30 locations in Illinois.
I’ll go over Wintrust Bank offers below.
Wintrust Bank $500 Checking & Savings Bonus
What you’ll get: Up to $500 bonus
- IL $300 Checking + $200 Savings – Wintrust
- FL $300 Checking + $200 Savings – Wintrust Florida
- Where it’s available: IL, FL, IN, WI (Bank Locator)
- Credit Inquiry: Soft Pull
- Credit Card Funding: Not stated
- How to earn it:
- $300 Checking Bonus:
- Enroll in online banking
- Activate eStatements
- Have at least monthly occurring direct deposits totaling $500.00 or more each month made to your new account for 2 consecutive calendar months after the calendar month your new account was opened
- $200 Savings Bonus:
- Open a new Statement Savings account
- Tell them you are aware of this Statement Savings account bonus offer at account opening
- Deposit $15,000.00 or more of new money, defined as money not held at any WTFC location
- Maintain a minimum balance of at least $15,000.00 on the last business day of each of the 3 consecutive calendar months following the calendar month your new account is opened
- $300 Checking Bonus:
(Offer expires 07/31/2025)
Truist Checking ($400 bonus) | KeyBank Checking ($300 bonus) |
Wintrust Bank $300 Checking Bonus
What you’ll get: $300 bonus
- Direct Link: Alternative links for this promotion include:
- Where it’s available: IL, FL, IN, WI
- How to earn it:
- Open a new Total Access Checking account
- Have monthly occurring direct deposits totaling $500.00 each month made to your new account for 2 consecutive calendar months after the calendar month your new account was opened
- Enroll in online banking and active e-statements within the Qualification Period.
(Offer expires 07/31/2025)
Truist Checking ($400 bonus) | Chase Total Checking ($300 Bonus) |
SoFi Checking and Savings Account ($325 Bonus) | KeyBank Checking ($300 bonus) |
Wintrust Community Bank $300 or $500 Business Checking Bonus
What you’ll get: $300 or $500 bonus
- Where it’s available: IL, FL, IN, WI
- How to earn it:
- Entrepreneur Checking $300 Bonus Qualifications: To qualify, open a new Entrepreneur Checking account, enroll in business online banking & e-statements, deposit & maintain $1,500 or more, & complete 5 qualifying transactions within the Qualification Period.
- Business Community Checking $500 Bonus Qualifications: To qualify, open a new Business Community Checking account, enroll in business online banking & e-statements, deposit & maintain $5,000 or more, & complete 10 qualifying transactions within the Qualification Period.
(Offer expires 01/29/2025)
Chase Business Complete Checking® ($300 or $500 Bonus) | U.S. Bank Business Checking ($500 or $900 Bonus) |
Huntington Unlimited Plus Business Checking ($1,000 Bonus) | Huntington Unlimited Business Checking ($400 Bonus) |
Bluevine Business Checking ($300 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
Axos Bank Business Interest Checking ($400 Bonus) | Axos Business Premium Savings ($375 Bonus) |
How To Avoid Monthly Fees
- Total Access Checking: No monthly fees for this account
- Access Plus Checking: $10.00 monthly can be waived with $1,000 minimum daily balance or $2,500 average daily balance for the statement cycle.
- Premier Checking: $25.00 monthly can be waived with $10,000 average daily balance or $75,000 combined average relationship balance for the statement cycle.
- Cubs Checking: No monthly fees for this account
- White Sox Checking: No monthly fees for this account
- Student Checking: No monthly fees for this account
- Platinum Preferred Checking: $10.00 monthly can be waived with $1,000 minimum daily balance
- Money Smart Checking: No monthly fees for this account
- Entrepreneur Checking: $15.00 monthly when 75 transactions complete the $1,5000 minimum average collected balance
- Business Community Checking: $15.00 monthly if the $5,000 minimum average balance is not maintained
- Have-It-All Business Checking: $25.00 monthly if the $20,000 minimum average balance is not maintained
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Author’s Verdict
These are all the Wintrust Bank promotions, bonuses, and offers. You should always compare these accounts with other nationally recognized banks seen above.
For more current offers, check out our bank bonuses page. Compare Wintrust Bank rates for CDs and Savings with our best rates for Savings and CD accounts.
Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
Additionally, you can find a full list of the best bank promotions here. If this bank interests you, bookmark this page and check back regularly for Wintrust Bank promotions.
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