Wings Credit Union Promotions: $200, $500 Checking Bonuses (Nationwide)

Check out the latest Wings Credit Union promotions, bonuses, and offers here.

Update 10/30/26:

• We’ve added a $200 checking bonus valid through 12/31/26. No direct deposit required.
• There is currently a $500 bonus available when opening a new checking account with qualifying activity through 12/31/26.

Wings Credit Union Promotions Review

Wings Credit Union has 24 locations throughout the state of Minnesota. This credit union is eligible to consumers who are involved with the airline industry in the Minnesota area. The credit union focuses largely on personal banking products and services.

I’ll go over Wings Credit Union offers below.

Wings Credit Union $500 Checking Bonus

• What you’ll get: $500 bonus
• Availability: MN (Bank Locator)
• Direct Deposit Requirement: Yes
• Credit Inquiry: Hard Pull
• Monthly Fees: None
• Early Termination Fee: None listed, check with CSR for more information
• How to earn it:
  • Open a Wings checking account with a Share Savings account with a $5 minimum deposit, then complete the offer requirements within 60 days to earn a bonus of up to $500.
  • Use promo code CHECKING26 when opening your account online.
  • Set up recurring direct deposits. Establish recurring qualified payroll direct deposit(s) totaling $3,000 or more for a $300 bonus, $4,000 or more for a $400 bonus, or $5,000 or more for a $500 bonus.
  • Make 10 card transactions. Complete 10 or more debit or credit card transactions of $5 or more each.
  • Enroll in Digital Services. Establish online banking access.

(Expires 12/31/2026)

Fine Print

• One offer per person. Must be 18 years or older. Valid for U.S. residents only.
• Membership with a Share Savings account and $5 minimum deposit required and must be opened at the same time as checking account.
• Accounts must be opened between 10/15/26-12/31/26.
• Accounts must be funded within 21 business days of opening.
• Accounts must be in good standing (positive balance within 30 days of payout period).
• Applicants must live in a Wings Credit Union service area limited to eligible counties† in Florida, Georgia, Michigan, Minnesota or Wisconsin to qualify for promotion.
• Online applicants must use promo code “CHECKING26” at account opening.
• New members and new recipients only:
  • (a) Cannot have been a previous member (owner of a Primary Share or Savings Share Account) of Wings or Ent Credit Union within 12 months of promotional account application.
  • (b) Cannot have previously received a new account bonus as a primary or joint applicant.
• Not applicable to business accounts or accounts established for estates, beneficiaries, trusts or a fiduciary relationship.
• If requirements are met, checking account bonus will be paid the week of 3/8/27 (“bonus payout period”) as a deposit to the Wings checking account.
• If you do not meet the requirements for this offer, you will not receive the bonus.
• Disputes regarding promotion requirements must be submitted to Wings Credit Union by 5/7/27 in service center, via phone, or online.
• Bonus will be reported as interest earned on IRS form 1099-INT, and recipient is responsible for any applicable taxes. For more information, consult your tax advisor.
• Annual Percentage Yield (APY) for Share Savings: 0.15%; Everyday Checking: 0.01%; High-Yield Checking 3.04% on the first $25,000, 0.01%-3.04% for amounts over $25,000 and 0.01% if requirements are not met to earn the highest dividend rates. Rates effective as of 8/5/2026. Rates are variable and may change.
• Wings Credit Union reserves the right to end this promotion at any time without notification.

Wings Credit Union $200 Checking Bonus

• What you’ll get: $200 bonus
• Availability: MN (Bank Locator)
• Direct Deposit Requirement: No
• Credit Inquiry: Hard Pull
• Monthly Fees: None
• Early Termination Fee: None listed, check with CSR for more information
• How to earn it:
  • Open a new No Strings Checking account with promo code ROCKON. Within the first 30 days of account opening:
    • Deposit $100 into your new checking account.
    • Activate your Visa® debit card
  • Collect your $200 bonus.

(Expires 12/31/2026)

Fine Print

• Membership and account qualifications apply.
• In order to receive the $200 bonus, the first step is to qualify for membership and open a savings account with the minimum required deposit of $5.
• Then within 30 days of account opening you must, deposit $100 into your your new checking account and activate your debit card.
• Reward is limited to one (1) unique primary owner, 18 years or older on one (1) new checking account. The primary owner is the owner whose U.S. taxpayer identification number is on the account and is used for tax reporting purposes. You are eligible for the $200 reward if you: 1) are either a new or existing member; 2) do not have a pre-existing Wings Checking account of any kind 3) are the primary owner of the new Wings Checking Account; 4) meet account qualifications; 5) hold $5 in a Wings Savings Account; 6) have not received a Wings Checking Offer reward in the past; 7) have provided a U.S. taxpayer identification number and 8) your account(s) with Wings is/are in good standing.
• Please allow two (2) business days after the completion of requirements to receive a deposit of $200 into your primary Wings Savings Account.
• The $200 reward is tax reportable.
• Offer may be withdrawn or changed at any time at Wings’ sole discretion.
• Cannot be combined with another checking offer or used for an existing checking account.
• Offer ends 12/31/2026.

Wings Credit Union $100 Referral Bonuses

• What you’ll get: $100 bonus
• Availability: MN
• Credit Inquiry: Hard Pull
• Credit Card Funding: Can fund up to $500 per account
• Early Termination Fee: None listed, check with CSR for more information
• How to earn it:
  • Earn a $100 Visa reward card for each individual referred to Wings Financial Credit Union who becomes a member. Members must:
    • Opens a new checking account
    • Set up eDocuments
    • Have 1 direct deposit of $300 or more OR 5 debit card transactions of $5 or more each

(Limited time offer)

Wings Credit Union $600 Checking Bonus (Expired)

• What you’ll get: $600 bonus
• Availability: MN (Bank Locator)
• Direct Deposit Requirement: Yes
• Credit Inquiry: Hard Pull
• Monthly Fees: None
• Early Termination Fee: None listed, check with CSR for more information
• How to earn it:
  • Here’s how to collect up to $400:
  • Become a Wings member and open a checking account using promo code OWNIT24, then:
  • Set up recurring direct deposit to your new checking account within 60 days of account opening.
    • $1,500+ Direct Deposit Amount for $150 bonus
    • $3,500+ Direct Deposit Amount for $300 bonus
    • $5,000+ Direct Deposit Amount for $400 bonus
  • Sign up for eDocuments and enroll in Wings digital banking to get account information more quickly & securely.
  • Shop with your Wings debit or credit card: 5 debit or credit transactions, each $25 or more.
  • Bonus will be paid on or around 1/17/2025 as a deposit to your Wings checking account
  • Earn an additional $200 bonus after completing Checking Bonus Requirements (above) and opening an additional Wings savings or certificate account within 60 days of membership.
    • Minimum opening balance $25,000 (new money only)
    • Available balance must be $25,000+ on 1/31/25

(Expires 12/31/2024)

Fine Print

• 1. One offer per person; valid for U.S. residents only. Must be 18 years or older.
• 2. Account must be opened between 9/3–12/31/24.
• 3. Membership with a Share Savings account and $5 minimum opening deposit required; must be opened at the same time as checking account.
• 4. Online applicants must use promo code “OWNIT24” at account opening.
• 5. New members and new recipients only:
  • a. Cannot have been a previous member (owner of a Primary Share account) of Wings Financial Credit Union within 12 months of promotional account application.
  • b. Cannot have previously received a new account bonus.
• 6. The maximum amount one member can earn during the promo period is $600, if all requirements are met.
• 7. Bonus will be reported as interest earned on IRS form 1099-INT, and recipient is responsible for any applicable taxes. Consult your tax advisor.
• 8. Not applicable to business accounts and accounts established for estates, benefits, trusts or in a fiduciary capacity.
• 9. If you do not meet the requirements for this offer, you will not receive the bonus. Disputes regarding promotion requirements must be submitted to Wings Credit Union by 4/7/25 in branch, via phone, or online.

Wings Credit Union $100 Savings Bonus (Expired)

• What you’ll get: $100 bonus
• Availability: MN (Bank Locator)
• Credit Inquiry: Hard Pull
• Credit Card Funding: Can fund up to $500 per account
• Early Termination Fee: None listed, check with CSR for more information
• How to earn it:
  • Register online for their SOAR Classes which cover topics such as:
    • $tart $mart Checking
    • Web Wisdom
    • Credit and You
    • On My Own: The Costs of Life
  • Classes will last one day and you have to attend all classes to qualify
  • Members who complete all listed classes and score at least 70% on their post test will receive a $100 reward, deposited to their Share Savings account
• When it expires: No expiration date

(Limited time offer)

How to Avoid Monthly Fees

• First Class Checking: None
• High-Yield Checking: None
• Essential Business Checking: $10 (waived with $1,000 balance or $15,000 in combined loan and deposit balances)
• Select Business Checking: $15 (waived with $10,000 monthly average balance or $50,000 in combined business loans and deposit balances)
• Advantage Business Checking: $20 (waived with $25,000 monthly average balance or $100,000 in combined business loans and deposit balances)

Author’s Verdict

This bonus from Wings Credit Union is rather generous and has quite simple requirements. However, I would check with a CSR to see if this account triggers a hard or soft pull before opening.

For more current offers, check out our bank bonuses page. Compare Wings Credit Union rates for CDs and Savings with our best rates for Savings and CD accounts.

Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.