Wings Credit Union Promotions: $300 Checking Bonus (Nationwide)

Check out the latest Wings Credit Union promotions, bonuses, and offers here.

Update 11/19/25: There is currently a $300 bonus available when opening a new checking account with qualifying activity through 12/31/25.

Wings Credit Union Promotions Review

Wings Credit Union has 24 locations throughout the state of Minnesota. This credit union is eligible to consumers who are involved with the airline industry in the Minnesota area. The credit union focuses largely on personal banking products and services.

I’ll go over Wings Credit Union offers below.

Wings Credit Union $300 Checking Bonus

• What you’ll get: $300 bonus
• Availability: MN (Bank Locator)
• Direct Deposit Requirement: Yes
• Credit Inquiry: Hard Pull
• Monthly Fees: None
• Early Termination Fee: None listed, check with CSR for more information
• How to earn it:
  • Open a Share Savings and Everyday Checking account, then complete all offer requirements within 60 days of account opening to receive a $300 welcome bonus.
  • Accounts must be opened online using promo code WINGS25.
  • Enroll in Digital Services. Digital banking and eDocuments are convenient and secure.
  • Set Up Direct Deposit. Establish qualifying direct deposits of $3,000 or more.
  • Use a Wings Debit/Credit Card. Complete at least 5 individual debit or credit card transactions of $25 or more.

(Expires 12/31/2025)

Fine Print

• Insured by NCUA.
• To qualify for $300 bonus, you must complete both the General Bonus Requirements (1-8) and the Checking Account Bonus Requirements (9-12) below.
  • General Bonus Requirements:
  • 1. One offer per person. Must be 18 years or older. Valid for U.S. residents only.
  • 2. Membership with a Share Savings account and $5 minimum opening deposit required and must be opened at the same time as checking account.
  • 3. Accounts must be opened between 10/27/25-12/31/25.
  • 4. Accounts must be funded within 7 business days of opening.
  • 5. Accounts must be in good standing (positive balance for the last 30 days).
  • 6. Applicants must use promo code “WINGS25” at account opening.
  • 7. New members and new recipients only:
  • (a) Cannot have been a previous member (owner of a Primary Share account) of Wings Credit Union within 12 months of promotional account application.
  • (b) Cannot have previously received a new account bonus.
  • 8. Not applicable to business accounts or accounts established for estates, benefits, trusts or in a fiduciary capacity.
• Checking Account Bonus Requirements:
  • Each of the following must also be completed using the same checking account within 60 days of account opening:
  • 9. Establish recurring qualified payroll direct deposit(s) totaling $3,000 or more.
    Note: Direct deposit must also be active on the bonus payout date. “Qualified direct deposit” is an Automated Clearing House (“ACH”) automatic and electronic deposit of your salary, pension, Social Security or other regular income into your Wings account, deposited as a Pre-arranged Payment and Deposit (“PPD”) entry. Income earned through self-employment or working an IRS-classified “Gig Economy” job does not qualify as a qualified direct deposit. Other electronic deposits or person-to-person payments are not considered a qualified direct deposit. For questions on how your payroll is coded, please consult your payroll processor, HR department, etc.
  • 10. Enroll in Wings digital banking.
  • 11. Enroll in eDocuments. Enrollment in eDocuments must also be active on the bonus payout date.
  • 12. Complete 5 or more net PIN or signature-based debit card or credit card purchases of $25 or more each. Note: Electronic transfers such as person-to-person payments via digital payment platforms or mobile payment apps are not considered as qualified debit card or credit card purchases.
• Additional Information:
  • – If requirements are met, checking account bonus will be paid on or before 3/13/26 (“bonus payout date”) as a deposit to the Wings checking account.
  • – If you do not meet the requirements for this offer, you will not receive the bonus.
  • – Disputes regarding promotion requirements must be submitted to Wings Credit Union by 5/1/26 in branch, via phone, or online.
  • – Bonus will be reported as interest earned on IRS form 1099-INT, and recipient is responsible for any applicable taxes (consult your tax advisor).
  • – Annual Percentage Yield (APY) for Share Savings: 0.15%; Everyday Checking: 0.01%; High-Yield Checking 3.04% on the first $25,000, 0.01%-3.04% for amounts over $25,000 and 0.01% if requirements are not met to earn the highest dividend rates. Rates effective as of 10/14/2025. Rates are variable and may change.
  • – Wings Credit Union reserves the right to end this promotion at any time without notification.

Wings Credit Union $100 Referral Bonuses

• What you’ll get: $100 bonus
• Availability: MN
• Credit Inquiry: Hard Pull
• Credit Card Funding: Can fund up to $500 per account
• Early Termination Fee: None listed, check with CSR for more information
• How to earn it:
  • Earn a $100 Visa reward card for each individual referred to Wings Financial Credit Union who becomes a member. Members must:
    • Opens a new checking account
    • Set up eDocuments
    • Have 1 direct deposit of $300 or more OR 5 debit card transactions of $5 or more each

(Limited time offer)

Wings Credit Union $600 Checking Bonus (Expired)

• What you’ll get: $600 bonus
• Availability: MN (Bank Locator)
• Direct Deposit Requirement: Yes
• Credit Inquiry: Hard Pull
• Monthly Fees: None
• Early Termination Fee: None listed, check with CSR for more information
• How to earn it:
  • Here’s how to collect up to $400:
  • Become a Wings member and open a checking account using promo code OWNIT24, then:
  • Set up recurring direct deposit to your new checking account within 60 days of account opening.
    • $1,500+ Direct Deposit Amount for $150 bonus
    • $3,500+ Direct Deposit Amount for $300 bonus
    • $5,000+ Direct Deposit Amount for $400 bonus
  • Sign up for eDocuments and enroll in Wings digital banking to get account information more quickly & securely.
  • Shop with your Wings debit or credit card: 5 debit or credit transactions, each $25 or more.
  • Bonus will be paid on or around 1/17/2025 as a deposit to your Wings checking account
  • Earn an additional $200 bonus after completing Checking Bonus Requirements (above) and opening an additional Wings savings or certificate account within 60 days of membership.
    • Minimum opening balance $25,000 (new money only)
    • Available balance must be $25,000+ on 1/31/25

(Expires 12/31/2024)

Fine Print

• 1. One offer per person; valid for U.S. residents only. Must be 18 years or older.
• 2. Account must be opened between 9/3–12/31/24.
• 3. Membership with a Share Savings account and $5 minimum opening deposit required; must be opened at the same time as checking account.
• 4. Online applicants must use promo code “OWNIT24” at account opening.
• 5. New members and new recipients only:
  • a. Cannot have been a previous member (owner of a Primary Share account) of Wings Financial Credit Union within 12 months of promotional account application.
  • b. Cannot have previously received a new account bonus.
• 6. The maximum amount one member can earn during the promo period is $600, if all requirements are met.
• 7. Bonus will be reported as interest earned on IRS form 1099-INT, and recipient is responsible for any applicable taxes. Consult your tax advisor.
• 8. Not applicable to business accounts and accounts established for estates, benefits, trusts or in a fiduciary capacity.
• 9. If you do not meet the requirements for this offer, you will not receive the bonus. Disputes regarding promotion requirements must be submitted to Wings Credit Union by 4/7/25 in branch, via phone, or online.

Wings Credit Union $100 Savings Bonus (Expired)

• What you’ll get: $100 bonus
• Availability: MN (Bank Locator)
• Credit Inquiry: Hard Pull
• Credit Card Funding: Can fund up to $500 per account
• Early Termination Fee: None listed, check with CSR for more information
• How to earn it:
  • Register online for their SOAR Classes which cover topics such as:
    • $tart $mart Checking
    • Web Wisdom
    • Credit and You
    • On My Own: The Costs of Life
  • Classes will last one day and you have to attend all classes to qualify
  • Members who complete all listed classes and score at least 70% on their post test will receive a $100 reward, deposited to their Share Savings account
• When it expires: No expiration date

(Limited time offer)

How to Avoid Monthly Fees

• First Class Checking: None
• High-Yield Checking: None
• Essential Business Checking: $10 (waived with $1,000 balance or $15,000 in combined loan and deposit balances)
• Select Business Checking: $15 (waived with $10,000 monthly average balance or $50,000 in combined business loans and deposit balances)
• Advantage Business Checking: $20 (waived with $25,000 monthly average balance or $100,000 in combined business loans and deposit balances)

Author’s Verdict

This bonus from Wings Credit Union is rather generous and has quite simple requirements. However, I would check with a CSR to see if this account triggers a hard or soft pull before opening.

For more current offers, check out our bank bonuses page. Compare Wings Credit Union rates for CDs and Savings with our best rates for Savings and CD accounts.

Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.