Available Nationwide, VirtualBank is offering you 4.25% APY on your funds with their eMoney Market Account.
Update 12/23/24: The rate has decreased to 4.25% APY from 4.50%.
VirtualBank eMoney Market
Here is your opportunity to earn a competitive rate. Open a new VirtualBank eMoney Market Account to start earning interest today!
- Rate Offer: 4.25% APY Rate
- Availability: Nationwide (Online)
- Credit Inquiry: Hard Pull or Soft Pull? Let us know!
- Credit Funding: Unknown
- Minimum Balance: None
- Maximum Balance: None
- Monthly Fee: None
- Early Termination Fee: None listed
Application Link
VirtualBank eMoney Market Account: Consider opening an eMoney Market Account with VirtualBank to earn a great rate.
Account Rates
| Balance | APY |
| $0.01 or more | 4.25% APY |
VirtualBank Account Benefits
- No monthly service fees regardless of the balance
- The convenience of free bill pay and free online/mobile banking for check deposits
- Free paper checks & mobile check deposits.
- Have direct access to your money whenever you want 24/7
- Deposits will be FDIC insured up to $250,000 in addition to other digital security measures
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Author’s Verdict
Pretty great rate for a minimum balance of $100. Please let us know if you find out or know any information regarding the credit inquiry. If you know of any account similar to this or better, please let us know by commenting below!
If you happen to know whether this account incurs a hard/soft pull, please let us know. Let us know about your thoughts and experience with this account! Be sure to check back on BankDealGuy for more bank rates!
In addition to the current rate from VirtualBank, you can also take advantage of a range of great promotions from banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.
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