Vantage West Credit Union Promotions: $100, $200, $450 Checking, Referral Bonuses (AZ)

Check out the latest Vantage West Credit Union promotions, bonuses, and offers here.

Update 8/12/25: There’s currently a $450 checking bonus available through 9/30/25.

Vantage West Credit Union Promotions Review

Established in 1935, VantageWest Credit Union has been serving the communities of Arizona to help them thrive financially. Since then, they have expanded to 9 locations across the state. They strive to offer financial opportunity, choice, and value while building relationships that provide a memorable experience in the lives of their members and the community they serve.

I’ll go over Vantage West Credit Union offers below.

VantageWest Credit Union $450 Checking Bonus

• What you’ll get: $450 bonus
• Where it’s available: AZ (Bank Locator)
• Credit Inquiry: Soft Pull
• Credit Card Funding: $2,000
• How to earn it: 
  • New and existing Vantage West Members are eligible for one of three rewards options:
    • 1) To qualify for the 10,000 Rewards Points bonus ($100 cash value), you must open an Essential Checking account or a Premium Rewards Checking account and complete each of the following within 60 days of account opening:
      • Direct deposit an aggregate total of $2,000,
      • Complete 5 debit card transactions (transaction must be completed with the associated debit card), and
      • Register for electronic statements. Or
    • 2) To qualify for the 25,000 Rewards Points bonus ($250 cash value), you must open an Essential Checking account or a Premium Rewards Checking account and complete each of the following within 60 days of account opening:
      • Direct deposit an aggregate total of $5,000,
      • Complete 10 debit card transactions (transaction must be completed with the associated debit card), and
      • Register for electronic statements. Or
    • 3) To qualify for the 45,000 Rewards Points bonus ($450 cash value), you must open an Essential Checking account or a Premium Rewards Checking account and complete each of the following within 60 days of account opening:
      • Direct deposit an aggregate total of $7,500,
      • Complete 15 debit card transactions (transaction must be completed with the associated debit card), and
      • Register for electronic statements.
    • The Rewards Points will be credited to your rewards account within 30 days of the date the last requirement is met.

(Expires 09/30/2025)

Vantage West Credit Union $100 Checking Bonus

• What you’ll get: $100 bonus
• Where it’s available: AZ
• How to earn it:
  • $100 bonus for new Members who open a Vantage West Premium Checking account
  • $20 minimum opening deposit
  • Must be a Pima Community College faculty and student

(Limited time offer)

Vantage West Credit Union $20 Referral Bonus

• What you’ll get:
  • Referrer earns $20 bonus
  • Referee / Person being referred earns $20 bonus
• Where it’s available: AZ
• How to earn it:
  • Have a friend or family member open any qualifying account relationship with Vantage West Credit Union with your referral form and complete the following activities
    • $100 or more in total deposits at account opening in any Vantage West savings, checking, IRA, or certificate
    • $1,000 or more in total auto, home, or other consumer loan balances; or in Visa credit card or Home Equity Line of Credit (HELOC) revolving credit

(Limited time offer)

[Expired] Vantage West Credit Union $200 Checking Bonus

• What you’ll get: $200 bonus
• Where it’s available: AZ
• How to earn it:
  • To qualify for the $100 bonus you must open a new Essential or Premium Rewards checking account and have a direct deposit of $500.00 into the new checking account within 60 days of account opening.
  • To qualify for the 10,000 Reward Points ($100 cash value), you must open a Premium Rewards checking and complete each of the following within 60 days of account opening:
    • Have a direct deposit into that new checking account of $500 or more.
    • Complete 1 debit card transaction on the new checking account.

(Limited time offer)

VantageWest Credit Union $300 Checking Bonus (Expired)

• What you’ll get: $300 bonus
• Where it’s available: AZ
• Credit Inquiry: Soft Pull
• Credit Card Funding: $2,000
• How to earn it: 
  • No direct link to offer. Check your mail for this targeted offer. Expire 08/31/2023.
  • Open a new membership with a Premium Rewards checking account
  • Deposit $1000 within 60 days
  • Make one debit card transaction within 60 days
  • Get $300 (paid in 30,000 Rewards Points)

How to Avoid Monthly Fees

• Essential Checking: No monthly service fees w/eStatements
• Platinum Rewards Checking: $12 monthly fee. To avoid the fee, you must have a minimum daily balance of $3,000, or combined average daily balance in all deposit accounts of $10,000 or monthly net direct deposit of $750
• Select Business Checking: $10 monthly fee (waived for first 2 months). Maintain one of the following to avoid the monthly account fee:
  • Maintain a $1,500 average daily balance
  • 10 or more business debit or credit card transactions per month
  • $15,000 combine business balances
• Premier Business Checking: $20 monthly fee (waived for first 2 months). Maintain one of the following to avoid the monthly account fee:
  • Maintain a $10,000 average daily balance
  • Maintain $35,000 in combined business balances (ex: checking, savings, credit)
  • Make $1,000 in net purchases per month on VWCU Business debit or credit card
• Community Business Checking: $5 monthly fee. Maintain a $500 average daily balance and eStatements

Author’s Verdict

This bonus from Vantage West Credit Union is rather generous and has quite simple requirements. However, I would check with a CSR to see if this account triggers a hard or soft pull before opening.

For more current offers, check out our bank bonuses page. Compare Vantage West Credit Union rates for CDs and Savings with our best rates for Savings and CD accounts.

Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.

Additionally, you can find a full list of the best bank promotions here. Finally, remember to bookmark this page because you will always find an updated list of Vantage West Credit Union promotions here.