
Find the latest USC Credit Union promotions, bonuses, and offers here.
Update 4/30/26: There’s now a $400 checking bonus valid through 6/30/26.
USC Credit Union Promotions Review
| Eligibility: USC Credit Union membership is open to: (1) Those who live, work, worship or attend school in the City of Los Angeles or Orange County, California. (2) Employees, students, or faculty of the University of Southern California, and members of the USC Alumni Association. (3) Any business, corporation or other legal entity in Los Angeles city or Orange County. (4) Any immediate family or household member, and employees of the Credit Union. (5) Employees of the following employers in the following cities: Los Angeles Child Guidance, Inc., John Tracy Clinic, Health Research Association, and Kenneth Norris Jr. Cancer Hospital in Los Angeles, and Woodbury University in Burbank, California. See current membership details. |
USC Credit Union $400 Checking Bonus
- What you’ll get: $400 bonus
- Where it’s available: CA (Bank Locator)
- Credit Inquiry: Soft Pull or Hard Pull?
- Credit Card Funding: Unknown
- How to earn it:
- Open a checking account and complete the qualifying activities to stack & earn up to 400.
- Earn $150 after your first two full months. Earn $150 after 60 days of maintaining at least $2,000 in qualifying direct deposits every calendar month into a personal checking account.
- Bonus will be paid within 30 days after requirement is met.
- Earn $100 when you use your debit card. Use your USC Credit Union debit card and make 30 point-of-sale transactions within 60 days of activating your card.
- Bonus will be paid within 30 days after requirement is met. Earn another $150 within six months.
- Earn an additional $150 after six consecutive calendar months of maintaining at least $2,000 in qualifying direct deposits every calendar month.
- Bonus will be paid within 30 days after requirement is met.
(Expires 06/30/2026)
| KeyBank Checking ($300 bonus) | SoFi Checking and Savings Account ($425 Bonus) |
| U.S. Bank Smartly® Checking ($450 Bonus) | |
How To Waive Monthly Fees
- Cardinal Checking: No monthly fee
- Gold Checking: $5 monthly fee if balance falls below requirement ($750 or $3,500 in combined checking & savings accounts)
- Trojan Checking: $7 monthly fee if balance falls below requirement ($2,500 or $7,500 in combined checking & savings accounts)
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Bottom Line
If you have any info regarding the ability to fund the account with a credit card or the credit inquiry, please let us know!
For more current offers, check out our bank bonuses page. Compare USC Credit Union rates for CDs and Savings with our best rates for Savings and CD accounts.
Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Additionally, you can find a full list of the best bank promotions here. Finally, remember to bookmark this page because you will always find an updated list of USC Credit Union promotions here.




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