TruStone Financial Promotions: $500 Checking Bonus (MN, WI)

Check out the most recent TruStone Financial Federal Credit Union promotions, bonuses, and offers here.

Update 1/26/26: The prior $350 checking bonus has increased to a $500 offer valid through 12/31/26.

TruStone Financial Federal Credit Union Promotions Review

Back in 1939, eight Minneapolis teachers decided to take control of their own financial security. They formed the TruStone Financial Credit Union.  Since opening, TruStone Financial has stayed true to its mission to provide simple and fairly priced financial tools that allow members to save, borrow, and transact.

I’ll go over TruStone Financial Credit Union offers below.

TruStone Financial Federal Credit Union $500 Checking Bonus

• What you’ll get: $500 bonus
• Availability: MN, WI (Bank Locator)
• Credit Inquiry: Soft Pull
• Monthly fees: None
• How to earn it:
  • Sign up for your new TruStone Checking account and set up direct deposit.
  • Earn cash back for the following actions within 60 days of account opening:
    • $200 cash back for direct deposit of at least $1,000;
    • increases to $300 if direct deposit reaches $2,500;
    • increases to $450 if direct deposit reaches $5,000; and
    • $50 cash back for enrolling in e-statements.
  • Allow up to 90 days from account opening for cash back deposit.

(Expires 12/31/2026)

Fine Print

• Offer valid 1/1/26 – 12/31/26.
• Only one account per membership is eligible and member must not have a current or prior checking account with TruStone.
• Earn cash back for the following actions within 60 days of account opening: $200 cash back for direct deposit of at least $1,000; increases to $300 if direct deposit reaches $2,500; increases to $450 if direct deposit reaches $5,000; and $50 cash back for enrolling in e-statements.
• Allow up to 90 days from account opening for cash back deposit.
• Must be 13 years of age or older.
• Those under 18 years old must have a parent or guardian on the account to be eligible for cash back.
• Excludes business and trust accounts.

TruStone Financial Federal Credit Union $150 Checking Bonus (Expired)

• What you’ll get: $150 bonus
• Where it’s available: MN, WI
• Credit Inquiry: Hard Pull
• Monthly fees: $0-$20; waivable
• How to earn it: 
  • Sign up for your new TruStone Checking account
  • Earn cash back for the following actions within 45 days of account opening:
    • 1) $100 cash back for direct deposit of at least $1,000
    • 2) $50 cash back for enrolling in e-statements.

(Expires 12/31/2024)

TruStone Financial Federal Credit Union $50 Referral Bonus (Expired)

• What you’ll get: $50 bonus
• Where it’s available: MN, WI
• Credit Inquiry: Hard Pull
• Monthly fees: None
• How to earn it:
  • Referred member must open a new Primary Share and a Value, Premium or TruRate Checking account with a Visa debit card in a physical branch location
  • Share and checking account must be opened on the same day
  • Completed the following:
    • Make at least five debit card purchase transactions within 45 days of account opening
    • Enroll in eStatements within 45 days of account opening
  • A $50 credit will be made to both parties if the behaviors are met at 45 days of account opening
• When it expires: None

(Limited time offer)

How to Avoid Monthly Fees

• Value Checking: None
• MoneyWise Checking: None
• Small Business Checking: None
• TruRate Checking: $20 monthly fee. Maintain a $2,000 minimum daily balance to avoid the monthly account fee
• Premium Checking: $5 monthly fee. Maintain a $300 minimum balance to avoid the monthly account fee
• Essential Business Checking: $5 monthly fee. Maintain a $500 minimum average daily balance to avoid the monthly account fee
• Capital Business Checking: $12 monthly fee. Maintain a $7,500 minimum average daily balance to avoid the monthly account fee

Author’s Verdict

These TruStone Financial Federal Credit Union bonuses are pretty sweet to earn! If you happen to know any info regarding credit inquiry, credit card funding, opening deposits, or the early termination fees, please let us know!

For more current offers, check out our bank bonuses page. Finally, Compare TruStone Financial Federal Credit Union rates for CDs and Savings with our best rates for Savings and CD accounts.

Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.