Find an updated list of Simmons Bank promotions, bonuses, and offers here.

Update 7/1/24: There’s now a $600 checking bonus available for MO & TN residents through 8/16/24.

Simmons Bank Promotions Review

I’ll go over Simmons Bank offers below.

Simmons Bank $600 Checking Bonus

• What you’ll get: $600 bonus
• Where it’s available: MO, TN (Bank Locator)
• Credit Inquiry: Unknown
• Credit Card Funding: Unknown
• Early Termination Fee: None
• How to earn it:
  • Use promo code J10 to open a new Classic Checking or Simply Checking account.
  • Have at least one direct deposit per month.
  • Use your debit card for purchases.
  • Maintain an average daily balance each month.
    • Tier 1 – Earn $200 for each statement cycle, up to $600
      • Receive one or more direct deposits,
      • Have at least 15 posted debit card purchases, and
      • Maintain an average daily balance of $10,000 or more during the statement cycle
    • Tier 2 – Earn $100 for each statement cycle
      • Receive one or more direct deposits,
      • Have at least 10 posted debit card purchases, and
      • Maintain an average daily balance of $5,000 or more during the statement cycle
    • Tier 3 – Earn $50 for each statement cycle
      • Receive one or more direct deposits,
      • Have at least 5 posted debit card purchases, and
      • Maintain an average daily balance of $1,500 or more during the statement cycle

(Limited time offer)

The United QuestSM Card offers 70,000 bonus miles and 500 Premier qualifying points after you spend $4,000 on purchases in the first 3 months your account is open. You'll earn: • 3x miles on United® purchases • 2x miles on all other travel, dining, and select streaming services • 1x mile on all other purchases • Earn up to 6,000 Premier qualifying points per calendar year (25 PQP for every $500 you spend on purchases) • Up to a $125 United® purchase credit and up to 10,000 miles in award flight credits each year (terms apply) Free first and second checked bags - a savings of up to $360 per roundtrip (terms apply) - and priority boarding Plus, you'll get 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights when you pay with your Club Card. This card does carry an annual fee of $250, but you'll receive up to a $125 United purchase credit and up to 10,000 miles in award flight credits each year - (terms apply) Member FDIC Learn More About This Card

Simmons Bank $100 Checking Bonus

• What you’ll get: $100 bonus
• Where it’s available: AR, IL, KS, MO, OK, TN, TX (Bank Locator)
• Credit Inquiry: Unknown
• Credit Card Funding: Unknown
• Early Termination Fee: None
• How to earn it:
  • Open a new Save10 Youth Savings Account in one of the Arkansas locations.
    • Designed for elementary-aged children through a minor’s 17th birthday
  • $10 minimum opening balance (you’ll get a $10 Opening Deposit Match)
  • The Save10 Youth Savings account will convert to a Simply Savings account when the primary owner turns 18.
  • The customer must have an open, positive balance checking account or the customer must open a checking product within 60 days of their 18th birthday and have a positive balance of greater than $100 in their Save10 Youth Savings Account at date of conversion.

(Limited time offer)

How to Avoid Monthly Fees

• Coin Checking: None
• Simply Checking: None
• Simply Youth Savings: None
• Commercial Checking: Earnings credit allowance may offset monthly Account Maintenance Fee
• Affordable Advantage Checking: $25 monthly fee
• Health Savings: $3 monthly fee
• Classic Checking: $6 monthly fee. Maintain a $500 daily balance or a $1,000 average monthly balance to avoid the monthly account fee
• Interesting Checking: $10 monthly fee. Maintain a $1,000 daily balance to avoid the monthly account fee
• Prosper Checking: $10 monthly fee. Reduced to $8 when account receives an ACH credit, such as direct deposit, during the monthly statement cycle
• Simply Savings: $5 monthly fee. Maintain a $100 minimum daily balance to avoid the monthly account fee
• Money Market: $10 monthly fee. Maintain a $2,500 minimum average daily balance to avoid the monthly account fee.
• Simply Business 50 Checking: $5 monthly Account Maintenance Fee may be offset with a $5 credit when you meet one of these qualifications:
  • $500 minimum daily balance on any Simply Business 50 Checking account
  • Have an Open Business Loan
• Simply Business 250 Checking: $10 monthly Account Maintenance Fee may be offset with a $10 credit when you meet one of these qualifications:
  • $2,500 minimum daily balance on any Simply Business 250 Checking account
  • Have an Open Business Loan(s) with a combined Current Balance of at least $25,000
  • Have a combined Total Relationship Balance on business deposit accounts and/or qualifying Open Business Loans of at least $25,000
• Simply Business 500 Checking: $20 monthly Account Maintenance Fee may be offset with a $20 credit when you meet one of these qualifications:
  • $15,000 minimum daily balance on any Simply Business 500 Checking account
  • Have an Open Business Loan(s) with a combined Current Balance of at least $25,000
  • Have a combined Total Relationship Balance on business deposit accounts and/or qualifying Open Business Loans of at least $50,000
• Non-Profit Business Checking: $5 monthly Account Maintenance Fee may be offset with a $5 credit when you meet one of these qualifications:
  • $500 minimum daily balance on any Non-Profit Business Checking account
  • Have an Open Business Loan
• Simply Savings Business: $5 monthly fee. Maintain a $100 minimum daily balance to avoid the monthly account fee
• Money Market Savings Business: $10 monthly fee. Maintain a $2,500 minimum average daily balance to avoid the monthly account fee.

Author’s Verdict

To summarize, Simmons Bank has some of the best promotions, bonuses, and offers. If you were already interested in this bank, this $100 checking promotion is very generous. They offer a variety of banking options so take advantage.

For more current offers, check out our bank bonuses page. Compare Simmons Bank rates for CDs and Savings with our best rates for Savings and CD accounts.

Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.

Additionally, you can find a full list of the best bank promotions here. Finally, remember to bookmark this page because you will always find an updated list of Simmons Bank promotions here.