Find the latest Ameriprise Financial promotions, bonuses, and offers here.

Update 7/28/25: There is currently a $200 or $800 savings bonus (up from prior $450 offer) good through 8/29/25.

Why Ameriprise Financial?

The benefits of working with Ameriprise.

As a longstanding leader in financial planning and advice, Ameriprise Financial helps clients navigate the present without losing sight of the future.

A strong and stable company. For more than 125 years, Ameriprise has been committed to putting our clients’ needs first. Many of our financial advisors have received national recognition in several independent lists by Barron’s, Financial Times, Forbes and Working Mother.

Ongoing advisor relationship. You’ll receive one-to-one personalized recommendations and exceptional service from dedicated financial advisors.

Comprehensive financial advice. Your financial advisor can help prepare you for your financial future with advice based on your goals and needs through the Confident Retirement® approach.

Digital tools. Gain access to our state-of-the-art digital capabilities, including the Ameriprise app, to easily track your goals and collaborate with your financial advisor.

I’ll go over Ameriprise Financial offers below.

Ameriprise Bank $800 Savings Bonus

• What you’ll get: $800 bonus
• Availability: Nationwide
• Direct deposit requirement: Yes
• Credit Inquiry: Hard Pull or Soft Pull? Let us know.
• Monthly fees: Not listed
• How to earn it:
  • Earn up to a $800 bonus with an Ameriprise Bank Savings Account
  • Deposit new money into your new or existing Ameriprise Bank Savings Account by August 29, 2025. The minimum deposit to open a new account is only $100.
  • Maintain a daily balance equal to or greater than your balance on July 14, 2025, plus at least $15,000 of New Money.
  • Receive either a $200 or $800 bonus, deposited into your Ameriprise Bank Savings Account.
    • $200 bonus: $15,000-$49,999 deposit amount
    • $800 bonus: $50,000+ deposit amount

(Expires 08/29/2025)

Terms:

• All Account terms, conditions, fees, rates and opening procedures apply. For details, please see the Ameriprise Bank, FSB Deposit Account Agreement, Ameriprise Bank, FSB Deposit Accounts Consumer Pricing Disclosure and Ameriprise Bank Savings Account Rates at ameriprise.com.
• If you do not have secure site access or have any questions, please contact Ameriprise Bank Customer Service Center at 800.862.7919.
• Offers valid from July 15, 2025 to August 29, 2025 (“Offer Period”).
• To receive the $200 bonus (“Level One”), you must:
• During the Offer Period, deposit at least $15,000 in New Money, defined below, into your Ameriprise Bank Savings Account (Account), AND
• Through December 31, 2025, maintain a daily balance equal to or greater than your balance on July 14, 2025 plus at least $15,000 in New Money. Withdrawals from the Account may affect your ability to earn this bonus.
• To receive the $800 bonus (“Level Two”), you must:
• During the Offer Period, deposit at least $50,000 in New Money, defined below, into your Ameriprise Bank Savings Account (“Account”), AND
• Through December 31, 2025, maintain a daily balance equal to or greater than your balance on July 14, 2025 plus at least $50,000 in New Money. Withdrawals from the Account may affect your ability to earn this bonus.
• “New Money” is money that is deposited into the Account directly from external accounts outside of Ameriprise Bank, FSB and its affiliates during the Offer Period. Deposits made by internal transfers from any Ameriprise accounts are not considered New Money.
• Clients are eligible for only one of the bonus offers (Level One or Level Two); they cannot receive both.
• Bonus offers are only available to existing Ameriprise clients as of July 14, 2025.
• Clients may make multiple deposits within the Offer Period to reach the $15,000 in New Money for Level One or $50,000 in New Money for Level Two. To remain eligible, your Account must be open and in good standing at the time the applicable bonus is credited to your Account. Limit of one bonus per customer. A customer who is an owner of an individual Account and/or a primary owner of multiple joint Accounts will be limited to one bonus. If all Level One or Level Two requirements are met, the appropriate bonus amount will be credited to the Account by March 31, 2026.
• A $100 minimum deposit is required to open a new Account. The bonus will be reported as interest on IRS form 1099-INT and the recipient is responsible for any applicable taxes. Clients should consult a tax advisor; neither Ameriprise Bank, FSB nor its employees provide tax advice.
• Other restrictions may apply. We reserve the right to modify or withdraw the Level One and/or Level Two offer at any time without notice. If we determine that clients have engaged in or plan to engage in abuse, gaming or fraud in connection with Level One or Level Two offers, they will not be eligible for any bonus offer.

Ameriprise Financial $200 ONE Financial Account Bonus (Expired)

• What you’ll get: $200 bonus
• Availability: Nationwide
• Direct deposit requirement: Yes
• Credit Inquiry: Hard Pull or Soft Pull? Let us know.
• Monthly fees: Not listed
• How to earn it:
  • Between June 1 and Aug. 31, 2023, set up a new, qualifying direct deposit of at least $3,000 per calendar month from your employer payroll, pension or governmental source including social security and maintain for at least three consecutive months ($9,000 or more total).
  • Qualifying direct deposits must be set up using the routing/account number at the bottom of your Ameriprise ONE Financial Account checks and the first deposit must be made during the offer period. The third qualifying deposit must be received by Oct. 31, 2023 for bonus eligibility.
  • Eligible Ameriprise ONE Financial Account ownerships are:
    • Individual
    • Joint
    • Revocable trust using the SSN of the primary trustee
  • Other ownership categories including all business, irrevocable trusts, estate, investment clubs, UTMA/UGMA, IRAs and other retirement categories are not eligible

(Limited time offer)

Terms:

• New Money Cash Bonus offer. Eligible Ameriprise ONE® Financial Account clients may earn a $200 bonus when they add a new, qualifying recurring electronic direct deposit to an eligible Ameriprise ONE Financial Account between June 1 and Aug. 31, 2023.
• To qualify for the bonus: Set up qualifying direct deposit(s) that total at least $3,000.00 within a single calendar month for three (3) consecutive calendar months (total of $9,000) to a new or existing Ameriprise ONE Financial Account.
• Direct deposits must be set up using the routing/account number at the bottom of your Ameriprise ONE Financial Account checks. See our FAQ for instructions on how to set up a new direct deposit to your Ameriprise ONE Financial Account.
• Qualifying direct deposits are defined as deposits from a client’s employer, payroll, pension, or governmental benefits provider such as social security via Automatic Clearing House (ACH) deposit. Deposits that are not from an employer (such as check deposits, Peer to Peer (P2P) transfers, merchant transactions and bank ACH transfers not from employers) do not qualify.
• First eligible ACH direct deposit must be received during the promotion offer period of June 1 – August 31, 2023. The third qualifying deposit must be received by Oct. 31, 2023 for bonus eligibility. Bonus will be paid to the qualifying
• Ameriprise ONE Financial Account the month after the third qualifying direct deposit has been received.
• Eligibility: The offer is available to clients with a new or existing Ameriprise ONE Financial Accounts titled as an individual, joint or revocable trust that have not received any direct deposits within the prior calendar month.
• Accounts not eligible for the bonus: Ameriprise® Strategic Portfolio Service (SPS) Advantage, SPS Advisor, Active Portfolios, IRAs or retirement accounts of any kind, Ameriprise® Bank Savings Account.
• This promotional offer is limited to a one-time bonus per account.
• Tax disclaimer: The value of the bonus you receive may constitute taxable income. Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes.
• Other restrictions may apply. All standard account terms, conditions and opening procedures apply.
• The Ameriprise ONE Financial Account is a brokerage account with cash management features.

Author’s Verdict

For more options, see our list of the latest investment account bonuses.

For more current offers, check out our bank bonuses page. Compare Ameriprise Financial rates for CDs and Savings with our best rates for Savings and CD accounts.

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