Sunflower Bank Promotions: $50, $200 Checking, Referral Offers [AZ, CO, KS, MO, NM, TX]

If you are interested in learning more about Sunflower Bank promotions, bonuses, and offers, be sure to keep reading!

Update 6/17/25: The $200 checking bonus with no direct deposit requirement has been extended to 6/30/25. If you have an account, feel free to input your referral info down in the comment section.

Sunflower Bank Promotions Review

At Sunflower Bank, First National 1870, and Guardian Mortgage, they are committed to helping our associates succeed and thrive. Not only do they focus on career growth and development, they also offer a rewarding benefits package aimed at helping them achieve their desired personal and financial goals.

I’ll go over Sunflower Bank offers below.

Sunflower Bank $200 Checking Bonus

• What you’ll get: $200 bonus
• Availability: Nationwide; except for the following states AK, DE, ME, ND, NH, NY, VT, WV (Bank Locator)
• Direct deposit requirement: No, you can do ACH credits totaling 0f $500+
• Credit inquiry: Soft Pull
• Monthly fees: None with eStatements
• How to earn it: 
  • Customer will receive a $200 reward when they:
    • Open their first personal checking account opened in-branch (offer applies to Foundation, Elevation and Pinnacle checking accounts only)
    • Complete 25 or more debit card purchases (pinned, signed, or credit).
    • Receive one or more qualifying Automated Clearing House (ACH) Direct Deposit credit(s) totaling $500 or more in the new checking account.

(Expires 06/30/2025)

Sunflower Bank $50 Referral Bonus

• What you’ll get:
  • Referrer earns $50 bonus
• Availability: Nationwide; except for the following states AK, DE, ME, ND, NH, NY, VT, WV (Bank Locator)
• Credit Inquiry: Soft Pull
• Credit Card Funding: None
• How to earn it:
  • Fill out and print a referral card found in the bonus link to give to a friend or family member
  • Referee must open their first personal checking account at Sunflower Bank and present referral card, letter, or email offer at time of account opening
  • Must deposit $100 or more at account opening.

(Limited time offer)

How to Avoid Monthly Fees

• SunNet Checking: $7.00 monthly waived if minimum daily balance of $100 is maintained.
• Foundation Checking: $7.00 monthly waived if minimum daily balance of $100 is maintained or if primary account owner is under the age of 18.
• Elevation Checking: $6.00 monthly
• Pinnacle Checking: $10.00 monthly waived if minimum daily balance of $2,000 is maintained.
• SunNet Savings: $5.00 monthly waived if minimum daily balance to avoid Account Maintenance Fee is $100
• Essential Savings: $5.00 monthly waived if minimum daily balance to avoid Account Maintenance Fee is $100
• Supreme Money Market: $8.00 monthly if minimum daily balance to avoid Account Maintenance Fee is $1,000
• Health Savings Account: No monthly fees
• Small Business Checking: $9.00 monthly waived with compensating average collected balances.

Author’s Verdict

The bonus at Sunflower Bank is really great because they have soft pull, so this won’t affect your credit score. They also offer mobile banking so your money is available at anytime with the click of a button.

For more current offers, check out our bank bonuses page. Compare Sunflower Bank rates for CDs and Savings with our best rates for Savings and CD accounts.

Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.