Find the latest listing of S&T Bank promotions, bonuses, and offers here.
Update 6/16/25: The $100 student checking & $300/$400 checking bonus is back through 6/30/25. The up to $900 business checking bonus has been extended through 6/30/25.
S&T Bank Promotions Review
Founded in 1902, S&T Bank provides a full range of financial services to families and businesses across our Pennsylvania, Ohio, and New York footprint. S&T Bank strives to perform as a model community bank in every geographic area, with every product and service, and with every customer, every day.
I’ll go over S&T Bank offers below.
S&T Bank $300 or $400 Checking Bonus
- What you’ll get: $300 or $400 bonus
- $300 Bonus (West Pennsylvania) promo code STWPA2Q25
- $400 Bonus (East Pennsylvania) promo code STEPA2Q25
- $300 Bonus (Ohio) promo code STOH2Q25
- Availability: OH, PA (Bank Locator)
- Direct Deposit Requirement: Optional
- Credit Inquiry: Soft Pull
- Monthly Fees: None
- Early Termination Fee: Six months
- How to earn it:
- Open a new consumer checking account.
- Make at least two direct deposits of $500+
- Get $300 or $400!
(Offer expires 06/30/2025)
| KeyBank Checking ($300 bonus) | Chase Total Checking ($300 Bonus) |
| SoFi Checking and Savings Account ($325 Bonus) | |
Fine Print
- To receive the incentive, open a new consumer checking account online (excludes Smart Start Banking and Easy Banking) using the “open an account” button on this webpage between April 1, 2025 and June 30, 2025.
- Within 90 calendar days of opening, make at least two $500 qualifying direct deposits.
- Qualifying direct deposits include recurring electronic deposits of payroll, pension or Social Security.
- Person-to-person, S&T Bank deposit account transfers or other electronic money transfers, such as those made through internet payment services, do not qualify.
- To receive the incentive, this account must remain open with a balance greater than $0 on October 13, 2025 and never be overdrawn.
- This offer is available to new consumer checking customers only.
- All existing S&T Bank consumer checking customers, owners or those with signing authority on any other S&T consumer checking account or those who closed a checking account within the last 12 months, are not eligible.
- Signing authority will be defined by the customer’s name(s) and social security number(s) registered on the account as an owner.
- This offer cannot be used in combination with any other consumer checking offer.
- To qualify for the incentive, the promo code is required at account opening.
- The incentive will be deposited into your account on October 23, 2025, if all above requirements are met.
- Offers may vary by product and region, are not transferable and are reportable for tax purposes.
- S&T Bank reserves the right to limit an individual to one account-related gift incentive per rolling 12-month period across all deposit account relationships.
- Annual Percentage Yield (APY) for interest bearing accounts are variable and as follows: Preferred Banking with Interest (0.03% APY), Four Star Banking with Interest (0.01% APY) and Interest checking (0.01% APY).
- Rates are accurate as of April 1, 2025, and may change at any time. Fees could reduce earnings.
- Only Preferred, Four Star and Select Banking can be opened online.
- Visit your local branch or call our Solution Center at 800.325.2265 to open other eligible accounts.
S&T Bank $900 Business Checking Bonus
- What you’ll get: $900 bonus
- Availability: OH, PA (Bank Locator)
- Direct Deposit Requirement: None
- Credit Inquiry: Soft Pull
- Monthly Fees: None
- Early Termination Fee: Unknown
- How to earn it:
- To qualify for the $300 incentive, a new Basic Business Checking account must be funded with a $1,000 balance within the first five business days of account opening. The account must remain open, never be overdrawn and have a daily balance of $1,000 or more on August 11, 2025.
- To qualify for the $600 incentive, a new Basic Business Checking Account must be funded with $25,000 within the first five business days of account opening. The account must remain open, never be overdrawn and have a daily balance of $25,000 or more on August 11, 2025.
- Once qualifications have been met for the new Basic Business Checking account, business is able to qualify for an additional $300 incentive when a new S&T Payment Processing account is opened through Elavon between April 1, 2025 and June 30, 2025.
(Offer expires 06/30/2025)
| CIT Bank Platinum Savings (4.00% APY). | Discover® Bank Savings (Up to $200 Bonus + 3.70% APY) |
| SoFi Checking & Savings ($325 Bonus + 3.80% APY) | Harborstone Credit Union Money Market (4.30% APY) |
| Live Oak Bank Savings (4.10% APY) | |
Fine Print
- To qualify for the $300 incentive, a new Basic Business Checking account must be funded with a $1,000 balance within the first five business days of account opening. The account must remain open, never be overdrawn and have a daily balance of $1,000 or more on August 11, 2025. To qualify for the $600 incentive, a new Basic Business Checking Account must be funded with $25,000 within the first five business days of account opening. The account must remain open, never be overdrawn and have a daily balance of $25,000 or more on August 11, 2025. Account must be opened between April 1, 2025 and June 30, 2025. Business must also apply, receive and activate an S&T Bank business debit card that is associated with the new Basic Business Checking account by August 11, 2025. Account will receive appropriate incentive on August 21, 2025. New account will not be eligible for offer if any signer has signing authority on an existing S&T Bank Business Checking account or has closed an account within the past 90 days or has been paid a promotional premium in the past 12 months. If multiple accounts are opened with the same signers, only one account will be eligible for the incentive. Estate accounts are not eligible for this promotion.
- Once qualifications have been met for the new Basic Business Checking account, business is able to qualify for an additional $300 incentive when a new S&T Payment Processing account is opened through Elavon between April 1, 2025 and June 30, 2025. Account must have accepted customer payments, settled and funded by Elavon and remain open through August 11, 2025, to receive the additional incentive on August 21, 2025, which will be credited to the S&T Basic Business Checking account. Limit one $300 incentive per merchant, regardless of the number of business locations. Business is subject to underwriting and approval by Elavon. Offer only available to merchants inside the United States. Elavon is a registered trademark in the United States and/or other countries. Incentives will be identified as “Cash Incentive” on your monthly statement. The value of the incentives may be reported on Internal Revenue Service (IRS) Form 1099 and may be considered taxable income to you. Please consult your tax advisor regarding your specific situation.
S&T Bank $500 Referral Bonus
- What you’ll get: $500 bonus
- Availability: OH, PA (Bank Locator)
- Credit Inquiry: Soft Pull
- Credit Card Funding: Up to $100
- Early Termination Fee: Must keep open for 6 months
- How to earn it:
- Register
- Complete your information in the registration form above and click GO!
- Qualify
- Complete the referral offer listed below.
- Get Rewarded
- Once all qualifications for an offer have been completed, you and the person who referred you will each receive a Visa® Reward Card!
- Get a $50 Visa Reward Card when you open a new S&T Bank checking account and complete the following within 60 days of account opening:
- Complete ten (10) debit purchases
- Enroll in online statements
- Register
- When it expires: None
(Limited time offer)
| SoFi Checking and Savings Account ($325 Bonus) | KeyBank Checking ($300 bonus) |
| HSBC Premier Checking (Up to $3,000 Cash Bonus), | |
S&T Bank $100 Student Checking Bonus
- What you’ll get: $100 bonus
- Availability: OH, PA (Bank Locator)
- Direct Deposit Requirement: None
- Credit Inquiry: Soft Pull
- Monthly Fees: None
- Early Termination Fee: Six months
- How to earn it:
- To receive the incentive, open a new Smart Start Banking account between October 1, 2024 and December 31, 2024.
- Within 90 calendar days of opening, make at least two $500 qualifying direct deposits.
(Offer expires 06/30/2025)
| Chase Business Complete Checking® ($300 or $500 Bonus) | Bluevine Business Checking ($300 Bonus) |
| Huntington Unlimited Plus Business Checking ($1,000 Bonus) | Huntington Unlimited Business Checking ($400 Bonus) |
| Axos Bank Business Interest Checking ($400 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
| U.S. Bank Business Checking ($500 or $900 Bonus) | |
Fine Print
- To receive the incentive, open a new Smart Start Banking account between April 1, 2025 and June 30, 2025.
- Within 90 calendar days of opening, make at least two $500 qualifying direct deposits.
- Qualifying direct deposits include recurring electronic deposits of payroll, pension or Social Security.
- Person-to-person, S&T Bank deposit account transfers or other electronic money transfers, such as those made through internet payment services, do not qualify.
- To receive the incentive, this account must remain open with a balance greater than $0 on April 11, 2025 and never be overdrawn.
- This offer is available to new consumer checking customers only.
- All existing S&T Bank consumer checking customers, owners or those with signing authority on any other S&T consumer checking account or those who closed a checking account within the last 12 months, are not eligible.
- Signing authority will be defined by the customer’s name(s) and social security number(s) registered on the account as an owner.
- This offer cannot be used in combination with any other consumer checking offer.
- To qualify for the incentive, the promo code is required at account opening.
- The incentive will be deposited into your account on April 17, 2025, if all above requirements are met.
- Offers may vary by product and region, are not transferable and are reportable for tax purposes.
- S&T Bank reserves the right to limit an individual to one account-related gift incentive per rolling 12-month period across all deposit account relationships.
How To Waive Monthly Fees
- Preferred Banking: There is a $10 monthly maintenance fee if one of the above balance requirements are not met
- Select Banking: None
- Four Star Banking: Must maintain minimum daily balance of $1,000 in Four Star Banking checking account or combined deposit balance and home loan outstanding balance of $5,000 or more. Otherwise a $10 monthly maintenance fee.
- Interest Banking: There is a $10 monthly maintenance fee if one of the above balance requirements are not met.
- Smart Start Banking: None
- Easy Banking: None
- Account Analysis Checking: None listed
- Business Interest Checking: None listed
- Basic Business Checking: None
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Author’s Verdict
To summarize, S&T Bank has some of the best promotions, bonuses, and offers. With a wide variety of digital services, you’ll be able to manage your money anywhere!
For more current offers, check out our bank bonuses page. Compare S&T Bank rates for CDs and Savings with our best rates for Savings and CD accounts.
Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
Editor Rating
Re S&T Bank: After being jerked around about my application information online (nothing was really wrong with it), a bank rep called me to complete opening the account. HOWEVER, he informed me that the promo code that opens in the online link wasn’t supposed to be there. He claimed it was only for people who’d received a mailer, and the “someone” must have falsely uploaded the page to the ‘net. Needless to say, I had no further interest in opening an account with S&T in exchange for nothing.