Simmons Bank Promotions: $100, $300, $900 Business Checking, Youth Savings Bonuses (AR, IL, KS, MO, OK, TN, TX)

Find an updated list of Simmons Bank promotions, bonuses, and offers here.

Update 10/16/25: There’s now a $300 checking bonus available through 11/30/25 and a $600 business checking bonus available through 12/5/25.

Simmons Bank Promotions Review

I’ll go over Simmons Bank offers below.

Simmons Bank $300 Checking Bonus

• What you’ll get: $300 bonus
• Where it’s available: MO, TN (Bank Locator)
• Credit Inquiry: Unknown
• Credit Card Funding: Unknown
• Early Termination Fee: None
• How to earn it:
  • To receive a Bonus, Eligible Customers must:
  • First, open a new Classic Checking, Coin Checking or Simply Checking account online using promo code SB2 or at a branch between September 22, 2025 and November 30, 2025.
  • Second, enroll in Online Banking and access the Account via the Simmons Bank Mobile app or on our website at simmonsbank.com in the first statement cycle and again within ninety (90) days after the Account Opening Date.
  • Third, maintain the Account as open and in good standing (as determined by Simmons Bank) from the date the Account is assigned an account number (“Account Opening Date”) until the Bonus is awarded.
  • Fourth, meet all requirements for the following Bonus tier during one (1) (or more) of the first four (4) statement cycles after the Account Opening Date. A maximum of three (3) Bonuses may be earned within the first four (4) statement cycles after the Account Opening Date.
    • Tier 1 – Earn $100 for each statement cycle
  • Receive one (1) or more qualifying direct deposits in your Account totaling at least $1,000 during the statement cycle.
  • For up to 3 of the first 4 statement cycles, a bonus will be paid for meeting qualifying activities.

(Expires 11/30/2025)

The United QuestSM Card offers 70,000 bonus miles and 500 Premier qualifying points after you spend $4,000 on purchases in the first 3 months your account is open. You'll earn: • 3x miles on United® purchases • 2x miles on all other travel, dining, and select streaming services • 1x mile on all other purchases • Earn up to 6,000 Premier qualifying points per calendar year (25 PQP for every $500 you spend on purchases) • Up to a $125 United® purchase credit and up to 10,000 miles in award flight credits each year (terms apply) Free first and second checked bags - a savings of up to $360 per roundtrip (terms apply) - and priority boarding Plus, you'll get 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights when you pay with your Club Card. This card does carry an annual fee of $250, but you'll receive up to a $125 United purchase credit and up to 10,000 miles in award flight credits each year - (terms apply) Member FDIC Learn More About This Card

Simmons Bank $100 Checking Bonus

• What you’ll get: $100 bonus
• Where it’s available: AR, IL, KS, MO, OK, TN, TX (Bank Locator)
• Credit Inquiry: Unknown
• Credit Card Funding: Unknown
• Early Termination Fee: None
• How to earn it:
  • Open a new Save10 Youth Savings Account in one of the Arkansas locations.
    • Designed for elementary-aged children through a minor’s 17th birthday
  • $10 minimum opening balance (you’ll get a $10 Opening Deposit Match)
  • The Save10 Youth Savings account will convert to a Simply Savings account when the primary owner turns 18.
  • The customer must have an open, positive balance checking account or the customer must open a checking product within 60 days of their 18th birthday and have a positive balance of greater than $100 in their Save10 Youth Savings Account at date of conversion.

(Limited time offer)

Simmons Bank $900 Business Checking Bonus

• What you’ll get: $900 bonus
• Where it’s available: MO, TN (Bank Locator)
• Credit Inquiry: Unknown
• Credit Card Funding: Unknown
• Early Termination Fee: None
• How to earn it:
  • To receive a Bonus, Eligible Customers must:
  • First, open a new Business Core Checking, Business Plus Checking, Business Pro Checking, or Non-Profit Checking account using promo code BCP at a branch between July 23, 2025 and December 5, 2025.
  • Second, enroll in Online Banking and maintain active Online Banking by accessing the Account via the Simmons Bank Mobile app or on our website at simmonsbank.com and again thereafter every ninety (90) days during the promotional period.
  • Third, maintain the Account as open and in good standing (as determined by Simmons Bank) from the date the Account is assigned an account number (“Account Opening Date”) until the Bonus is awarded.
  • Fourth, meet all requirements for one of the following Bonus tiers during one (1) (or more) of the first five (5) statement cycles after the Account Opening Date. A maximum of three (3) Bonuses may be earned within the first five (5) statement cycles after the Account Opening Date.
    • Tier 1 – Earn $300 for the statement cycle. Maintain an average daily balance of $15,000 or more during the statement cycle.
    • Tier 2 – Earn $150 for the statement cycle. Maintain an average daily balance of $10,000 or more during the statement cycle.
    • Tier 3 – Earn $100 for the statement cycle. Maintain an average daily balance of $7,500 or more during the statement cycle.

(Expires 12/05/2025)

How to Avoid Monthly Fees

• Coin Checking: None
• Simply Checking: None
• Simply Youth Savings: None
• Commercial Checking: Earnings credit allowance may offset monthly Account Maintenance Fee
• Affordable Advantage Checking: $25 monthly fee
• Health Savings: $3 monthly fee
• Classic Checking: $6 monthly fee. Maintain a $500 daily balance or a $1,000 average monthly balance to avoid the monthly account fee
• Interesting Checking: $10 monthly fee. Maintain a $1,000 daily balance to avoid the monthly account fee
• Prosper Checking: $10 monthly fee. Reduced to $8 when account receives an ACH credit, such as direct deposit, during the monthly statement cycle
• Simply Savings: $5 monthly fee. Maintain a $100 minimum daily balance to avoid the monthly account fee
• Money Market: $10 monthly fee. Maintain a $2,500 minimum average daily balance to avoid the monthly account fee.
• Simply Business 50 Checking: $5 monthly Account Maintenance Fee may be offset with a $5 credit when you meet one of these qualifications:
  • $500 minimum daily balance on any Simply Business 50 Checking account
  • Have an Open Business Loan
• Simply Business 250 Checking: $10 monthly Account Maintenance Fee may be offset with a $10 credit when you meet one of these qualifications:
  • $2,500 minimum daily balance on any Simply Business 250 Checking account
  • Have an Open Business Loan(s) with a combined Current Balance of at least $25,000
  • Have a combined Total Relationship Balance on business deposit accounts and/or qualifying Open Business Loans of at least $25,000
• Simply Business 500 Checking: $20 monthly Account Maintenance Fee may be offset with a $20 credit when you meet one of these qualifications:
  • $15,000 minimum daily balance on any Simply Business 500 Checking account
  • Have an Open Business Loan(s) with a combined Current Balance of at least $25,000
  • Have a combined Total Relationship Balance on business deposit accounts and/or qualifying Open Business Loans of at least $50,000
• Non-Profit Business Checking: $5 monthly Account Maintenance Fee may be offset with a $5 credit when you meet one of these qualifications:
  • $500 minimum daily balance on any Non-Profit Business Checking account
  • Have an Open Business Loan
• Simply Savings Business: $5 monthly fee. Maintain a $100 minimum daily balance to avoid the monthly account fee
• Money Market Savings Business: $10 monthly fee. Maintain a $2,500 minimum average daily balance to avoid the monthly account fee.

Author’s Verdict

To summarize, Simmons Bank has some of the best promotions, bonuses, and offers. If you were already interested in this bank, this $100 checking promotion is very generous. They offer a variety of banking options so take advantage.

For more current offers, check out our bank bonuses page. Compare Simmons Bank rates for CDs and Savings with our best rates for Savings and CD accounts.

Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.

Additionally, you can find a full list of the best bank promotions here. Finally, remember to bookmark this page because you will always find an updated list of Simmons Bank promotions here.