Available nationwide, you can take advantage of an attractive 4.20% APY rate with a new Rising Bank High Yield Savings Account.
Update 9/19/25: The rate has decreased to 4.20% APY from 4.30%. Compare this account our current #1 choice – the savings account from Western Alliance Bank.
About Rising Bank High Yield Savings
Headquartered in St. Louis, Rising Bank is an online division of Midwest BankCentre. Rising Bank is a known community bank with $1.9 billion in assets. Launched in 2018, it offers a basic range such as Savings Accounts, Term CD’s, Jumbo CD’s, Rising CD’s, and so much more.
I’ll review Rising Bank High Yield Savings below.
Rising Bank High Yield Savings
Here is your opportunity to earn a high interest rate APY on your funds. Open a new account and get started today!
- Account Type: High Yield Savings Account
- Interest Rate: 4.20% APY
- Availability: Nationwide
- Minimum Balance: $1,000
- Maximum Balance: $1,000,000
- Credit Inquiry: Soft pull
- Opening Deposit: $1,000
- Monthly Fee: None
- Early Termination Fee: None listed
(FDIC Insured)
| PROMOTION LINK | OFFER | OFFER |
| SoFi Checking and Savings Account | 3.30% APY + $325 Bonus | Review |
| Always.Bank Savings | 4.00% APY | Review |
| Valley Direct Online Savings | 4.00% APY | Review |
| Valley Bank High Yield Savings | 3.96% APY + $1200 Bonus | Review |
| Centier Bank High Yield Savings | 3.90% APY + $1200 Bonus | Review |
| American First Credit Union Money Market Deposit | 3.90% APY + $1200 Bonus | Review |
| Western Alliance Bank High-Yield Savings | 3.80% APY + $1200 Bonus | Review |
| Live Oak Bank Savings | 3.80% APY | Review |
| Quontic Bank High Yield Savings | 3.50% APY | Review |
| Robinhood Gold | 3.25% APY | Review |
| Betterment Cash Reserve | 3.25% APY | Review |
| Upgrade Premier Savings | 3.05% APY | Review |
Rising Bank ACH Capabilities & Limits
| ACH Type | Speed | Daily $ Limit | Monthly $ Limit | Notes |
| Push | ? | ? | ? | None |
| Pull | ? | ? | ? | None |
Account Rates
| Balance Requirement | APY Rate |
| $1,000 – $1,000,000 | 4.20% APY |
Account Benefits
- Receive high earnings without paying back in monthly fees
- Funding accounts is made easy via bank transfers, mobile deposit, wire transfer or check
- Manage your accounts at your leisure from your computer, tablet or mobile device
- All deposits are FDIC insured to the maximum amount allowed by the law
Author’s Verdict
The Rising Bank’s Online High Yield Savings Account is a great option for those looking for a savings account with a competitive APY Rate. All you need is a minimum of $1,000 and you’ll start getting this high rate.
In addition to the current rate from Rising Bank, you can also take advantage of a range of great promotions from banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.
Be sure to check back on BankDealGuy for more bank rates! See our favorite Bank Rates to earn high interest!
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