Republic Bank Promotions: $200 Business Checking Bonus (FL, IN, KY, OH & TN)

Find the latest listing of Republic Bank promotions, bonuses, and offers here.

Update 1/3/25: The $200 business checking bonus has been extended through 12/31/25.

Republic Bank Promotions Review

Republic Bank is headquartered in Kentucky but is found in multiple states such as Florida, Ohio, Tennessee, and Indiana. The bank was established in 1982 and has grown to 46 locations across these states.

I’ll go over Republic Bank offers below.

Republic Bank $200 Business Checking Bonus

Republic Bank is offering a $200 bonus when you open a new account and meet certain requirements.

• What you’ll get: $200 bonus
• Where it’s available: IN, FL, KY, OH, TN
• Credit Inquiry: Hard Pull
• Credit Card Funding: Up to $500
• How to earn it:
  • Open a Republic Bank Business Checking Account online using promo code MKT
  • Conduct a combination of five (5) or more of the following transactions within any one of the first three statement cycles:
    • Direct deposit (an ACH credit ) of at least $100,
    • A Bill Pay Debit of at least $25,
    • A Point-of-Sale (POS) Debit of at least $10 (this does not include transactions through an ATM or a POS transactions pending at the end of statement cycle) or
    • An ACH Debit of at least $25.
  • All cash rewards will be deposited into your account on the first business day of the statement cycle following the statement cycle which the qualifying activities were completed.

(Expires 12/31/2025)

Republic Bank $75 Referral Bonus (Expired)

Get a $75 bonus when you refer your friend for a new account. Both parties benefit from this promotion.

• What you’ll get: $75 bonus
• Where it’s available: IN, FL, KY, OH, TN (Bank Locator)
• Credit Inquiry: Hard Pull
• Credit Card Funding: Up to $500
• How to earn it:
  • Complete this coupon and give it to a friend. Ask them to open any of our personal or business checking accounts.
  • Ask your friend to present this coupon when opening the account.
  • The new account holder will receive $75 and, as a thank you, you will receive $75 for the referral in your active Republic Bank checking account the first business day of the statement cycle following the statement on which the qualifying activity appears.

(Expires 12/31/2023)

Republic Bank $150 Checking Bonus (Expired)

Get a $150 bonus when you open a new Ultimate account and qualify.

• What you’ll get: $150 bonus
• Where it’s available: IN, FL, KY, OH, TN
• Credit Inquiry: Hard Pull
• Credit Card Funding: Up to $500
• How to earn it:
  • Open a Ultimate Account
  • Receive direct deposit and earn a $100 bonus
  • $25 bonus for 50 or more debit POS transactions are processed before the end of the third full statement cycle
  • Earn a $25 early bird bonus for making an in-person deposit of at least $50 in one of our banking centers by the end of the first statement cycle

(Limited time offer)

How To Avoid Monthly Fees

• Easy Checking: No monthly fees
• Flex Checking: $12.00 monthly, can be waived with:
  • One direct deposit
  • 10 debit card POS transactions per statement cycle
• Pinnacle Checking: $25.00 monthly can be waived when you maintain at least $5,000 average daily balance.
• MoneyManager Free Business Checking: No monthly fees
• MoneyManager Commercial Checking: $15.00 monthly, can be waived when you maintain a $5,000 minimum daily balance
• Business Now: $5.00 monthly, can be waived when you maintain a $1,000 minimum daily balance
• Total Business Checking: $15.00 monthly, waived when you maintain $10,000 average collected balance

Author’s Verdict

Republic Bank offers several different bonus offers when you meet the requirements, however opening an account will negatively affect your credit score. Thus, we do not recommend opening an account with them.

For more current offers, check out our bank bonuses page. Compare Republic Bank rates for CDs and Savings with our best rates for Savings  and CD accounts.

Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.

On the other hand, you can find a full list of bank promotions here.

Also remember to check back to this page and see all the latest Republic Bank promotions, bonuses, and offers.