Redstone Federal Credit Union Promotions: $200, $500 Checking, Youth Savings Bonus (AL, TN)

Check out the most recent Redstone Federal Credit Union promotions, bonuses, and offers here.

Update 11/12/24: The $500 checking bonus is back through 12/23/24 and the $200 youth savings bonus is back and good through 12/28/24.

Redstone Federal Credit Union Promotions Review

The first members on Redstone Arsenal envisioned a type of financial institution that transforms lives and strengthens communities. More than 65 years later, their vision serves as the foundation for the Redstone you know today. With members all over the world, Redstone is now one of the 25 largest federal credit unions in the country.

I’ll go over Redstone Federal Credit Union offers below.

Redstone Federal Credit Union $500 Checking Bonus

• What you’ll get: $500 bonus
• Availability: TN. Can join Financial Fitness Association for $8 to be eligible. (Branch Locator)
• Credit Inquiry: Soft Pull 
• Credit Card Funding: Up to $530
• How to earn it:
  • Step 1: Become a Redstone member and open your first checking account:
    • Choose and open your new checking account by December 23.
    • USE CODE: MBR500
  • Step 2: Complete these simple steps within 60 days:
    • Access online banking and
    • Make 10 debit card purchases
  • Step 3: Enjoy your bonus
    • Your $500 bonus will be deposited into your checking account once you’ve met the promotional requirements.

(Expires 12/23/2024)

Redstone Federal Credit Union $200 Youth Savings Bonus

• What you’ll get: $200 Youth Savings Account Bonus
• Availability: AL, TN (Branch Locator)
• Direct Deposit Requirement: No
• Credit Inquiry: Soft Pull 
• Monthly Fees: None
• Early Termination Fee: None listed, check with CSR for more information
• How to earn it:
  • From now until December 28, 2024, when you open your child’s first savings account, Redstone will match the average daily balance – up to $200!
  • Use code YOUTH when opening your child’s first savings account
  • Make deposits into their account
  • Redstone will match their average daily balance (over 30 days) – up to $200!
  • This limited time youth savings offer is extended past our standard 0-12 age range, and is available to new members up to 17 years old.

(Expires 12/28/2024)

Fine Print

• During the Youth Savings offer, participants in the promotion will open their first share savings account using valid promotional code at Redstone Federal Credit Union® between July 16 – December 28, 2024. After the first 30 days following account opening, Redstone will match up to $200 of the average daily deposit balance. Promotion Requirements:
• A valid promotional code must be entered at the time of account opening.
• The new savings account must be the first RFCU savings account for the participant (must have not had a RFCU savings account in the past twelve (12) months).
• Accounts must remain open and in good standing until the bonus is paid.
• The participant must be between 0-17 years old.
• The offer is limited to one bonus per participating member and cannot be combined with any other new savings offer.
• The participant must be a resident of one of the following counties to be eligible for the promotion: Alabama Counties – Madison, Morgan, Marshall, Limestone, Cullman, Lawrence, DeKalb, or Jackson. Tennessee Counties – Rutherford, Bedford, Cannon, Moore, Lincoln, or Williamson.

[Expired] Redstone FCU $350 Checking Savings Bonus

• What you’ll get: $350 bonus
• Availability: AL, TN (Branch Locator)
• Credit Inquiry: Soft Pull 
• Credit Card Funding: Up to $2,300
• Early Termination Fee: None listed, check with CSR for more information
• How to earn it:
  • Open New Checking Account Online
    • Choose and open your new checking account by Dec. 23, 2023. Use PROMO CODE: NEW600
  • Complete Qualifying Activities within 60 Days:
    • Access online banking and enroll in eStatements.
    • Make 10 debit or credit card purchases.
  • Enjoy Your Bonus
    • $600 will be deposited in your new account once promotional requirements are met.

(Expires 12/23/2023)

Redstone Federal Credit Union $500 Checking Bonus

• What you’ll get: $500 bonus
  • $500 Bonus Murfreesboro Membership Partner Promotion (Expires 12/31/2023)
    • Tennessee: Bedford, Cannon, or Rutherford
  • $500 Bonus Onsite Membership Partner Promotion (Expires 12/23/23)
    • Alabama: Cullman, Jackson, Limestone, Madison, Marshall, or Morgan
    • Tennessee: Bedford, Cannon, Lincoln, Moore, or Rutherford
  • $500 Bonus ® High School Branch Promotion – Blackman High School (Expires 05/31/23)
    • Rutherford County, TN
    • Cannon County, TN
    • Bedford County, TN
• Availability: AL, TN (Branch Locator)
• Credit Inquiry: Soft Pull 
• Credit Card Funding: Up to $530
• How to earn it:
  • $500 Bonus Murfreesboro Membership Partner Promotion (Expires 12/31/2023)
    • In order for participants to be eligible for the new checking bonus, the participating member must set up and log in to Redstone’s Online Banking a minimum of 1 time AND make at least ten point of sale (POS) purchases transactions with the debit card associated with the new checking account within the first 60 days of checking account opening. ATM withdrawals do not constitute POS purchases
  • $500 Bonus Onsite Membership Partner Promotion (Expires 12/23/23)
    • In order for participants to be eligible for the new checking bonus, the participating member must set up and log in to Redstone’s Online Banking a minimum of 1 time AND make at least ten point of sale (POS) purchases transactions with the debit card associated with the new checking account within the first 60 days of checking account opening. ATM withdrawals do not constitute POS purchases
  • $500 Bonus ® High School Branch Promotion – Blackman High School (Expires 05/31/23)
    • In order for participants to be eligible for the bonus, the participating member must set up and log in to Redstone’s online banking a minimum of 1 time AND make at least ten point of sale (POS) purchases transactions with the debit card associated with the new checking account within the first 60 days of checking account opening. ATM withdrawals do not constitute POS purchases.

Redstone Federal Credit Union $400 Checking Bonus

• What you’ll get: $400 bonus
  • $400 Bonus Membership Partner Promotion (Expires 12/23/23)
    • Alabama: Cullman, Jackson, Limestone, Madison, Marshall, or Morgan
    • Tennessee: Lincoln, Moore, Rutherford, Bedford, or Cannon
  • $400 Bonus High School Branch Promotion – Spring 2023 AL & TN (Expires 05/31/23)
    • Alabama: Cullman, Jackson, Limestone, Madison, Marshall, or Morgan
    • Tennessee: Bedford, Cannon, Lincoln, Moore, or Rutherford
• Availability: AL, TN (Branch Locator)
• Credit Inquiry: Soft Pull 
• Credit Card Funding: Up to $530
• Early Termination Fee: None listed, check with CSR for more information
• How to earn it:
  • $400 Bonus Membership Partner Promotion (Expires 12/23/23)
    • In order for participants to be eligible for the new checking bonus, the participating member must set up and log in to Redstone’s Online Banking a minimum of 1 time AND make at least ten point of sale (POS) purchases transactions with the  debit card associated with the new checking account within the first 60 days of checking account opening. ATM withdrawals do not constitute POS purchases
  • $400 Bonus High School Branch Promotion – Spring 2023 AL & TN (Expires 05/31/23)
    • In order for participants to be eligible for the bonus, the participating member must set up and log in to Redstone’s online banking a minimum of 1 time AND make at least ten point of sale (POS) purchases transactions with the debit card associated with the new checking account within the first 60 days of checking account opening. ATM withdrawals do not constitute POS purchases.

Redstone Federal Credit Union $100 Referral Bonus

• What you’ll get: $100 bonus
• Availability: AL, TN (Branch Locator)
• Direct Deposit Requirement: No
• Credit Inquiry: Soft Pull 
• Monthly Fees: $0-$8
• Early Termination Fee: None listed, check with CSR for more information
• How to earn it:
  • To earn the $100 bonus,
    • Share your code with friends and family.
    • Once they complete the referral steps, you get $100 and your friend gets $100!
    • Keep referring friends and keep earning – up to $500!

(Expires 12/23/2023)

Redstone Federal Credit Union $300 Checking Bonus (Expired)

• What you’ll get: $300 bonus
• Availability: AL, TN, GA, MS, MO, AR, IN, KY, IL, OH, MI, PA, FL, NC, WV, VA. Can join Financial Fitness Association for $8 to be eligible. (Branch Locator)
• Credit Inquiry: Soft Pull 
• Credit Card Funding: Up to $530
• Early Termination Fee: None listed, check with CSR for more information
• How to earn it:
  • During the Limestone County, AL New Checking Promotion (Promotion), individuals that open their first savings and checking account, use their debit card, and access online banking will receive $300 if they meet the below stated requirements.
  • Members with an existing savings account who open their first checking account, use their
    debit card, and access online banking will receive $300 if they meet the below-stated requirements.

(Expires 12/24/2022)

How to Avoid Monthly Fees

• Endeavor Checking: None
• Endeavor Plus Checking: None
• Rewards Checking: $8 monthly fee. No monthly maintenance fee with direct deposit or four debit card transactions per month
• Safeguard Checking: Monthly maintenance fee $8 with eStatements or $10 with paper statement
• Easy Checking: $3 monthly fee. No monthly maintenance fee with direct deposit or four debit card transactions per month

Author’s Verdict

If you live in Tennessee, I highly recommend checking out this promotion from Redstone Federal Credit Union while it lasts. The bonus is very generous, and the requirements aren’t too complicated. However, make sure you check with a CSR to find out if it triggers a hard or soft pull.

For more current offers, check out our bank bonuses page. Compare Redstone Federal Credit Union rates for CDs and Savings with our best rates for Savings and CD accounts.

Be sure to check more popular bank promotions include Chase Bank, Bank of America, Citi, Discover Bank, CIT Bank, TD Bank, Huntington Bank, HSBC Bank, Wells Fargo and many more.