Provident Credit Union Promotions: $50, $150, $300 Checking, Referral Promotions [CA]

Find the latest listing of Provident Credit Union promotions, bonuses, and offers here.

Currently, they are offering a $150, $300, and $500 bonus with a new Checking Account.

Provident Credit Union Promotions Review

• Bonus Link:
  • $300 Checking Bonus (11/20/2020)
  • $300 Checking Bonus
  • Business $300 Checking Bonus
  • $50/$150 Referral Bonus
• Account Type: Checking Account
• Availability: CA
• Branches: 21 Branches (Bank Locator)
• Credit Inquiry: Hard Pull
• Direct Deposit Requirement: Unknown
• Credit Card Funding: Up to $1,000
• Early Termination Fee: None listed, check with CSR for more information

For more current offers, check out our bank bonuses page. Compare Provident Credit Union rates for CDs and Savings with our best rates for Savings  and CD accounts.

Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.

I’ll go over Provident Credit Union offers below.

Provident Credit Union $300 Checking Bonus

• What you’ll get: $300 bonus
• Where it’s available: CA
• How to earn it:
  • To earn the $300 New Account Bonus, simply do these three things for two months, starting the month following your account opening:
    • Make purchases of $300 or more using a Provident debit and/or credit card
    • Have direct deposits or automatic credits of at least $500
    • Enroll in online banking and e-Documents with valid e-mail address
  • Use promo code 1019
• When it expires: 02/28/2021

(Expires February 28, 2021)

Furthermore, I would compare this offer to some of the best offers available. Current bonuses such as Chase Private Client ($2,000 Bonus), HSBC Premier Checking ($450 Bonus), Huntington 25 Checking ($500 Bonus), TD Bank Beyond Checking ($300 Bonus) as well as the TD Bank Convenience Checking ($150 Bonus) are all fantastic offers.

Provident Credit Union $50/$150 Referral Bonus

• What you’ll get: $50/$150 bonus
• Where it’s available: CA
• How to earn it:
  • $50 For You, $50 For Them – Provident Credit Union Personal Checking Account
    • Has one (1) or more debit card or credit card purchases totaling at least $300, AND
    • Has one (1) or more direct deposits or automatic credits totaling at least $500, AND
    • The account must be open and in good standing for a minimum of 60 days.
    • The more friends you refer, the more you can earn – up to $500 per year.
  • $50 For You, $150 For Them – Provident Credit Union Business Checking Account
    • Has one (1) or more debit card or credit card purchases totaling at least $300, AND
    • Has one (1) or more direct deposits or automatic credits totaling at least $500, AND
    • The account must be open and in good standing for a minimum of 60 days.
• When it expires: None

(No expiration date listed)

Furthermore, I would compare this offer to some of the best offers available for entry level checking accounts. Current bonuses such as Chase Total Checking ($200 Bonus), HSBC Advanced Checking ($200 Bonus), Huntington Asterisk-Free Checking® ($150 Bonus), Huntington 5 Checking ($200 Bonus) as well as the TD Bank Convenience Checking ($150 Bonus) are all fantastic offers.

Provident Credit Union $300 Checking Bonus

• What you’ll get: $300 bonus
• Where it’s available: CA
• How to earn it:
  • Open a new checking account with promo code 9336
  • Make purchases of $300 or more using a Provident debit and/or credit card
  • Have direct deposits or automatic credits of at least $500
  • Enroll in online banking and e-Documents with valid e-mail address
• When it expires: None listed

(No Expiration Date)

Provident Credit Union $300 Checking Bonus*Expired*

• What you’ll get: $300 bonus
• Where it’s available: CA
• How to earn it:
  • Must be a City of San Leandro Employee
  • $25 minimum to open
  • Use Promo code 9166
  • To earn your $300 bonus and qualify for Super Reward Checking dividend rewards and ATM rebates, simply do these three things:
    • Make purchases of $300 or more using a Provident debit and/or credit card per month
    • Have monthly direct deposits or automatic credits of at least $500
    • Enroll in online banking and e-Documents (electronic statements and notices) with valid email address
• When it expires: None

(Expired)

Provident Credit Union $300 Business Checking Bonus

• What you’ll get: $300 bonus
• Where it’s available: CA
• How to earn it:
  • Open a Dividend Business Checking account and enter promo code 9982
  • Do these three things for two months, starting the month following your account opening
    • At least $2,500 in total deposits to a Dividend Business Checking Account within the first 60 days of account opening
    • Make purchases of $300 or more using a Provident Business debit and/or credit card
    • Enroll in online banking and e-Document with a valid email address
• When it expires: None

(No Expiration Date)

For other business checking accounts, take a look at our Chase Business Checking ($300 Bonus), Huntington Unlimited Plus Business Checking ($750 Bonus), Huntington Unlimited Business Checking ($400 Bonus), as well as the Huntington Business Checking 100 ($200 Bonus).

Provident Credit Union is a great bank with 21 branches across California. They also offer a variety of checking and savings accounts for different needs. However, minimum requirements to waive monthly service fees vary by account.

Checking Account Bonuses

Provident Credit Union offers cash bonuses for new checking customers from time to time. Sometimes you have to open a checking plus savings account package to earn these bonuses.

As an added perk, All Provident Credit Union checking accounts offer free online banking, mobile banking, and mobile deposits.

Special Checking Account Features

All Provident Credit Union checking accounts come with these features.

• Free Visa® debit card that can be used with digital wallets including Apply Pay, Google Pay, Samsung Pay, and Visa Checkout
• Free online and mobile access to manage your accounts on the go
• Surcharge-free ATM network that includes over 30,000 CO-OP® and 23,000 MoneyPass® locations
• e-Deposit to make check deposits with your mobile phone
• Zero Liability Fraud Protection Guarantee reimburses you 100% for any unauthorized electronic transactions made on your account

What to Open at Provident Credit Union

Keep your eye out on these great Provident Credit Union products:

• Checking: You can earn a $300 bonus when you open a new qualifying checking account and complete the minimum deposit balance and maintain it.
• Checking: You can earn a $300 bonus when you open a new qualifying checking account and use your promo link.
• Savings: You can earn a $250 bonus when you open a Round Up Savings Account and complete debit card transactions.
• Checking: You can earn a $200 bonus when you open a new qualifying checking account and complete the requirements.
• Checking: You can earn a $150 bonus when you open a new qualifying checking account and complete the requirements.

Provident Credit Union Checking Alternatives

Chase Total Checking®HSBC Advance CheckingTD Convenience CheckingHuntington 5 Checking

• Enjoy a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit • Access to 16,000 Chase ATMs and more than 4,700 branches • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device. • Open your account online now • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. Apply Now at Chase

• Get up to $240 with a 3% Cash Bonus Checking Offer when you open a new HSBC Advance checking account and complete the following qualifying activities. • Open your new HSBC Advance checking account online by March 31, 2021; and • Set up Qualifying Direct Deposits into your new HSBC Advance checking account; and then • Enjoy 3% Cash Bonus, up to $240, on Qualifying Direct Deposits up to $40 per month, during the first 6 calendar months after account opening • You will automatically receive the 3% Cash Bonus in your new HSBC Advance checking account approximately eight weeks after completing that month's qualifying activities. Apply Now at HSBC Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

With the TD Convenience CheckingSM Account: • Earn $150 when you receive direct deposits totaling $500 or more within 60 days • Low minimum daily balance of $100 waives the $15 monthly fee. • Students and young adults ages 17 through 23 get additional perks like no minimum balance requirements and no monthly maintenance fee. • Instantly replace a lost or worn debit card by visiting a TD Bank location near you • Access accounts via Online Banking with Bill Pay, Online Statements and TD Bank Mobile Deposit, with 24/7 cash access at TD ATMs in the U.S. and Canada – plus 24/7 Live Customer Service • Get a 0.25% discount on TD Bank Home Equity and Personal Loans Apply Now at TD Bank

How to Avoid Provident Credit Union Checking Account Fees

• Provident Checking: $10, can be waived with the following
  • $2,500 minimum daily balance (total in checking and deposit accounts)
  • Direct Deposit (minimum $1,000/month)
  • 2 electronic bill payments/month thru Bill Payments (Please note, bill payments issued via paper check will not count towards waiving the monthly service fee.)
• Regular Checking: $5, can be waived with balance of $500
• Simply Free Checking: There are no monthly service fees

Savings Account Offers

• Savings: This account earns 0.03% APY. Minimum deposit $5.
• Certificate of Deposit
  • Standard Term CD: 0.76% – 2.61% APY. Terms ranging from 6 month – 60 months. Minimum deposit of $1,000.
• Money Market: 0.61% – 1.11% APY, depending on amount. Varying minimum balances to earn APY.

Provident Credit Union Savings Alternatives

Chase Savings^SMDiscover Online SavingsDiscover CDsDiscover Money Market

-Available nationwide - paired with phenomenal customer service -Get 0.50% APY on your funds with no minimum requirements & no monthly fees! -No hidden fees. No minimum balance to open. -It's your money. Use it when and how you want. -Deposit checks on the go or grow your savings with automatic transfers. -Move money in and out of your savings account easily and securely. -View your savings account balance and activity online or with mobile app. -Get started and open a Discover Savings Account in 3 easy steps. Apply Now at Discover

• Available nationwide online • Discover offers CDs with some of the highest and most competitive rates! • Select terms as short as 3 months up to 120 months • Rates ranging from 0.20% APY up to 0.60% APY. • Opening a Discover Bank Certificate of Deposit is extremely quick and easy. • Funds on deposit are FDIC-insured up to the maximum allowed by law. • Start today with a minimum deposit of $2,500! • Get started and open a Discover CD in 3 easy steps. Apply Now at Discover

• Available nationwide online • Earn high yields with flexible access to your cash. • Earn 0.40% APY balances $100,000 and over • Earn 0.35% APY balances under $100,000 • Open with as little as $2,500. • No hidden fees. No surprises. • Easy cash access via debit or check, or via ATM at over 60,000 no-fee ATMs • Get started and open a Discover Money Market Account in 3 easy steps. Apply Now at Discover

Bottom Line

To summarize, Provident Credit Union has some of the best promotions, bonuses, and offers in California. With all their products and services at your disposal, you can be sure to maximize on all your savings.

Additionally, you can find a full list of the best bank promotions here. Finally, remember to bookmark this page because you will always find an updated list of Provident Credit Union promotions here.

Chase Coupons & Promo Codes: $100, $200, $300, $350, $725, $2000 Bonuses For Checking, Savings, Business Accounts for January 2021

HSBC Bank Promotions: $200, $240, $450, $600, $2000 Checking Bonuses (Nationwide) – January 2021

Huntington Bank Promotions: $150, $200, $400, $500, & $750 Checking Bonuses for January 2021

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