Find the latest listing of Provident Credit Union promotions, bonuses, and offers here.
Currently, they are offering a $150, $300, and $500 bonus with a new Checking Account.
Table of Contents
- 1 Provident Credit Union Promotions Review
- 2 Provident Credit Union $300 Checking Bonus
- 3 Provident Credit Union $50/$150 Referral Bonus
- 4 Provident Credit Union $300 Business Checking Bonus
- 5 Checking Account Bonuses
- 6 Special Checking Account Features
- 7 What to Open at Provident Credit Union
- 8 How to Avoid Provident Credit Union Checking Account Fees
- 9 Savings Account Offers
- 10 Author’s Verdict
Provident Credit Union Promotions Review
| Eligibility: Membership in Provident Credit Union is open to the following: (1) those who live or work in San Mateo, San Francisco, Santa Clara, Contra Costa, Alameda, Monterey, Sacramento, Pacer, Humboldt, or El Dorado Counties in California and the City of Los Angeles, and More. For full membership details, click here |
- Bonus Link:
- Account Type: Checking Account
- Availability: CA
- Branches: 21 Branches (Bank Locator)
- Credit Inquiry: Hard Pull
- Direct Deposit Requirement: Unknown
- Credit Card Funding: Up to $1,000
- Early Termination Fee: None listed, check with CSR for more information
For more current offers, check out our bank bonuses page. Compare Provident Credit Union rates for CDs and Savings with our best rates for Savings and CD accounts.
Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
I’ll go over Provident Credit Union offers below.
Provident Credit Union $300 Checking Bonus
- What you’ll get: $300 bonus
- Where it’s available: CA
- How to earn it:
- To earn the $300 New Account Bonus, simply do these three things for two months consecutively, starting the month following your account opening:
- Make purchases of $400 or more using a Provident debit and/or credit card
- Have direct deposits or automatic credits of at least $500
- Enroll in online banking and e-Documents with valid e-mail address
- To earn the $300 New Account Bonus, simply do these three things for two months consecutively, starting the month following your account opening:
- When it expires: 05/31/2021
(Expires May 31, 2021)
| Furthermore, I would compare this offer to some of the best offers available for entry level checking accounts. Current bonuses such as Wells Fargo Everyday Checking ($200 Bonus), Citibank Priority Account ($700 Bonus), Discover Cash Back Debit ( up to $360 Bonus), Aspiration Spend & Save Account ($150 Bonus), as well as the TD Bank Convenience Checking ($150 Bonus) are all fantastic offers. |
Provident Credit Union $50/$150 Referral Bonus
- What you’ll get: $50/$150 bonus
- Where it’s available: CA
- How to earn it:
- $50 For You, $50 For Them – Provident Credit Union Personal Checking Account
- Has one (1) or more debit card or credit card purchases totaling at least $300, AND
- Has one (1) or more direct deposits or automatic credits totaling at least $500, AND
- The account must be open and in good standing for a minimum of 60 days.
- The more friends you refer, the more you can earn – up to $500 per year.
- $50 For You, $150 For Them – Provident Credit Union Business Checking Account
- Has one (1) or more debit card or credit card purchases totaling at least $300, AND
- Has one (1) or more direct deposits or automatic credits totaling at least $500, AND
- The account must be open and in good standing for a minimum of 60 days.
- $50 For You, $50 For Them – Provident Credit Union Personal Checking Account
- When it expires: None
(No expiration date listed)
| Compare this offer to some of the higher end checking offers available. Current bonuses such as HSBC Premier Checking ($450 Bonus), Huntington 25 Checking ($500 Bonus), and TD Bank Beyond Checking ($300 Bonus). |
Provident Credit Union $300 Business Checking Bonus
- What you’ll get: $300 bonus
- Where it’s available: CA
- How to earn it:
- Open a Dividend Business Checking account and enter promo code 9982
- Do these three things for two months, starting the month following your account opening
- At least $2,500 in total deposits to a Dividend Business Checking Account within the first 60 days of account opening
- Make purchases of $300 or more using a Provident Business debit and/or credit card
- Enroll in online banking and e-Document with a valid email address
- When it expires: None
(No Expiration Date)
| Furthermore, I’d recommend checking out Chase Total Business Checking ($300 Bonus), Huntington Unlimited Plus Business Checking ($750 Bonus), Huntington Unlimited Business Checking ($400 Bonus), as well as the Huntington Business Checking 100 ($200 Bonus). |
Provident Credit Union is a great bank with 21 branches across California. They also offer a variety of checking and savings accounts for different needs. However, minimum requirements to waive monthly service fees vary by account.
Checking Account Bonuses
Provident Credit Union offers cash bonuses for new checking customers from time to time. Sometimes you have to open a checking plus savings account package to earn these bonuses.
As an added perk, All Provident Credit Union checking accounts offer free online banking, mobile banking, and mobile deposits.
Special Checking Account Features
All Provident Credit Union checking accounts come with these features.
- Free Visa® debit card that can be used with digital wallets including Apply Pay, Google Pay, Samsung Pay, and Visa Checkout
- Free online and mobile access to manage your accounts on the go
- Surcharge-free ATM network that includes over 30,000 CO-OP® and 23,000 MoneyPass® locations
- e-Deposit to make check deposits with your mobile phone
- Zero Liability Fraud Protection Guarantee reimburses you 100% for any unauthorized electronic transactions made on your account
What to Open at Provident Credit Union
Keep your eye out on these great Provident Credit Union products:
- Checking: You can earn a $300 bonus when you open a new qualifying checking account and complete the minimum deposit balance and maintain it.
- Checking: You can earn a $300 bonus when you open a new qualifying checking account and use your promo link.
- Savings: You can earn a $250 bonus when you open a Round Up Savings Account and complete debit card transactions.
- Checking: You can earn a $200 bonus when you open a new qualifying checking account and complete the requirements.
- Checking: You can earn a $150 bonus when you open a new qualifying checking account and complete the requirements.
How to Avoid Provident Credit Union Checking Account Fees
- Provident Checking: $10, can be waived with the following
- $2,500 minimum daily balance (total in checking and deposit accounts)
- Direct Deposit (minimum $1,000/month)
- 2 electronic bill payments/month thru Bill Payments (Please note, bill payments issued via paper check will not count towards waiving the monthly service fee.)
- Regular Checking: $5, can be waived with balance of $500
- Simply Free Checking: There are no monthly service fees
Savings Account Offers
- Savings: This account earns 0.03% APY. Minimum deposit $5.
- Certificate of Deposit
- Standard Term CD: 0.76% – 2.61% APY. Terms ranging from 6 month – 60 months. Minimum deposit of $1,000.
- Money Market: 0.61% – 1.11% APY, depending on amount. Varying minimum balances to earn APY.
Author’s Verdict
To summarize, Provident Credit Union has some of the best promotions, bonuses, and offers in California. With all their products and services at your disposal, you can be sure to maximize on all your savings.
Additionally, you can find a full list of the best bank promotions here. Finally, remember to bookmark this page because you will always find an updated list of Provident Credit Union promotions here.
| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase Business Complete BankingSM | $300 Cash | Review |
| HSBC Premier Checking Member FDIC | $450 Cash | Review |
| HSBC Premier Checking Member FDIC | Up To $600 | Review |
| Citi Priority Account Package | $700 Cash With required activities. | Review |
| Huntington 25 Checking | $300 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
| TD Bank Beyond CheckingSM | $300 Cash | Review |
| TD Bank Convenience CheckingSM | $150 Cash | Review |
| Discover Bank Cashback Debit | $360 Debit Cashback | Review |
| Wells Fargo Everyday Checking | $200 Cash | Review |
| Axos Bank Basic Business Checking | $100 Cash | Review |
| Aspiration Spend & Save | $150 Cash | Review |
Leave a Reply