Find the latest listing of Old Second Bank promotions, bonuses, and offers here.
Update 1/20/25: The $300 checking & savings bonus has been extended through 3/31/25.
Old Second Bank Promotions Review
Old Second Bank is a community bank, a bank dedicated to serving the current and future needs of the families and businesses that make up the communities in which they live and work.
I’ll go over Old Second Bank offers below.
Old Second Bank $300 Checking & Savings Bonus
- What you’ll get: $300 bonus
- Availability: IL (Bank Locator)
- Credit Inquiry: Soft Pull
- Credit Card Funding: None
- How to earn it:
- Get $50 when you – Open a new checking account online with promo code PK2 (or open in-branch and mention this ad), get and activate a debit card, and enroll in eStatements.
- Get $100 when you meet the previous requirements and complete 2 or more direct deposits totaling $500 or more
- Get another $150 when you meet the requirements for the first $50 bonus and open a Money Builder Savings account.
(Expires 03/31/2025)
Truist Checking ($400 bonus) | Chase Total Checking ($300 Bonus) |
SoFi Checking and Savings Account ($325 Bonus) | KeyBank Checking ($300 bonus) |
How to Avoid Monthly Fees
- O2 Checking: No monthly fees
- Premier Plus Checking: $17.00 monthly, can be waived when you:
- Maintain an average daily balance of $5,000 during the statement cycle OR
- The primary owner on this account maintains a total average deposit balance of $20,000 or more in your combined deposit and time accounts during the statement cycle
- Are 65+ in age, this account service charge will be waived
- Convenience Plus Checking: $5.95 monthly, can be waived when you:
- Maintains an average daily balance of $1,000 during the statement cycle, OR
- The primary owner on this account maintains a total average deposit balance of $5,000 or more in your combined deposit and time accounts with us during the statement cycle
- Have a Direct Deposit to this account during the statement cycle
- Are 65+ in age, this account service charge will be waived
- Prime Time Checking: No monthly fees
- Regular Savings: $5.00 monthly can be waived when you have a minimum balance of at least $200
- O2 Money Builder Savings: $15.00 monthly can be waived when you maintain a $1,000 daily balance
- O2 Money Manager Money Market: $15.00 monthly can be waived when you maintain a $5,000 daily balance
- Start Banking: No monthly fees
- Start Building: $12.00 monthly can be waived when you maintain your core personal and business deposits are at least $25,000 or customer maintains $100,000 in CD or loan balances
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Author’s Verdict
To summarize, Old Second Bank has some of the best promotions, bonuses, and offers in Illinois. If you are interested, be sure to apply while you still can today!
For more current offers, check out our bank bonuses page. Compare Old Second Bank rates for CDs and Savings with our best rates for Savings and CD accounts.
Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
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