If you’re looking for a new savings account available nationwide, MyBankingDirect High Yield Savings Account is offering you 4.02% APY.
Update 11/17/25: The rate has decreased to 4.02% APY from 4.11%.
MyBankingDirect High-Yield Savings Account
Here is your opportunity to earn a high interest rate on your funds. Open a new High-Yield Savings Account and start earning interest and get started today!
- Rate Offer: 4.02% APY Rate
- Availability: Nationwide
- Credit Inquiry: Unknown
- Credit Funding: Not stated
- Minimum Balance: $1
- Maximum Balance: $50,000+
- Monthly Fee: None
- Early Termination Fee: None Listed, check with CSR for more information
(FDIC Insured)
| PROMOTION LINK | OFFER | OFFER |
| SoFi Checking and Savings Account | 3.30% APY + $325 Bonus | Review |
| Always.Bank Savings | 4.00% APY | Review |
| Valley Direct Online Savings | 4.00% APY | Review |
| Valley Bank High Yield Savings | 3.96% APY + $1200 Bonus | Review |
| Centier Bank High Yield Savings | 3.90% APY + $1200 Bonus | Review |
| American First Credit Union Money Market Deposit | 3.90% APY + $1200 Bonus | Review |
| Western Alliance Bank High-Yield Savings | 3.80% APY + $1200 Bonus | Review |
| Live Oak Bank Savings | 3.80% APY | Review |
| Quontic Bank High Yield Savings | 3.50% APY | Review |
| Robinhood Gold | 3.25% APY | Review |
| Betterment Cash Reserve | 3.25% APY | Review |
| Upgrade Premier Savings | 3.05% APY | Review |
Account Rates
| Balance Requirement | APY Rate |
| $1+ | 4.02% APY |
MyBankingDirect Account Benefits
- NO monthly or maintenance fees.
- Interest earned on daily balances of $1 or more.
- Interest is credited monthly.
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Author’s Verdict
Take advantage of this MyBankingDirect right now if you open a High-Yield Savings Account you earn a competitive rate.
Let us know about your experience with this bank and comment below. If you’re unfamiliar with what hard pull and soft pulls are and how it can affect you, see our hard pull vs soft pull post here.
You can also take advantage of a range of great promotions from banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.
If you happen to know whether this account incurs a hard/soft pull, please let us know. Let us know about your thoughts and experience with this account! Be sure to check back on BankDealGuy for more bank rates!
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