Lafayette Federal Credit Union Promotions: $100, $150 Checking Bonuses (DC, MD, VA) – Ends 12/31/26

Find the latest listing of Lafayette Federal Credit Union promotions, bonuses, and offers here.

Update 4/13/26: There’s currently a $150 checking bonus and $100 direct deposit bonus valid through 12/31/26.

Lafayette Federal Credit Union Promotions Review

Lafayette Federal Credit Union, is a credit union headquartered in Rockville, Maryland, chartered and regulated under the authority of the National Credit Union Administration of the U.S. Federal government.

I’ll go over Lafayette Federal Credit Union offers below.

Lafayette Federal Credit Union $150 Checking Bonus

• What you’ll get: $150 bonus (up to $750)
• Availability: D.C., MD, VA (Bank Locator)
• Direct Deposit Requirement: Yes
• Credit Inquiry: Soft Pull
• Monthly Fees: None
• Early Termination Fee: None listed, check with CSR for more information
• How to earn it:
  • Open a new Lafayette Federal checking account with just $50, get your debit card, and enroll in online banking.
  • Deposit $500 or more per month to qualify for the bonus to receive an additional $100.
  • Earn and receive the $150 bonus – $50 upon account opening and $100 within 90 days

(Expires 12/31/2026)

Fine Print

• Lafayette Federal membership is required.
• Offer is valid from December 31, 2026.
• Offer is subject to change without notice.
• Offer not available to existing Lafayette Federal members.
• You can receive only one checking account related bonus per membership.
• Promo is good for one-time use per membership.
• Lafayette Federal will match the required par value by depositing $50 into the checking account at account opening.
• Member must open a Lafayette Federal checking account, debit card, and online banking to be eligible.
• To receive an additional $100, member must set up and maintain at least one (1) qualified direct deposit (QDD) of at least $500 per month.
• Qualified direct deposit is a recurring direct deposit of a paycheck, pension, Social Security or other periodic payment of at least $500 into a checking or savings account on a month-to-month basis made by an outside organization or agency. QDD must be established within 45 days of account opening.
• $100 will be deposited within 90 days of account opening.
• $50 minimum balance required to open and earn 0.10% APY (Annual Percentage Yield) on LFCU share savings account balances.
• Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer and standard fraud prevention screening.
• We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.
• Early access is available for personal accounts only, and is offered at the discretion of the Credit Union.
• We reserve the right to cancel the service at any time without notice.
• Dividends will begin to accrue on the day early pay funds are received.
• Your savings are federally insured up to $250,000 by the National Credit Union Administration, an agency of the U.S. government.

Lafayette Federal Credit Union $100 Checking Bonus

• What you’ll get: $100 bonus
• Where it’s available: D.C., MD, VA
• How to earn it:
  • In order to earn the $100 direct deposit bonus you must be an existing member with a checking account. Follow our steps to earn below.
  • Log into Online Banking.
  • Begin the Direct Deposit Process. Select the menu icon in the top left of your window pane to begin the direct deposit process.
  • Next, navigate to the “More” tab to locate the direct deposit switch tool.
  • Follow the Prompts and Earn Your $100 Cash Bonus. Select “Direct Deposit” and start maximizing your earnings. Use our direct deposit tool to connect with your payroll provider’s website and earn your bonus within 90 days of establishing direct deposit with Lafayette Federal.

(Expires 12/31/2026)

Lafayette Federal Credit Union $25 Referral Bonus

• What you’ll get: $25 bonus
• Where it’s available: D.C., MD, VA
• How to earn it:
  • Refer a friend or family member, and get $25 deposited into your savings account, and your referral’s savings account, after he or she joins the credit union.
  • Refer as many people for membership as you like and earn up to $125
• When it expires: None

(No expiration date listed)

How to Avoid Monthly Fees

• Distinct Checking: None
• Business Basic Checking: $5 monthly fees, waived by meeting just one of the following criteria: (1) Maintain an average monthly checking balance of $500 or greater (2) Open a Lafayette Federal Business Credit Card or Line of Credit (3) Use one or more Lafayette Federal Business Service products (Remote Deposit Capture, ACH SmartPay, Paychex Payroll, or FirstData Merchant Services)
• Business Performance Checking: $20
• Money Market: None

Author’s Verdict

To summarize, Lafayette Federal Credit Union has some of the best promotions, bonuses, and offers. With digital services, you can be sure to maximize on your savings all the time.

For more current offers, check out our bank bonuses page. Compare Lafayette Federal Credit Union rates for CDs and Savings with our best rates for Savings and CD accounts.

Be sure to check more popular bank promotions include Chase Bank, TD Bank, Huntington Bank, HSBC Bank and many more.