HealthcareBank Money Market Account: $1500 Bonus + 3.40% APY (Nationwide)

Available nationwide, HealthcareBank is a great option if you’re looking for a new interest bearing account. The HealthcareBank Money Market Account is currently offering 3.40% APY + up to $1500 bonus powered by Raisin.

Update 1/15/26: The rate has decreased to 3.40% APY from 3.70%. You can currently earn up to $1500 bonus through 2/1/26!

• Start earning more with Raisin — including up to a $1,500 cash bonus. Open an account using code HEADSTART by February 1 and make a qualifying deposit. Valid for new customers only.
• Select a savings offer and sign up: Choose and fund at least one high-yield savings account or CD on the Raisin platform to get started. Be sure to enter bonus code HEADSTART during sign-up to be eligible for a cash bonus.
• Deposit funds: The more you save, the more you can earn. Make a qualifying deposit(s) within 14 days of opening your account to set your bonus tier.
  • Deposit $10,000 – $24,499, earns a $70 cash bonus
  • Deposit $25,000 – $49,999 earns a $175 cash bonus
  • Deposit $50,000 – $99,999 earns a $350 cash bonus
  • Deposit $100,000 – $199,999 earns a $750 cash bonus
  • Deposit $200,000 or more earns a $1,500 cash bonus
• Maintain your deposit(s): Maintain your deposit(s) for 90 days from your first deposit date to earn your bonus.

Terms:

• New customers only. Earn a cash bonus when you deposit and maintain funds with partner banks on the Raisin platform. Customers will receive $70 for depositing between $10,000 and $24,499, $175 for depositing between $25,000 and $49,999, $350 for depositing between $50,000 and $99,999, and $750 for depositing between $100,000 and $199,999, and $1,500 for depositing $200,000 or more. To qualify for the bonus, your first deposit must be initiated between January 15, 2026, and February 1, 2026, by 11:59 PM ET, and the promo HEADSTART must be entered at the time of sign-up. Only funds deposited within 14 days of the initial deposit date and maintained with partner banks on the Raisin platform for 90 days will be eligible for this bonus. Bonus cash will be credited directly to your Cash Account within 30 of meeting all qualifying terms. This offer is available to new customers only and may not be combined with any other bonus offers. Raisin may modify or end this offer at any time and may withhold or revoke bonuses in cases of fraud, abuse, or violation of these terms or Raisin’s Terms of Service.

HealthcareBank Money Market Account

Here is your opportunity to earn a high interest rate on your funds. Open a new account and start earning interest and get started today!

• Rate Offer: 3.40% APY Rate
• Availability: Nationwide
• Credit Inquiry: None
• Credit Funding: None
• Minimum Balance: None
• Maximum Balance: None
• Monthly Fee: None Listed
  
• Early Termination Fee: None

(FDIC Insured)

Account Rates

HealthcareBank Account Benefits

• A division of Bell Bank, Member FDIC
• No fees from Raisin. $1 minimum deposit.
• One of the top 10 HSA custodians in the U.S.
• New money market deposit account customers earn boosted APY for 60 days.

Author’s Verdict

HealthcareBank is known for its top-yielding Money Market account.

With an amazing rate, be sure to take advantage of the services they have to offer.

Let us know about your experience with this bank and comment below.

In addition to the current rate from HealthcareBank, you can also take advantage of a range of great promotions from banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.

Let us know about your thoughts and experience with this account!

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