Firstrust Bank Promotions: 5000 or 10000 Points Checking Bonus (DE, MD, NJ, PA)

Take a look at the latest Firstrust Bank promotions, bonuses, and offers here.

Update 5/1/25: The prior 35K or 50K bonus points offer has been reduced to 5K or 10K points bonus for a new checking account through 7/31/25. This checking promotion has no direct deposit requirement.

Firstrust Bank Promotions Review

Since their beginning more than 85 years ago, Firstrust has been committed to serving the financial needs of the greater Philadelphia region. Their mission is simple – to cultivate prosperity for our customers and the communities they serve.

I’ll go over Firstrust Bank offers below.

Firstrust Bank 5,000 or 10,000 Points Checking Bonus

• What you’ll get: 5,000/10,000 bonus rewards points
• Availability: NJ, PA (Bank Locator)
• Direct Deposit Requirement: No
• Credit Inquiry: Soft Pull
• Monthly Fees: $10 or $25 monthly fee, waivable
• Early Termination Fee: $25 if account is closed within 1 year
• How to earn it:
  • Make sure to open a new FirstPay^SM and FirstPay^SM Premier Eagles Checking accounts.
  • Eagles FirstPay Checking: Earn 5,000 bonus reward points when cardholder makes debit card purchases totaling $500 or more within 60 days of new account opening.
  • Eagles FirstPay Premier Checking: Earn 10,000 bonus reward points when cardholder makes debit card purchases totaling $1,000 or more within 60 days of new account opening.

(Expires 07/31/2025)

Fine Print

• New account bonus points will be paid to all eligible new Eagles FirstPaySM and Eagles FirstPaySM Premier checking accounts opened from 4/1/2025 to 7/31/2025.
• New Eagles FirstPaySM checking customers can earn 5,000 bonus points. Eagles FirstPaySM customers will become eligible for the bonus points by making debit card purchases totaling $500 or more within 60 days of new account opening. Official Bonus Point Program Rules – FirstPaySM Debit Card
• New Eagles FirstPaySM Premier checking customers can earn 10,000 bonus points. Eagles FirstPaySM Premier customers will become eligible for the bonus points by making debit card purchases totaling $1,000 or more within 60 days of new account opening. ‍Official Bonus Point Program Rules – FirstPaySM Premier Debit Card
• Limit 1 bonus reward points offer per household. Bonus points may be redeemed for gift cards, merchandise, or travel. Bonus will be provided 60 days after completion of the spend requirement. Points will not be earned and the bonus reward point spend requirement will not be satisfied by using your debit card for ATM or other cash withdrawals, for transferring funds, for Bill Pay transactions (such as payment of utility bills, insurance premiums, or other recurring/periodic bills etc.), or for transactions using third-party money transmission service providers (for example, PayPal, Venmo, Money Gram, etc.). Points earned can be redeemed through scorecardrewards.com. Reward points have no cash value. Other terms and conditions apply, see Program Rules for complete details. Offer can be withdrawn at any time without notice.
• Read full terms.

[Expired] Firstrust Bank $276 Checking Bonus

• What you’ll get: $276 bonus
• Availability: NJ, PA
• Credit Inquiry: Soft Pull
• Credit Card Funding: Reports says you can use a card or bank account. Credit cards remains unknown.
• Early Termination Fee: Not listed
• How to earn it:
  • Receive $276 when you do the following within 90 days of account opening:
    • Sign up for Online Banking
    • Direct Deposit total of $500
    • 5 Debit Card transactions

(Expired)

How to Avoid Monthly Fees

• FirstPay Checking: $10.00 monthly, can be waived if you do one of the following each month:
  • Use direct deposit
  • 10 debit card purchases per month
  • 5 online bill payments per month
  • Maintain $500 minimum daily balance
• First Pay Premier Checking: $25.00 monthly, can be waived if you do one of the following each month:
  • Maintain $5,000 combined average balance in deposit accounts
  • Have $50,000 in consumer loan and line of credit balances
• Student Checking: No monthly fees
• Eagles FirstPay? Checking: $10.00 monthly, can be waived if you do one of the following each month:
  • Minimum daily balance of $500
  • Monthly direct deposit
  • 10 Debit card transactions
  • 5 Online bill payments
• Eagles FirstPay? Premier Checking: $25.00 monthly, can be waived if you do one of the following:
  • Minimum daily balance
  • $50,000 consumer loans or lines of credit balances
• Basic Savings Account: $5.00 monthly can be waived when you have a a minimum daily balance of $250
• Money Market Account: $10.00 monthly can be waived with a $1,000 minimum daily balance
• Young Savers Account: No monthly fees
• Basic Business Checking: $5.00 monthly
• Interest Business Checking: $14.00 monthly can be waived with a $2,500 average monthly balance
• Relationship Checking: $20.00 monthly, can be waived with a $10,000 average monthly checking balance
• Business Market Rate Savings: $10.00 monthly, can be waived with an average monthly collected balance of $1,000

Author’s Verdict

If you qualify for this Firstrust Bank $200/$250 Checking Bonus, definitely give it a shot! Requirements are very simple for this bonus offer. If you have any info regarding the ability to fund the account with a credit card, early account termination fees, or the credit inquiry, please let us know!

For more current offers, check out our bank bonuses page. Compare Firstrust Bank rates for CDs and Savings with our best rates for Savings and CD accounts.

Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.