Find an updated list of DFCU Financial Checking promotions, bonuses, and offers here.
Update 9/26/25: There’s currently a $175 referral bonus when referring friends/family to open a new account. The referred party will also earn a $175 bonus after meeting the requirements.
DFCU Financial Promotions Review
| Eligibility: Membership in DFCU Financial is open to those who live, work, worship, or attend school in Michigan’s Lower Peninsula. Joining The Henry Ford Museum ($60 annual fee) also qualifies for Credit Union membership, but if that option is used, joining DFCU Financial must be done in-branch. See current membership details |
I’ll go over the DFCU Financial offers below.
DFCU Financial $175 Referral Bonus
What you’ll get: $175 bonus- Where it’s available: MI, FL (Bank Locator)
- Credit Inquiry: Unknown
- Credit Card Funding: Unknown
- Early Termination Fee: None Listed
- How to earn it:
- How to make a referral.
- Checking Account:
- Existing member registers for ReferLive Checking Account Program.
- Existing member shares the referral offer with friends and family.
- Referred member receives referral offer and completes their ReferLive registration.
- Referred member opens a new checking account.
- New account holder meets the qualification requirements and within 90 days: makes two (2) direct deposits of $100 or more, AND makes five (5) Mastercard® debit card transactions (pin or signature, excluding ATM transactions).
- Both the existing and the new account holder each receive a $175 Reward card!
- Auto Loan:
- Existing member registers for the ReferLive Auto Loan Program.
- Existing member shares that referral offer with friends and family.
- Referred member receives referral offer and completes their ReferLive registration.
- Referred member opens a new auto loan.
- New auto loan account holder meets the qualification requirements within six months: close an auto loan of $15,000 or more.
- Existing member will receive a $175 Reward card and new auto loan member will receive $175 Reward card!
- NEW Mortgages:
- Existing member registers for ReferLive program
- Existing member shares that referral offer with friends and family.
- Referred member receives referral offer and completes their ReferLive registration.
- Referred member closes on a DFCU Mortgage within 6 months.
- Existing member will receive a $275 Reward card and new Mortgage member will receive $175 Reward card!
- Checking Account:
- How to make a referral.
(Limited time offer)
| KeyBank Checking ($300 bonus) | SoFi Checking and Savings Account ($325 Bonus) |
How to Avoid Monthly Fees
- Cashback Checking: $5 monthly fee, waived with a $5,000 average daily balance
- Simplicity Checking: $5 month fee easily waived
- Maintain a $100 average daily balance OR make 5 (five) debit card purchases per month
- If you’re age 21 or under
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Author’s Verdict
Lastly, DFCU Financial is a great bank option for new sign-up promotions when become available. Furthermore, if you enjoy what this credit union has to offer, refer your friend or family member and earn a bonus.
Additionally, for more current offers, check out our bank bonuses page. Comparatively, DFCU Financial rates for CDs and Savings with our best rates for Savings and CD accounts.
Furthermore, be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
Additionally, you can find a full list of the best bank promotions here. Finally, remember to bookmark this page because you will always find an updated list of DFCU Financial promotions here.
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