Find the latest listing of Desert Financial Credit Union promotions, bonuses, and offers here.
Update 4/23/24: The $100 referral is back! Refer friends and family to open a new checking account and earn $100 per referral! There is also a $200 checking bonus with a new account with direct deposit.
Desert Financial Credit Union Promotions Review
For 80 years Desert Financial Credit Union has been serving communities of Arizona. With 18 convenient locations spread around Phoenix, you are able to take advantage of the best the bank has to offer, but if you’re not local to any of these regions, check out our Bank Promotions page for more suitable offers.
| Eligibility: If you or one of your relatives lives, works, worships or goes to school in Maricopa, Gila or Pinal County, then you can open an account! For a full list of eligible towns see their full list of membership requirements. |
I’ll go over Desert Financial Credit Union offers below.
Desert Financial Credit Union $200 Checking Bonus
- What you’ll get: $200 bonus
- Where it’s available: AZ
- Direct Deposit Requirement: Yes
- Credit Inquiry: Soft Pull
- Monthly Fees: None
- Early Termination Fee: None listed, check with CSR for more information
- How to earn it:
- Open a Free Checking account and a Membership Savings account.
- Establish a direct deposit of $1,000 or more (in a single deposit).
- Enroll in eStatements.
- To qualify, be sure to fulfill these requirements within 60 days of opening your account.
(Limited time offer)
| KeyBank Checking ($300 bonus) | Chase Total Checking ($300 Bonus) |
| SoFi Checking and Savings Account ($325 Bonus) | |
Desert Financial Credit Union $200 Checking Bonus
- What you’ll get: $200 bonus
- Where it’s available: AZ
- Direct Deposit Requirement: Yes
- Credit Inquiry: Soft Pull
- Monthly Fees: None
- Early Termination Fee: None listed, check with CSR for more information
- How to earn it:
- Open a Free Checking account.
- Establish a direct deposit of $500 or more (in a single deposit).
- Enroll in eStatements.
- Complete a minimum of 10 Desert Financial account transactions.
- To qualify, be sure to fulfill these requirements within 60 days of opening your account.
(Limited time offer)
| SoFi Checking and Savings Account ($325 Bonus) | KeyBank Checking ($300 bonus) |
| HSBC Premier Checking (Up to $3,000 Cash Bonus), | |
Desert Financial Credit Union $100 Referral Bonus
- What you’ll get: $100 bonus
- Where it’s available: AZ
- Direct Deposit Requirement: Yes
- Credit Inquiry: Soft Pull
- Monthly Fees: None
- Early Termination Fee: None listed, check with CSR for more information
- How to earn it:
- Spread the word about Desert Financial and you could earn an extra $100!
- To qualify, your friend just needs to:
- Be a new member with no existing or open accounts in the last 12 months and open a Membership Savings with a minimum balance requirement of $25 and a Free Checking account.
- Receive at least one direct deposit into a new checking account within 90 days.
- Perform at least 30 posted checking account transactions within 90 days.
(Limited time offer)
| SoFi Checking and Savings Account ($325 Bonus) | KeyBank Checking ($300 bonus) |
| HSBC Premier Checking (Up to $3,000 Cash Bonus), | |
How To Avoid Monthly Fees
- Free Checking: None
- Business Checking: $8 monthly fee, waivable
- Business Checking Plus: $12 monthly fee, waviable
- Business Analysis Checking: earnings credits can be used to offset a portion (or all) of your monthly fees.
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Author’s Verdict
To summarize, Desert Financial Credit Union has some of the best promotions, bonuses, and offers in Arizona. With insurance from the NCUA, you can be sure your money is safe and secure!
For more current offers, check out our bank bonuses page. Compare Desert Financial Credit Union rates for CDs and Savings with our best rates for Savings and CD accounts.
Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
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