Available for residents nationwide, CIBC Bank is offering 4.28% APY rate on your funds when you open an Agility Savings Account.
Update 2/27/25: The rate has decreased to 4.28% APY from 4.38%.
About CIBC Bank
Headquartered in Chicago, CIBC Bank USA is the 3rd largest bank in the state of Illinois and the 51st largest bank in the nation. Established in 1991 and as of March of 2022, it had grown to 1,739 employees at 24 locations.
CIBC Bank Agility Savings
- Account Type: Agility Savings account
- Availability: Nationwide
- Interest Rate: 4.28% APY
- Minimum Balance: $0.01
- Maximum Balance: $1M
- Credit Inquiry: Unknown
- Credit Funding: Not stated
- Monthly Fee: None
- Early Termination Fee: $25 early closure fee, if account is closed with 90 days of opening. If they don’t receive your initial deposit within 30 days after your Account has been established, they’ll close your Account.
(Visit CIBC to learn more)
CIBC Bank ACH Capabilities & Limits
| ACH Type | Speed | Daily $ Limit | Monthly $ Limit | Notes |
| Push | 1-2 business days | $125K | $250K | None |
| Pull | 1-2 business days | $125K | $250K | None |
Editor’s Note: You get unlimited number of linked external accounts are permitted. ACH deposits have no hold time, but there is a 10 business day hold time for check deposits.
Account Rates
| Balance Requirement | APY Rate |
| $0.01+ to $1M | 4.28% APY |
CIBC Bank Account Benefits
- Easy online access
- High Interest
- Interest compounds and is credited monthly
- There are no monthly fees
- 24/7 access to your account online
- FDIC Insured
CIBC Agility Savings Up to $500 Bonus (Expired)
New and existing clients: Get up to $500 bonus in your Agility Savings account. Direct Link to Offer
How to earn bonus:
- Deposit new funds in your Agility Savings account
- $250 bonus – The New Money you deposited from an external bank during the Funding Period was between $25,000 and $49,999.99 (“Tier 1”), and you maintained at least $25,000 in New Money until 11:59 p.m. ET on March 18, 2024.
- $500 bonus – The New Money you deposited from an external bank during the Funding Period was $50,000 or more (“Tier 2”), and you maintained at least
- Keep in your account for a minimum of 90 days
- Receive a cash bonus. If you fulfill the offer requirements outlined above, CIBC Bank USA will deposit the bonus into your CIBC Agility Savings account no later than May 17, 2024.
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Author’s Verdict
Be sure to check out this offer at CIBC Bank to earn an attractive rate on balances greater than $1,000 up to $1,000,000. Let us know if you have any info regarding if this account incurs a hard or soft pull.
In addition to the current rate from CIBC Bank, you can also take advantage of a range of great promotions from banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.
Additionally, tell us about your thoughts and experience with this account! Be sure to check back on BankDealGuy for more bank rates!
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