Check out this amazing rate of 4.05% APY rate with a new Bread Financial High-Yield Savings Account.
Update 10/18/26: The rate has increased to 4.05% APY.
Bread Financial High-Yield Savings
Here is your opportunity to earn a competitive APY Rate on your funds. Open a new account and get started today!
- Learn More
- Rate Offer: 4.05% APY Rate
- Availability: Nationwide
- Credit Inquiry: Hard Pull or Soft Pull?
- Credit Funding: Not stated
- Opening Deposit Requirement: $100
- Monthly Service Fee: None
- Early Termination Fees: None listed
| PROMOTION LINK | OFFER | OFFER |
| SoFi Checking and Savings Account | 3.30% APY + $325 Bonus | Review |
| Western Alliance Bank High-Yield Savings | 4.30% APY + $1000 Bonus | Review |
| NexBank High Yield Savings | 4.25% APY + $1000 Bonus | Review |
| Centier Bank High Yield Savings | 4.12% APY + $1000 Bonus | Review |
| Always.Bank Savings | 4.10% APY | Review |
| American First Credit Union Money Market Deposit | 4.10% APY + $1000 Bonus | Review |
| Valley Bank High Yield Savings | 4.00% APY + $1000 Bonus | Review |
| Valley Direct Online Savings | 4.00% APY | Review |
| Live Oak Bank Savings | 4.00% APY | Review |
| Robinhood Gold | 3.60% APY | Review |
| Quontic Bank High Yield Savings | 3.50% APY | Review |
| Upgrade Premier Savings | 3.05% APY | Review |
Account Rates
| Balance Requirement | APY Rate |
| $0.01+ | 4.05% APY |
Account Benefits
- No hidden fees so you save more
- Free monthly maintenance
- Free ACH transfers
- Free online statements
- Free incoming wire transfers
- Unlimited deposits via mobile check capture and ACH transfer
 |
 |
 |
Author’s Verdict
If you’re looking for a savings account with a low minimum balance requirement, check out the Bread Financial’s High-Yield Savings Account.
Let us know if you have any info regarding on whether this account triggers a hard/soft pull.
While you’re here at BankDealGuy be sure to check out other Bank Rates offered from banks nationwide. See our favorite Bank Rates to earn high interest!
In addition to the current rate from Rising Bank, you can also take advantage of a range of great promotions from banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.
Leave a Reply