Available nationwide, you can currently earn a $200 bonus and up to 4.40% APY when you open a new Barclays Tiered Savings account.
Update 2/21/25: The rate has decreased to 4.40% APY from 4.65%. You can currently earn a $200 bonus when opening a new account through 3/8/25.
Barclays Tiered Savings $200 Bonus
New Barclays Tiered Savings Customers can earn up to 4.40% APY and a $200 bonus after depositing $25,000.
How to earn it:
- To qualify for this bonus offer, you must be a new Barclays Tiered Savings customer (current and previous Barclays customers with a Savings or CD are not eligible)
- Open an account 11/7/2024 through 1/6/2025
- Fund your new Tiered Savings account with at least $25,000 within the first 30 days of opening the account
- Maintain the balance of at least $25,000 for 120 consecutive days.
- After you maintain the $25,000 balance for 120 consecutive days, the $200 bonus will be added to your account in approximately 60 days.
Terms: $200 Bonus Offer: To qualify for this bonus offer, you must be a new Barclays Tiered Savings customer (current and previous Barclays customers with a Savings or CD are not eligible), open an account 11/7/2024 through 3/8/2025, fund your new Tiered Savings account with at least $25,000 within the first 30 days of opening the account, and maintain the balance of at least $25,000 for 120 consecutive days. After you maintain the $25,000 balance for 120 consecutive days, the $200 bonus will be added to your account in approximately 60 days. Offer expires 3/8/2025. You may make multiple deposits to your account from another financial institution(s) to meet the offer requirements, provided these deposits all occur no later than 30 days after opening the new Tiered Savings account. The funds deposited into your Barclays Tiered Savings account will earn the then current annual percentage yield listed on banking.barclaysus.com/tiered-savings for the Barclays Tiered Savings account. Withdrawals could affect your eligibility to earn the bonus if the withdrawal causes the account balance to drop below $25,000. The 120 consecutive days will not start until the $25,000 is deposited within 30 days from opening the account. The bonus will be applied and treated as interest for tax purposes and could require Barclays to send you a Form 1099-INT (Interest Income) and file it with the IRS for the year in which you earn the bonus. While there is no minimum required to open a Barclays Tiered Savings account, as described above there is a minimum balance required to earn the bonus offer.
(FDIC-Insured)
Barclays Tiered Savings
- Learn More at Barclays
- Account Type: Barclays Tiered Savings Account
- Minimum Balance: None
- Maximum Balance: None
- Availability: Nationwide
- Credit Inquiry: Unknown
- Opening Deposit: None
- Monthly Fee: None
- Early Termination Fee: None
Barclays ACH Capabilities & Limits
| ACH Type | Speed | Daily $ Limit | Monthly $ Limit | Notes |
| Push | ? | ? | ? | up to 3 external linked accounts |
| Pull | ? | ? | ? | up to 3 external linked accounts |
Editor’s Note: ACH transfers are limited to $250,000 per transaction. If you want to transfer a larger amount, they can process the transfer if you call. Help us with the table above in the comment section if you have experience with ACH capabilities.
Account Rates
| Balance Requirement | APY Rate |
| $250,000 or greater | 4.40% APY |
| $100,000 to <$250,000 | 4.10% APY |
| $50,000 to <$100,000 | 4.10% APY |
| $25,000 to <$50,000 | 4.10% APY |
| $10,000 to <$25,000 | 4.10% APY |
| Less than $10,000 | 4.10% APY |
Barclays Account Benefits
- Security that works. Enjoy secure, 24/7 online access to your funds.
- Freedom from fees. No monthly maintenance fees and no minimum balance required to open.
- Savings done right. Easy direct deposits and online transfers.
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Author’s Verdict
This is a pretty good savings account rate. If you know of any account similar to this or better, please let us know by commenting below!
Additionally, if you happen to know whether this account incurs a hard/soft pull, please let us know. Let us know about your thoughts and experience with this account! Be sure to check back on BankDealGuy for more bank rates!
In addition to the current rate from Barclays, you can also take advantage of a range of great promotions from banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.
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