Banterra Bank Promotions: $100, $250 Checking Bonus (IL, IN, KY, MO)

Find the latest listing of Banterra Bank promotions, bonuses, and offers here.

Update 6/21/24: The $100 student checking and $250 personal checking bonus has been extended through 10/31/24.

Banterra Bank Promotions Review

I’ll go over Banterra Bank offers below.

Banterra Bank $250 Checking Bonus

• 

  What you’ll get: $250 bonus

• Where it’s available: IL, IN, KY, MO
• Credit Inquiry: Soft Pull or Hard Pull?
• Credit Card Funding: Unknown
• How to earn it:
  • Open a Saluki Interest Checking account.
  • To receive $250 bonus, one direct deposit must post to your account by October 31, 2024; direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government and must be $250 or higher.
  • Bonus will be credited to your account within your statement cycle following your first direct deposit and will be reported as income on Form 1099-INT.

(Expires 10/31/2024)

Banterra Bank $100 Student Bonus

• What you’ll get: $100 bonus
• Where it’s available: IL, IN, KY, MO (Bank Locator)
• Credit Inquiry: Soft Pull or Hard Pull?
• Credit Card Funding: Unknown
• How to earn it:
  • Open a Saluki Student Checking account.
  • To receive $100 bonus, complete eight (8) Banterra-Saluki Visa Debit Card transactions within the first statement cycle of account opening.
  • Bonus will be credited to your account in the statement cycle following this completion and will be reported as income on Form 1099-INT.

(Expires 10/31/2024)

How To Avoid Monthly Fees

• Banterra Green Checking: Option of no monthly fee ($5 monthly fee can be avoided by doing one of the following):
  • $500 daily balance is maintained.
  • A combined average balance of $2,500 is maintained with identified checking, savings, money market, or minimum daily balance in CDs and/or IRAs.
  • Two (2) direct deposits are made per statement cycle.
  • Eight (8) Banterra Visa® Debit Card purchases are made per statement cycle.
  • Account holder is military. (with proof of military status)
  • Account holder is a student. (age 24 or younger with proof of student status)
  • Primary or secondary account holder is age 60 or over.
• Banterra SmartChoice Checking: $5 monthly fee
• Banterra InterestPlus Checking: Option of no monthly fee ($15 monthly fee can be avoided by doing one of the following):
  • $5,000 daily balance is maintained in your checking account.
  • $20,000 combined average balance in this account, identified checking, savings and money markets or minimum balance in Certificate of Deposit (CD) minimum balance equals the current balance at the beginning of each statement period.
• Saluki Interest Checking: If one of the following items are maintained, a monthly fee of $10 will not be charged: (1)$2,500 minimum daily balance in this account; (2) $5,000 combined average balance in this account, identified checking, savings & money markets, or minimum balance in certificate of deposit (CD) and/or IRAs. The CD minimum balance equals the current balance at the beginning of each statement period; (3) A monthly direct deposit of at least $200 or higher is deposited to this account. Direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government and must be $200 or higher.
• Saluki Student Checking: No Monthly Fee
• Banterra Free Business Checking: No Monthly Fee
• Banterra Basic Business Checking: No fee if a $1,500 minimum daily balance or $3,000 average monthly balance is maintained; otherwise, $7.50 monthly fee
• Banterra Premium Business Checking: No fee if $2,500 minimum daily balance or $7,500 average monthly balance is maintained; otherwise $10 monthly fee

Bottom Line

Lastly, Banterra Bank has some of the best promotions, bonuses, and offers in Illinois. Additionally, through online banking, you’ll be able to access your money from anywhere at anytime!

Additionally, for more current offers, check out our bank bonuses page. Comparatively, definitely check out other CDs and Savings with our best rates for Savings  and CD accounts.

Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.

Furthermore, you can find a full list of the best bank promotions here. Finally, remember to bookmark this page because you will always find an updated list of Banterra Bank promotions here.

Lastly, check back here from more Banterra Bank Promotions, bonuses and offers!