American Airlines Federal Credit Union Promotions: $25, $250 Checking, Referral Bonuses (Nationwide)

Check out the latest American Airlines Federal Credit Union promotions, bonuses, and offers here.

Currently, they are offering a $25, $250 Checking, Referral Offers when you open a qualifying account and meet the requirements.

Update 3/21/24: The $25 bonus is now a limited time offer with the prior 3/31/24 expiry language removed. The referral bonus has been extended to 12/31/24.

American Airlines Federal Credit Union Promotions Review

American Airlines Federal Credit Union was founded in 1936 by a small group of American Airlines employees who shared the goal of creating a member-owned, cooperative financial institution where employees could help one another. Additionally, they provide a wide array of products and services tailored to meet the specialized needs of their member-owners because they understand this business that connects us.

I’ll go over American Airlines Federal Credit Union offers below.

American Airlines Federal Credit Union $25 Checking Bonus

• What you’ll get: $25 bonus
• Availability: Nationwide (Bank Locator)
• Direct Deposit Requirement: No
• Credit Inquiry: Soft Pull or Hard Pull?
• Monthly Fees: None
• Early Termination Fee: None listed, check with CSR for more information
• How to earn it:
  • With a new Priority, Flagship, Ascend, UChecking Checking account.
  • Make at least $25 in debit card purchases within 60 days of account opening

(Limited time offer)

Fine Print

• Earn $25 when you receive at least $250 in direct deposit into your checking account for two consecutive months.
• Final qualifying transaction must be completed with 60 days of account opening.
• Bonus will be paid within 60 days after the final qualifying transaction.
• Any bonus will be forfeited if account is closed prior to bonus award date.
• This offer is non-transferable.
• Any bonuses or monies received in association within this promotion are subject to IRS reporting requirements.
• Recipients are responsible for income tax liability, if applicable.
• Checking is subject to credit approval.

American Airlines Federal Credit Union $25 Referral Bonuses

• What you’ll get: $250 bonus
• Availability: Nationwide (Bank Locator)
• Direct Deposit Requirement: No
• Credit Inquiry: Soft Pull or Hard Pull?
• Monthly Fees: None
• Early Termination Fee: None listed, check with CSR for more information
• How to earn it:
  • Receive $25 for each family member who joins
  • To sponsor your family:
    • Have them complete the three-step application process at Join.AACreditUnion.org
    • In the “How Did You Hear About Us” section in the final step, select “Word of Mouth.”
    • They will need to enter your sponsorship information
    • Be sure they enter “REFER25” in the “Please enter Promo Code for Refer a Friend” section

(Expires 12/31/2024)

Fine Print

• Referring member will receive $25.00 for each referral that results in a new account being opened, with a maximum of ten (10) referrals per calendar year.
• New member account must be opened between 01/01/2023 and 12/31/2024.
• Member opening the account must be a new member of the Credit Union.
• Funds will be deposited in referring member’s account within 60 days of the new membership that is opened.
• Only one referral will be awarded per new membership.
• Any bonuses or monies received in association with this promotion are subject to IRS reporting requirements.
• Recipients are responsible for income tax liability, if applicable.
• Referring member must be in good standing to be eligible for referral offer.
• American Airlines Credit Union employees, immediate family and/or permanent household members and Credit Union Coordinators are not eligible for this promotion.
• Void where prohibited by law.
• When completing your application, use “REFER25” as the Refer A Friend Code, and provide the name and email address of the referring member.
• See our Eligibility Requirements for more information.

American Airlines Federal Credit Union $25 Business Checking Bonus (Expired)

• What you’ll get: $25 bonus
• Availability: Nationwide (Bank Locator)
• Direct Deposit Requirement: No
• Credit Inquiry: Soft Pull or Hard Pull?
• Monthly Fees: None
• Early Termination Fee: None listed, check with CSR for more information
• How to earn it:
  • With a new Business Checking account.
  • Make at least $25 in debit card purchases within 60 days of account opening

(Expires 12/31/2023)

Fine Print

• Member must be in good standing to be eligible for this offer. Open a new American Airlines Credit Union Flagship, Priority, Ascend, uChecking or Business checking account between 01/01/2023 and 12/31/2023.
• To receive the $25 bonus, make at least $25 in debit card purchases within 60 days of account opening.
• Transaction posting may vary by merchant. ATM withdrawals and existing checking accounts are not eligible and do not qualify for the bonus.
• Bonus will be paid within 60 days after the final qualifying transaction. Bonus will be forfeited if account is closed prior to bonus award date.
• Checking is subject to credit approval.
• This offer is non-transferable.
• Any awards of monies received in association with this promotion may be subject to IRS reporting requirements.
• Recipients are responsible for income tax liability, if applicable.

[Expired] American Airlines Federal Credit Union $25 Savings Bonus

• What you’ll get: $25 bonus
• Availability: Nationwide (Bank Locator)
• Credit Inquiry: Soft Pull or Hard Pull?
• Credit Card Funding: Not stated
• Early Termination Fee: None listed, check with CSR for more information
• How to earn it:
  • To qualify for the Emergency Fund Savings Account offer:
    • Open a new Emergency Fund Savings Account between May 1 and Aug. 31, 2021
    • Set up a recurring deposit
    • Make a deposit within 60 days of account opening

(Expires December 31, 2021)

[Expired] American Airlines Federal Credit Union $100 Checking Bonus

• What you’ll get: $100 bonus
• Availability: Nationwide (Bank Locator)
• Credit Inquiry: Soft Pull or Hard Pull?
• Credit Card Funding: Not stated
• Early Termination Fee: None listed, check with CSR for more information
• How to earn it:
  • Each of the following activities done within 60 days of account opening will earn $25 each:
    • Make at least $25 in debit card purchases within 60 days of account opening. ATM withdrawals are not eligible and do not qualify for the bonus.
    • Receive at least $250 in direct deposits into your checking account for two consecutive months.
    • Enroll in online statements within 60 days of account opening.
    • Download the free American Airlines Credit Union mobile app by 01/15/2021. Bonus will be paid by 01/31/2021. Message and data rates may apply. Check with your mobile provider.
• When it expires: 12/31/2020

(Expires December 31, 2020)

How to Avoid Monthly Account Fees

• Ascend Checking: No monthly service fees with direct deposit of $250 or more each month
• Flagship Checking: $0 with $750 minimum daily balance
• Priority Checking: There are no monthly service fees.
• UChecking: There are no monthly service fees.
• Business Checking: There are no monthly service fees.

Author’s Verdict

American Airlines Federal Credit Union is a great bank option for new sign-up promotions when become available. Furthermore, if you are eligible, I would definitely recommend checking out the $25, $185, and $250 bonus with easy requirements.

Furthermore, for more current offers, check out our bank bonuses page. Comparatively, American Airlines Federal Credit Union rates for CDs and Savings with our best rates for Savings and CD accounts.

Additionally, be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, and many more.