Altra Federal Credit Union is offering A+ Checking Account that earns 2.50% APY on up to $15,000 maximum balance. The A+ Checking Account is a free checking account with no minimum balance and no monthly fees that pays high interest. The requirements that must be met each month are: you must have at least 10 debit card purchases each month, have at least 1 direct deposit per month of at least $50 into A+ Checking account, receive eStatements, use the Free Online Banking and must be a Arkansas, Colorado, Kentucky, Minnesota, New Jersey, Tennessee, Texas or Wisconsin resident to open this account.
|With Discover Cashback Debit account:
-Earn 1% cash back on up to $3,000 in debit card purchases each month, which lets you earn up to a total of $360 Debit Card Cashback Bonus per year.
-Anyone can open a Discover Cashback Debit account online
-No monthly fees or monthly balance requirements
-With over 60,000 no-fee ATMs in the U.S., Discover is always nearby.
-Move money easily and securely with just a few clicks or taps (transfers to existing discover accounts are immediate)!
-Manage your account and avoid late fees by paying bills online.
-Deposit checks on the go with your phone or automatically with direct deposit.
Table of Contents
Altra Federal Credit Union A+ Checking Summary
- Account Type: Free A+ Checking Account
- Interest Rate: 2.50% APY
- Maximum Balance: $15,000
- Availability: Arkansas, Colorado, Kentucky, Minnesota, New Jersey, Tennessee, Texas, or Wisconsin (Bank Locator)
- Expiration Date: None
- Credit Inquiry: Hard pull or soft pull? Let us know
- Opening Deposit: $0
- Credit Card Funding: Unknown
- Direct Deposit Requirement: 1 Direct Deposit of at least $50 each month
- Monthly Fee: No
- Refunds on ATM Fees: Yes(up to $20 monthly)
- Additional Requirements: Sign in to Free Online Banking once per month, receive eStatements, have 10 purchases with Altra Visa Debit Card per month, and must be a Arkansas, Colorado, Kentucky, Minnesota, New Jersey, Tennessee, Texas, or Wisconsin Resident to open this account.
- Closing Account Fee: Cancellation fees may apply. Be sure to speak with your representative.
Altra Federal Credit Union A+ Checking Account – Must be a Arkansas, Colorado, Kentucky, Minnesota, New Jersey, Tennessee, Texas, or Wisconsin Resident to open this account.
How To Earn 2.50% APY :
- Sign up to Altra Federal Credit Union A+ Checking Account to earn 2.50% APY for up to $15,000.
- Have at least 1 direct deposit post and settle to the account each month.
- Sign in to Free Online Banking.
- Receiving eStatements.
- Have at least 10 debit card purchases post and settle per month.
I think the Altra Federal Credit Union A+ Checking Account offers many free benefits which make this account very good. Some of the free benefits include, free online banking and bill pay, free Altra mobile deposit, free overdraft transfers, and many more. They also offer free check for members over the age of 60 and free welcome pack of checks for students. There are no minimum balance and no hidden monthly fees which are always nice to have with a checking account. If you have had any experiences with this bank, please let us know in the comment section below. For more reward checking accounts, you can check out our entire list of Best Reward Checking Accounts.