Wells Fargo Promotions: $300, $325, $400, $525, $825, $3500 Checking, Savings, Business Bonuses (Nationwide)

Find the latest listing of Wells Fargo promotions, bonuses, and offers here.

Update 6/19/25: The $3500 Premier Checking bonus is back through 7/8/25. There is now a $400 checking bonus alongside an extension of the $325 checking bonus through 7/8/25. There’s now a $400 or $825 business checking bonus valid through 6/30/25.

Wells Fargo Promotions

Wells Fargo ranks #1 in terms of the number of branches in the United States, with well over 6,000 locations across these states.

I’ll go over Wells Fargo offers below.

Wells Fargo Premier Checking $3,500 Bonus

• What you’ll get: $3,500 bonus
• Availability: Nationwide (Bank Locator)
• Direct deposit requirement: No
• Credit Inquiry: Soft Pull
• Monthly fees: $35 – Avoid by maintaining $250,000 or more in statement-ending balances in qualifying linked accounts.
• Early Termination Fee: None
• How to earn it: 
  • Upgrade to a Premier Checking account or open a new Premier Checking account by July 8, 2025 AND
  • Bring $500,000 or more in new deposits to qualifying linked accounts by day 45.
  • Maintain at least a $500,000 balance in linked accounts through day 90 after account opening.
  • Your bonus will be deposited into your Premier Checking account within 30 days of meeting offer requirements.

(Expires 07/08/2025)

Fine Print

• Eligibility Requirements:
  • Offer available to customers 1) upgrading an existing Wells Fargo consumer checking account to a Wells Fargo Premier Checking account, or 2) opening a new Premier Checking account. All account applications are subject to approval.
  • Only the primary owner of the upgraded or new checking account is eligible for this offer.
  • You must use your bonus offer code at the time of account upgrade or new Premier Checking account opening.
  • Only one $3,500 bonus may be applied per upgraded account or new Premier Checking account. Limit one bonus per customer.
  • You are not eligible for this offer if:
  • You have received a Wells Fargo Premier Checking bonus within the past 12 months.
  • You are a Wells Fargo employee.

Wells Fargo $400 Checking Bonus

• What you’ll get: $400 bonus
• Availability: Nationwide (Bank Locator)
• Direct deposit requirement: Yes, $1,000+
• Credit Inquiry: Soft Pull
• Monthly fees: $10, waivable
• Early Termination Fee: None
• How to earn it: 
  • Open a new Everyday Checking account from this offer webpage. Or open a new, eligible checking account at a Wells Fargo branch with a minimum opening deposit of $25. Offer ends July 8, 2025.
  • Deposit $3,000 or more in qualifying direct deposits within the first 90 days of opening.
  • Enjoy $400. After the 90-day qualification period and offer requirements are met, we’ll deposit the bonus into your account within 30 days.

(Offer expires 07/08/2025)

Editor’s Note: Here’s an alternative link to the offer.

Fine Print

• To be eligible: Offer is for new consumer checking customers only and is available only to the primary owner of the new checking account. The primary account owner is the owner whose Taxpayer Identification Number, such as a Social Security Number, is assigned to the account and has tax responsibility. Offer is not available to customers that received a bonus for opening a Wells Fargo consumer checking account within the past 12 months, are Wells Fargo employees, or are non-resident aliens or foreign entities signing any version of IRS Form W-8. Accounts offered by Wells Fargo Private Bank are not eligible for this offer.
• To receive the $400 bonus: you must use your bonus offer code when opening a new Wells Fargo consumer checking account, which is subject to approval, by July 8, 2025 and receive $3,000 or more in qualifying electronic deposits within 90 calendar days of account opening (the “qualification period”). A qualifying electronic deposit is a deposit of funds, such as your salary, government benefit payment, or other income, that has posted to your account and is (1) a direct deposit made through the Automated Clearing House (ACH) network, (2) an instant payment processed through the RTP® network (real-time payment system) or FedNow℠ Service, or (3) an electronic credit from a third party service that facilitates payments to your debit card using the Visa® or Mastercard® network (e.g., an Original Credit Transaction). Transfers from one account to another, mobile deposits, Zelle®, or deposits made at a branch or ATM are not considered a qualifying electronic deposit. An ACH direct deposit made available early with Early Pay Day does not count toward the bonus requirements until it posts to your account and is no longer pending (e.g., scheduled payment date).
• After the 90-day qualification period, if you have met all requirements, we will deposit the bonus into your new account within 30 calendar days. Your new account must stay open through the time we attempt to deposit the bonus. We may close accounts with a zero balance without prior notice. You are responsible for any taxes due on the bonus. We will report the bonus as income to tax authorities, as required by applicable law. If you are subject to backup withholding at the time of payment, we may withhold the required amount and remit to tax authorities.
• Other Terms: This offer may be discontinued or changed at any time without notice and cannot be combined with any other consumer deposit offer (limit one bonus per customer/account). Offer cannot be reproduced, purchased, sold, transferred, or traded.

Wells Fargo $325 Checking Bonus

• What you’ll get: $325 bonus
• Availability: Nationwide (Bank Locator)
• Direct deposit requirement: Yes, $1,000+
• Credit Inquiry: Soft Pull
• Monthly fees: $10, waivable
• Early Termination Fee: None
• How to earn it: 
  • Open a new Everyday Checking account from this offer webpage. Or open a new, eligible checking account at a Wells Fargo branch with a minimum opening deposit of $25. Offer ends July 8, 2025.
  • Receive $1,000 or more in qualifying direct deposits within the first 90 days of offer enrollment.
  • Enjoy $325. After the 90-day qualification period, you will receive your bonus within 30 days of meeting offer requirements.

(Offer expires 07/08/2025)

Fine Print

• To be eligible: Offer is for new consumer checking customers only and is available only to the primary owner of the new checking account. The primary account owner is the owner whose Taxpayer Identification Number, such as a Social Security Number, is assigned to the account and has tax responsibility. Offer is not available to customers that received a bonus for opening a Wells Fargo consumer checking account within the past 12 months, are Wells Fargo employees, or are non-resident aliens or foreign entities signing any version of IRS Form W-8. Accounts offered by Wells Fargo Private Bank are not eligible for this offer.
• To receive the $325 bonus: you must use your bonus offer code when opening a new Wells Fargo consumer checking account, which is subject to approval, by July 8, 2025 and receive $1,000 or more in qualifying electronic deposits within 90 calendar days of account opening (the “qualification period”). A qualifying electronic deposit is a deposit of funds, such as your salary, government benefit payment, or other income, that has posted to your account and is (1) a direct deposit made through the Automated Clearing House (ACH) network, (2) an instant payment processed through the RTP® network (real-time payment system) or FedNow℠ Service, or (3) an electronic credit from a third party service that facilitates payments to your debit card using the Visa® or Mastercard® network (e.g., an Original Credit Transaction). Transfers from one account to another, mobile deposits, Zelle®, or deposits made at a branch or ATM are not considered a qualifying electronic deposit. An ACH direct deposit made available early with Early Pay Day does not count toward the bonus requirements until it posts to your account and is no longer pending (e.g., scheduled payment date).
• After the 90-day qualification period, if you have met all requirements, we will deposit the bonus into your new account within 30 calendar days. Your new account must stay open through the time we attempt to deposit the bonus. We may close accounts with a zero balance without prior notice. You are responsible for any taxes due on the bonus. We will report the bonus as income to tax authorities, as required by applicable law. If you are subject to backup withholding at the time of payment, we may withhold the required amount and remit to tax authorities.
• Other Terms: This offer may be discontinued or changed at any time without notice and cannot be combined with any other consumer deposit offer (limit one bonus per customer/account). Offer cannot be reproduced, purchased, sold, transferred, or traded.

Wells Fargo $825 Business Checking Bonus

• What you’ll get: $825 bonus
• Availability: Nationwide (Bank Locator)
• Credit Inquiry: Soft Pull
• Credit Card Funding: Up to $50
• Early Termination Fee: Unknown
• How to earn it:
  • Open a new Initiate Business Checking account from this offer webpage by June 30, 2025. This offer is for new business checking customers only.
    • You can also open a new eligible business checking account at your nearest Wells Fargo branch with a minimum opening deposit of $25. You must provide the bonus offer code to the banker at the time of account opening.
  • Deposit $25,000 or more to your new business checking account by day 30 and maintain a minimum daily collected balance of $25,000 through day 60 after account opening.
  • Wells Fargo will deposit your bonus into your new business checking account within 30 days after you have met all offer requirements.

(Expires 06/30/2025)

Editor’s Note: If you do not have $25K to deposit, here’s an alternative link to a $400 bonus with $2,500+ deposit valid through 6/30/25.

Wells Fargo Premier Checking $2,500 Bonus (Expired)

• What you’ll get: $2,500 bonus
• Availability: Nationwide (Bank Locator)
• Direct deposit requirement: No
• Credit Inquiry: Soft Pull
• Monthly fees: $35 – Avoid by maintaining $250,000 or more in statement-ending balances in qualifying linked accounts.
• Early Termination Fee: None
• How to earn it: 
  • Open or upgrade to a Premier Checking account by taking your bonus offer code to a branch by April 16, 2025. Deposit and maintain $250,000 in qualifying linked balances to receive your $2,500 bonus.
  • All account applications are subject to approval.
  • Minimum opening deposit to open the Premier Checking account is $25.

(Expires 04/16/2025)

Fine Print

• Eligibility Requirements:
  • Offer available to customers 1) upgrading an existing Wells Fargo consumer checking account to a Wells Fargo Premier Checking account, or 2) opening a new Premier Checking account. All account applications are subject to approval.
  • Only the primary owner of the upgraded or new checking account is eligible for this offer.
  • You must use your bonus offer code at the time of account upgrade or new Premier Checking account opening.
  • Only one $2,500 bonus may be applied per upgraded account or new Premier Checking account. Limit one bonus per customer.
  • You are not eligible for this offer if:
  • You have received a Wells Fargo Premier Checking bonus within the past 12 months.
  • You are a Wells Fargo employee.

Wells Fargo $525 Savings Bonus (Expired)

• What you’ll get: $525 bonus
• Availability: Nationwide
• Direct deposit requirement: No
• Credit Inquiry: Soft Pull
• Monthly fees: $5, waivable
• Early Termination Fee: None
• How to earn it: 
  • Open a new Way2Save Savings account at a Wells Fargo branch with a minimum opening deposit of $25 by February 25, 2025.
  • Bring $25,000 or more in new money to your new savings account within 30 days and maintain at least a $25,000 balance for 90 days after account opening.
  • We will deposit your bonus into your new savings account within 30 days after you have met all offer requirements.

(Offer expires 04/08/2025)

Fine Print

• Eligibility Requirements:
  • This offer is for new savings customers only. All Wells Fargo consumer savings accounts are eligible for this offer with the exception of Time Accounts (CDs) and savings accounts offered by Wells Fargo Private Bank.
  • You must use your bonus offer code at account opening when you apply for a new eligible Wells Fargo savings account.
  • You are not eligible for this offer if:
  • You are a current owner of a Wells Fargo consumer savings account
  • You have received any other consumer savings offer bonus or promotional rate that required a bonus offer code within the past 12 months.
  • You are a Wells Fargo employee
• Bonus Payment:
  • We will deposit your bonus into your new savings account within 30 days after you have met all offer requirements.
  • The new savings account must be open at the time we attempt to deposit any earned bonus payment. Please note that an account with a zero balance may be closed by us without prior notice, as further described in the Deposit Account Agreement.
  • You are responsible for any federal, state, or local taxes due on the bonus and we will report as income to the tax authorities if required by applicable law. Consult your tax advisor.
• Additional Terms and Conditions:
  • The consumer savings accounts eligible for this offer are interest-bearing accounts with variable interest rates (which vary by account). For example, Wells Fargo Way2Save® Savings pays an Annual Percentage Yield (APY) of 0.15% on all balances and requires a minimum opening deposit of $25. The APY is accurate as of March 3, 2023, and may change at any time without notice. Interest is compounded daily and paid monthly. The amount of interest earned is based on the daily collected balances in the account. Fees may reduce earnings.
  • Offer expires June 27, 2023. However, this offer may be discontinued or changed at any time prior to the expiration date without notice.
  • This offer cannot be:
    • Paid without a valid U.S. Taxpayer Identification Number (Form W-9 for U.S. persons including a resident alien). Non-resident aliens, signing Form W-8 are not eligible for the offer.
    • Combined with any other consumer savings offer that requires a bonus offer code (limit one bonus per customer/account).
    • Reproduced, purchased, sold, transferred, or traded.
    • The actions required to earn this bonus are separate and distinct from the options available to you to avoid any applicable monthly service fee for the savings account you opened.

Wells Fargo $150-$200 ATM Bonus

• What you’ll get: $150-$200 bonus
• Availability: Nationwide ATM (Bank Locator)
• Credit Inquiry: Soft Pull
• Credit Card Funding: None
• Early Termination Fee: None
• How to earn it:
  • Use a Wells Fargo ATM to withdraw cash with a non-Wells Fargo debit card. Keep in mind the ATM fee depending on which bank you’re with.
  • A screen pop-up will appear asking what you would do with $150 or $200 dollars
  • Select gas and groceries on the screen
  • A $150 or $200 coupon offer should print out once you’re done with the ATM transaction.
• When it expires: Ongoing

Fine Print

• Complete the bonus requirements within 60 days of account opening.
• Once requirements are met, you’ll have your bonus deposited within 45 days.
• You cannot be An owner, or joint owner, on a Wells Fargo consumer checking account in the past 6 months, A Wells Fargo team member, A recipient of a consumer checking bonus in the past 12 months.
• A qualifying direct deposit is your salary, pension, Social Security, or other regular recurring monthly income of an accumulated $500 or more

How to Avoid Monthly Fees

• Everyday Checking: $10 monthly fee. You can avoid the $10 monthly service fee with one of the following each fee period:
  • $500 minimum daily balance
  • $500 or more in total qualifying direct deposits
  • The primary account owner is 17 – 24 years old
  • A linked Wells Fargo Campus ATM Card or Campus Debit Card (for college students)
• Premier Checking: The Premier Checking account has a $35 monthly service fee. The fee can be avoided each period with $250,000 or more in statement-ending balances in qualifying linked accounts.
• Clear Access Checking: $5 monthly fee. Waived for primary account owners who are 13 – 24 years old.
• The Portfolio by Wells Fargo: $25 monthly fee. The fee can be avoided each fee period with $20,000 or more in statement-ending qualifying linked bank deposit account balances (checking, savings, time accounts (CDs), FDIC-insured IRAs) and investment account balances
• Way2Save Savings: monthly service fee is $5. The monthly service fee can be avoided with one of the following each fee period:
  • $300 minimum daily balance
  • 1 automatic transfer each fee period of $25 or more from a linked Wells Fargo checking account
  • 1 automatic transfer each business day within the fee period of $1 or more from a linked Wells Fargo checking account
  • 1 or more Save As You Go® transfers from a linked Wells Fargo checking account. A qualifying Save As You Go transfer is an automatic transfer of $1 from your linked Wells Fargo checking account to your Way2Save Savings account each time you (or any authorized signer or joint owner) use your debit card for a one-time purchase or complete a Bill Pay transaction through online banking, and the one-time debit card purchase or Bill Pay transaction posts to the account. We reserve the right to determine through our sole discretion if a particular transaction is a qualifying transaction.
  • Primary account owner is 24 years old or under. (When the primary account owner reaches the age of 25, age can no longer be used to avoid the monthly service fee.) Customers 12 and under must have an adult co-owner.
• Initiate Business Checking: $10 monthly fee. Avoid the monthly service fee with one of the following each fee period:
  • $500 minimum daily balance
  • $1,000 average ledger balance
• Navigate Business Checking: $25 monthly fee. Avoid the monthly service fee with one of the following each fee period:
  • $10,000 minimum daily balance
  • $15,000 average combined business deposit balances
• Optimized Business Checking: $75 monthly fee. Avoid the monthly service fee with one of the following each fee period:
  • Includes up to 5 linked Optimize Business Checking accounts
  • May be offset by an earnings allowance

Author’s Verdict

To summarize, Wells Fargo has some of the best promotions, bonuses, and offers in the nation. As one of the largest banks, you can be sure to find a branch to help you meet your financial needs!

Additionally, you can find a full list of the best bank promotions here. Finally, remember to bookmark this page because you will always find an updated list of Wells Fargo promotions here.

In addition, be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.