Available nationwide, Vio Bank Cornerstone Money Market Account is currently offering an attractive rate of 4.31% APY.
Update 5/30/25: The rate has decreased to 4.31% APY from 4.46%.
Keep in mind that Vio Bank is an Internet only bank so if this fits your needs, continue reading below to find all the information you need to earn on the account features and requirements. Start earning on your funds today!
Vio Bank Cornerstone Money Market Account
- Rate Offer: 4.31% APY Rate
- Availability: Nationwide
- Credit Inquiry: Unknown
- Credit Funding: Unknown
- Opening Deposit Requirement: $100
- Monthly Service Fee: $0. However $5 if you decided to receive paper statements.
- Early Termination Fees: $15, if closed within 180 days
(FDIC Insured)
| PROMOTION LINK | OFFER | OFFER |
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| Centier Bank High Yield Savings | 3.90% APY + $1200 Bonus | Review |
| American First Credit Union Money Market Deposit | 3.90% APY + $1200 Bonus | Review |
| Western Alliance Bank High-Yield Savings | 3.80% APY + $1200 Bonus | Review |
| Live Oak Bank Savings | 3.80% APY | Review |
| Quontic Bank High Yield Savings | 3.50% APY | Review |
| Robinhood Gold | 3.25% APY | Review |
| Betterment Cash Reserve | 3.25% APY | Review |
| Upgrade Premier Savings | 3.05% APY | Review |
Account Rates
| Balance | APY |
| All Balances | 4.31% APY |
Vio Bank Cornerstone ACH Capabilities & Limits
| ACH Type | Speed | Daily $ Limit | Monthly $ Limit | Notes |
| Push | 2-5 days | $25,000 per day | $100,000 per month | Up to five external bank accounts can be linked |
| Pull | 2-5 days | $25,000 per day | $100,000 per month | Hold times for incoming ACH being 2 or 3 business days |
Vio Bank Account Benefits
- Flexibility to grow your money and access it when needed
- Convenience of opening online
- Regularly monitor the competition to ensure the rates are some of the best in the nation
- Money is FDIC insured up to $250,000
- Interest is compounded daily
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Author’s Verdict
Check out Vio Bank and open a Money Market account to get this sweet rate! There are no monthly requirements, and the APY rate applies to any balance.
In addition to the current rate from Vio Bank, you can also take advantage of a range of great promotions from banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, BBVA or CIT Bank.
Let us know about your thoughts and experience with this account! Be sure to check back on BankDealGuy for more bank rates!
Anthony, will all acct. balances be credited at the current APY in the future? Thank you,Greg PS. I enjoy your reviews.