Texas Capital Bank Promotions: $600 Business Checking Bonus (TX)

Find the latest Texas Capital Bank promotions, bonuses, and offers here.

Update 1/14/25: There’s currently a $600 business checking bonus valid through 3/31/25.

Texas Capital Bank Promotions Review

Texas Capital Bank, the principal subsidiary of Texas Capital Bancshares, is a commercial bank that delivers highly personalized financial services to Texas-based businesses with more than $5 million in annual revenue.

They recognize the inherent link between business and personal wealth. So they created a full-service private client group to serve individuals, families and their business interests. They manage the personal wealth of Texans with net worth of more than $1 million.

I’ll go over Texas Capital Bank offers below.

Texas Capital Bank $600 Business Checking Bonus

• What you’ll get: Up to $600 Bonus
• Eligible account: Business Checking
• Availability: TX
• Credit Inquiry: Hard Pull or Soft Pull? Let us know.
• Direct Deposit Required: No
• Monthly Fees: $12; waivable
• How to earn it:
  • Open an Elite Business Checking Account between October 1, 2024 and March 31, 2025.
  • Perform qualifying activities between November 1, 2024 and June 30, 2025.
    • Maintain a minimum daily posted balance of $5,000 for each participating statement period.
    • Complete 10 monthly debit transactions of a combined minimum total amount of $1,500 each participating statement period.
  • Qualifying participants will receive a $200 cash reward each month from November 2024 through June 2025 with continued qualifying activity. The cash reward will be paid to your Elite Business Checking account at the close of each statement period after all qualifying activities are met. If one or more of the qualifying activities are not met within a statement period, the cash reward will not be paid for that statement period.

(Expires 03/31/2025)

Fine Print

• Terms and conditions apply. The monthly cash reward will be incremental amounts of $200 through June 30, 2025, that total up to $600 if all qualifying activities are met each month during the qualifying period.
• Accounts opened after the first of the month will not be eligible to receive the $200 incremental cash reward until the following statement period after all qualifying activities are met.
• The minimum daily posted balance is the end-of-day posted balance not including holds.
• Qualifying debit transaction(s) are inclusive of checks, automated clearing house (ACH) and Point of Sale (POS) posted transactions.
• The value of this bonus/offer will be reported to the IRS and the recipient is responsible for any federal, state or local taxes on this offer.
• Texas Capital Bank reserves the right to exclude anyone from participating in the promotion for any reason, including suspected fraud, misuse or if suspicious activities are observed.
• All promotional offers, products and services offered by Texas Capital Bank are subject to updates, modifications and/or termination.

Texas Capital Bank $500 Checking Bonus

• What you’ll get: $500 Bonus
• Eligible account: Checking
• Availability: TX (Locator)
• Credit Inquiry: Hard Pull or Soft Pull? Let us know.
• Direct Deposit Required: Yes
• Monthly Fees: $25; waivable
• How to earn it:
  • Open a new Premier Checking Account online in just minutes.
  • Fund your account within 30 days with at least $25,000.
  • Maintain an average monthly balance of at least $25,000 for 90 days.
  • Set up deposits totaling $2,500 per month, for the first 3 consecutive months.
  • Receive $500 qualifying cash bonus deposited to your account at the end of 90 days.

(Expires 01/13/2023)

Fine Print

• Eligibility: To be eligible for the offer, your Texas Capital Bank Premier checking account must be open without being changed to a product with lower requirements and in good standing at the time of fulfillment.
• Limit one cash bonus offer per customer, including all individual and joint accounts.
• Customers (Primary or Secondary) who have a current or past Texas Capital Bank deposit account within the past 6 months from account opening date are not eligible for this offer.
• Qualifying electronic direct deposits or transfers include, but are not limited to salary, pension, Social Security, or other regular monthly income deposited through the Automated Clearing House (ACH) network to this account by your employer or an outside agency, totaling $2500 per month for 3 consecutive months, starting from the 1st calendar month after month of account opening.
• The cash bonus to your Texas Capital Bank eligible checking account will be reported on the applicable IRS form.
• Texas Capital Bank employees are not eligible for this offer.
• All promotional offers, products and services offered by Texas Capital Bank are subject to updates, modifications and/or termination by Texas Capital Bank.

How to Avoid Monthly Fees

• Capital Interest Checking: No monthly fee
• Premier Checking: There’s no monthly service fee when you maintain a minimum daily balance of $25,000 across combined Premier accounts. Otherwise, a $25 monthly service fee will be assessed.
• Select Business Checking: $12 monthly fee waived with an average collected balance of $1,500
• Elite Business Checking: $12 monthly fee waived with a daily ledger balance of $1,500 or monthly average ledger balance of $2,500+

Author’s Verdict

If you are looking to open an account, Texas Capital Bank is offering a bonus when opening a new account.

For more current offers, check out our bank bonuses page. Compare rates for CDs and Savings with our best rates for Savings and CD accounts.

Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.