Available Nationwide, E*TRADE is offering you 4.25% APY + $800 bonus on your funds when you open a Premium Savings Account.
Update 9/28/26: You can currently earn up to a $800 bonus (up from $400) valid through 1/10/27. The rate has increased to 4.24% APY (for six months with a new Premium Savings Account) from 4.00%. You can earn a competitive rate on your funds with an E*TRADE account and your funds will be FDIC insured up to the maximum amount of $250,000.
E*TRADE Premium Savings $800 Bonus
Earn up to a $800 cash bonus with a new Premium Savings Account using promo code SAVE800.
How to earn bonus:
- Open a new Premium Savings Account on etrade.com by January 10, 2027 using promo code SAVE800.
- Make a deposit. Add funds to earn a boosted 4.25% APY for 6 months. Plus, you’ll earn a cash bonus when you deposit at least $20,000 of qualifying new money within the first 30 days of account opening.
- $400 cash bonus with $20,000 – $99,999 deposit amount
- $800 cash bonus with $100,000 or more deposit amount
- Get rewarded! Maintain your balance for 45 additional days after the 30-day funding period ends to earn your cash bonus.
Terms:
- *To be eligible, you must apply promo code SAVE800 at the time of account opening. This promotional code is intended for single use only.
This offer is only valid for a new Premium Savings Account (PSA). This offer is not valid for Checking, Max-Rate Checking or line of credit accounts that we or our affiliates offer. IRA and non-IRA Brokerage accounts are ineligible. This offer is only eligible for one newly opened and funded Premium Savings Account (PSA) that is funded within 30 days of opening. Excludes non-U.S. residents, and residents of any jurisdiction where this offer is not valid. Customer may only be enrolled in one PSA cash bonus offer at a time. Cannot be combined with any other PSA cash bonus offers. - Each customer is limited to a lifetime maximum of two new Premium Savings Account cash bonus offers. Offer may be removed at any time. Other restrictions may apply.
- **This offer is only valid for a new Premium Savings Account (“PSA”). This offer is not valid for Checking, Max-Rate Checking or line of credit accounts that MSPBNA or its affiliates offer. IRA and non-IRA Brokerage accounts are ineligible. The Promotional Annual Percentage Yield (“Promotional APY”) will be automatically applied to the account, and will remain effective for 6 months (the “Promotion Period”), after which it will automatically revert to the Standard Annual Percentage Yield (“Standard APY”) without requiring any action from you. Accounts must be opened by 1/10/27 to qualify for the Promotional APY. No minimum balance required, and the offer may be withdrawn at any time. Excludes non-U.S. residents, and residents of any jurisdiction where this offer is not valid. Other restrictions may apply. Please visit etrade.com/premiumsavings for more information.
E*TRADE Premium Savings Account Summary
Here is your opportunity to earn a high interest rate on your funds. Open a new account and get started today!
- Bonus Offer: 4.25% APY Rate
- Availability: Nationwide, Online
- Minimum Balance: None
- Maximum Balance: None
- Credit Inquiry: Unknown
- Opening Deposit Requirement: $100
- Monthly Service Fee: None
- Early Termination Fees: None listed
| PROMOTION LINK | OFFER | OFFER |
| SoFi Checking and Savings Account | 3.30% APY + $325 Bonus | Review |
| NexBank High Yield Savings | 4.25% APY + $1000 Bonus | Review |
| Always.Bank Savings | 4.10% APY | Review |
| Valley Bank High Yield Savings | 4.08% APY + $1000 Bonus | Review |
| American First Credit Union Money Market Deposit | 4.05% APY + $1000 Bonus | Review |
| Valley Direct Online Savings | 4.00% APY | Review |
| Centier Bank High Yield Savings | 4.00% APY + $1000 Bonus | Review |
| Live Oak Bank Savings | 4.00% APY* + $300 Bonus* | Review |
| Western Alliance Bank High-Yield Savings | 3.80% APY + $1000 Bonus | Review |
| Quontic Bank High Yield Savings | 3.50% APY | Review |
| Robinhood Gold | 3.25% APY | Review |
| Betterment Cash Reserve | 3.25% APY | Review |
| Upgrade Premier Savings | 3.05% APY | Review |
Account Rates
| Balance | %APY |
| $0.01+ | 4.25% APY |
Account Benefits
- Manage your money from anywhere with our best-in-class mobile app
- Earn over 15x the national average for a savings account
- FDIC insured- Your funds will be FDIC insured up to the maximum amount of $250,000.
Account Requirements
- Simply start opening a Premium Savings Account
- Have an opening deposit of $100
- Input your info – Provide your name, address, phone, email and social security number or Tax ID.
- Fund the account – Transfer funds electronically from an internal account here or an external account at another bank.
- Keep the account open and in good-standing to continue earning high rates
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Author’s Verdict
We’ve all heard of E*TRADE so you know this is a reputable bank.
In addition to the current rate from E*TRADE, you can also take advantage of a range of great promotions from banks such as HSBC Bank, Chase Bank, Huntington Bank, TD Bank, or CIT Bank.
If you happen to know whether this account incurs a hard/soft pull, please let us know. Let us know about your thoughts and experience with this account! Be sure to check back on BankDealGuy for more bank promotions and/or for more bank rates!
![E*TRADE Brokerage Offer: Earn Up To $2,500 + Free Trades For 60 Days [Nationwide]](https://www.bankdealguy.com/wp-content/uploads/2017/10/E-Trade.png)
