Available Nationwide, E*TRADE is offering you an up to $2000 bonus + 3.50% APY Rate on your funds when you open a Premium Savings Account.
Update 1/5/26: The bonus has increased to up to $2000 bonus (up from $1000) valid through 2/28/26. You can earn a competitive rate on your funds with an E*TRADE account and your funds will be FDIC insured up to the maximum amount of $250,000.
E*TRADE Premium Savings $2000 Bonus
Earn up to $2,000 plus a competitive rate when you open a Premium Savings Account by February 28, 2026 using promo code SAVE26.
How to earn bonus:
- Open and fund a Premium Savings Account with qualifying deposits by February 28, 2026 using promo code SAVE26.
- $300 bonus: $20,000 – $49,999 new money deposit
- $7500 bonus: $50,000 – $74,999 new money deposit
- $1000 bonus: $75,000 – $99,999 new money deposit
- $1500 bonus: $100,000 – $199,999 new money deposit
- $2000 bonus: $200,000 or more new money deposit
- Maintain your balance for 45 additional days after the 30-day funding period ends to earn your bonus.
E*TRADE Premium Savings Account Summary
Here is your opportunity to earn a high interest rate on your funds. Open a new account and get started today!
- Bonus Offer: 3.50% APY Rate
- Availability: Nationwide, Online
- Minimum Balance: None
- Maximum Balance: None
- Credit Inquiry: Unknown
- Opening Deposit Requirement: $100
- Monthly Service Fee: None
- Early Termination Fees: None listed
Account Rates
| Balance | %APY |
| $0.01+ | 3.50% APY |
Account Benefits
- Manage your money from anywhere with our best-in-class mobile app
- Earn over 15x the national average for a savings account
- FDIC insured- Your funds will be FDIC insured up to the maximum amount of $250,000.
Account Requirements
- Simply start opening a Premium Savings Account
- Have an opening deposit of $100
- Input your info – Provide your name, address, phone, email and social security number or Tax ID.
- Fund the account – Transfer funds electronically from an internal account here or an external account at another bank.
- Keep the account open and in good-standing to continue earning high rates
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Author’s Verdict
We’ve all heard of E*TRADE so you know this is a reputable bank.
In addition to the current rate from E*TRADE, you can also take advantage of a range of great promotions from banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.
If you happen to know whether this account incurs a hard/soft pull, please let us know. Let us know about your thoughts and experience with this account! Be sure to check back on BankDealGuy for more bank promotions and/or for more bank rates!
![E*TRADE Brokerage Offer: Earn Up To $2,500 + Free Trades For 60 Days [Nationwide]](https://www.bankdealguy.com/wp-content/uploads/2017/10/E-Trade.png)
