Southern Bank Promotions: $250 Checking Bonus (AR, IL, KS, MO)

Find the latest Southern Bank promotions, bonuses, and offers here.

Update 6/16/26: There’s currently a $250 checking bonus valid as a limited time offer.

Southern Bank $250 Checking Bonus

• What you’ll get: $250 bonus
• Availability: AR, IL, KS, MO (Locator)
• Direct deposit requirement: Unknown
• Credit Inquiry: Hard Pull or Soft Pull? Let us know.
• Monthly fees: $2-6; waivable
• How to earn it:
  • For a limited time, earn a $250 bonus when you open a Freedom 250 checking account with Southern Bank.

(Limited time offer)

How to Avoid Monthly Fee

• Keeps Spending Checking: $6 monthly fee waived with:
  • Enroll in online statements AND
  • Use your debit card 15 times per statement cycle OR
  • Maintain a minimum daily balance of $5,000
• Southern Advantage Checking: $5 monthly fee waived with:
  • Enroll in online statements OR
  • Maintaining an average daily balance of $5,000
• Southern Basic Checking: $2 monthly fee waived with:
  • Enroll in online statements OR
  • Maintain an average monthly balance of $2,500
• Southern Elite Checking: $2 monthly fee waived with:
  • Enroll in online statements OR
  • Maintain an average monthly balance of $2,500

Author’s Verdict

For more current offers, check out our bank bonuses page. Compare Southern Bank rates for CDs and Savings with our best rates for Savings and CD accounts.

Be sure to check more popular bank promotions include Chase Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.