Find the latest Proponent Federal Credit Union promotions, bonuses, and offers here.
Update 1/22/26: There’s current a $150 bonus for both parties when referring friends and family to open a new account valid through 3/31/26.
Proponent Federal Credit Union Promotions Review
Proponent Federal Credit Union is headquartered in Nutley and is the 4th largest credit union in the state of New Jersey. It is also the 717th largest credit union in the nation. It was established in 1971 and as of June of 2023, it had grown to 67 employees and 19,425 members at 3 locations. Proponent Federal Credit Union’s CD rates are 6X the national average, and it has a B+ health rating.
| Eligibility: Membership in Proponent Federal Credit Union is open to employees or retirees of more than 550 Select Employer Groups, including Roche and LabCorp. See current membership details |
I’ll go over Proponent Federal Credit Union offers below.
Proponent Federal Credit Union $150 Referral Bonus
- What you’ll get: $150 bonus
- Where it’s available: NC, NJ (Bank Locator)
- Credit Inquiry: Soft Pull or Hard Pull?
- Credit Card Funding: Unknown
- Monthly Fee: None
- How to earn it:
- Any Member who refers Proponent to family member or co-worker and the referred opens a Membership Savings and an additional Checking OR Savings account with a minimum direct deposit of $250 per month, OR a Share Certificate, OR loan product within 60 days of the membership open date, the existing member (referrer) will receive $150.
- The new member will also receive $150.
- The referred person must not have an existing account with the Credit Union. A Membership Savings account with a $5.00 opening deposit is required.
- A $150 bonus will be deposited into the existing members (referrer) share account and $150 bonus will be deposited into the referred member share account 90 days from the referred membership open date if the above criteria are met and the accounts are in good standing.
- Promo Code Refer2026 required.
(Expires 03/31/2026)
| KeyBank Checking ($300 bonus) | SoFi Checking and Savings Account ($325 Bonus) |
| U.S. Bank Smartly® Checking ($450 Bonus) | |
Proponent Federal Credit Union $1000 CD Bonus (Expired)
- What you’ll get: Up to $1000 bonus
- Where it’s available: NC, NJ (Bank Locator)
- Credit Inquiry: Soft Pull or Hard Pull?
- Credit Card Funding: Unknown
- How to earn it:
- Grow your savings in a FLASH with a cash bonus up to $1,000*
- Earn a great rate plus as much as $1,000 cash bonus when you open a New Money Share Certificate with as little as $10,000.
- Choose your earnings:
- $1,000 Bonus – New money deposit of $100,000+
- $500 Bonus – New money deposit of $50,000 – $99,999
- $250 Bonus – New money deposit of $25,000 – $49,999
- $100 Bonus – New money deposit of $10,000 – $24,999
(Expires 12/31/2023)
| KeyBank Checking ($300 bonus) | SoFi Checking and Savings Account ($325 Bonus) |
| U.S. Bank Smartly® Checking ($450 Bonus) | |
How To Waive Monthly Fees
- Pro Checking Account: Not listed
- Platinum Checking Account: Not listed
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Bottom Line
If you qualify for these Proponent Federal Credit Union bonuses, definitely give it a shot! If you have any info regarding the ability to fund the account with a credit card or the credit inquiry, please let us know!
For more current offers, check out our bank bonuses page. Compare Proponent Federal Credit Union rates for CDs and Savings with our best rates for Savings and CD accounts.
Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Additionally, you can find a full list of the best bank promotions here. Finally, remember to bookmark this page because you will always find an updated list of Proponent Federal Credit Union promotions here.
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