
Available nationwide, you can earn 4.25% APY on your deposits when opening the Poppy Bank Premier Online Savings account.
Update 6/2/25: The rate has decreased to 4.25% APY from 4.50%.
Editor’s Note: The promotional Annual Percentage Yield is accurate as of December 7, 2023, is only available when applying online, and is guaranteed for one hundred eighty (180) days from the date the account is opened, after which it is subject to change without notice.
Poppy Bank Premier Online Savings Account
Here is your opportunity to earn a competitive rate on your funds. Simply, open a new account and start earning interest today!
- Account Type: Savings
- Rate Offer: 4.25% APY Rate
- Availability: Nationwide through online application
- Minimum Balance: $1,000
- Maximum Balance: None
- Credit Inquiry: Hard Pull or Soft Pull? Let us know
- Credit Funding: Unknown
- Monthly Fee: None
- Early Termination Fee: None listed, check with CSR
(FDIC Insured)
| PROMOTION LINK | OFFER | OFFER |
| SoFi Checking and Savings Account | 3.30% APY + $325 Bonus | Review |
| Always.Bank Savings | 4.10% APY | Review |
| Valley Direct Online Savings | 4.00% APY | Review |
| Valley Bank High Yield Savings | 3.96% APY + $1200 Bonus | Review |
| Centier Bank High Yield Savings | 3.90% APY + $1200 Bonus | Review |
| American First Credit Union Money Market Deposit | 3.90% APY + $1200 Bonus | Review |
| Western Alliance Bank High-Yield Savings | 3.80% APY + $1200 Bonus | Review |
| Live Oak Bank Savings | 3.80% APY | Review |
| Quontic Bank High Yield Savings | 3.50% APY | Review |
| Robinhood Gold | 3.25% APY | Review |
| Betterment Cash Reserve | 3.25% APY | Review |
| Upgrade Premier Savings | 3.05% APY | Review |
Account Rates
| Balance | APY |
| $1,000+ | 4.25% APY |
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Author’s Verdict
If you’re looking to open a new savings account with Poppy Bank offering a high, competitive rate, definitely give this account consideration.
Let us know about your experience with this bank and comment below.
You can also take advantage of a range of great promotions from banks such as U.S. Bank, HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, CIT Bank.
Let us know about your thoughts and experience with this account! Be sure to check back on BankDealGuy for more bank rates!




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