OceanFirst Bank Promotions: $235 Checking Bonus [NJ, NY, PA]

Here you can find the most recent Ocean First Bank promotions, bonuses, and offers.

Right now, you can earn up to a $235 bonus when you open a new checking account and complete the qualifying activities.

Ocean First Bank Promotions Review

Since 1902, Ocean First Bank has been helping put families in their dream homes, financing education for our future leaders and striving to be a respected corporate citizen. They’ve built a solid reputation and legacy as a good neighbor and responsible corporate citizen.

I’ll go over Ocean First Bank offers below.

Ocean First Bank $235 Checking Bonus

• What you’ll get: $235 bonus
• Where it’s available: NJ, NY, PA (Bank Locator)
• Direct Deposit Requirement: Yes, $500+
• Credit Inquiry: Soft Pull
• Monthly Fees: $7.95 monthly fee, $5K balance to waive
• Early Account Termination Fee: Bonus is forfeit if closed within one year
• How to earn it:
  • Open a FreeStyle Checking account and meet all three of the following conditions:
    • At least two cycles of an electronic recurring direct deposit of $500 or more has posted to the account.
    • Sign up for eStatements
    • Accountholder is active on the OceanFirst Bank mobile app within 30 days leading up to the bonus payout date

(Expires December 31, 2022)

Fine Print

• Promotion runs 09/06/22 through 12/31/22.
• Offer available for New FreeStyle Checking account customers only.
• Account must be opened with funds not currently on deposit at OceanFirst Bank. Subject to change at any time. Business checking accounts do not apply.
• Eligibility for the $235 bonus requires that all three of the following conditions are met: At least two cycles of an electronic recurring direct deposit of $500 or more has posted to the account, eStatements is elected and the accountholder is active on the OceanFirst Bank mobile app within 30 days leading up to the bonus payout date.
• Bonus will be paid on the first business day after your 90-day account opening anniversary.
• All cash bonuses are taxable.
• $50 minimum to open any OceanFirst checking account.
• FreeStyle Checking features no monthly minimum balance requirement.
• Account must remain open and active for one year or bonus will be forfeited.
• All Annual Percentage Yields (APYs) on interest-bearing accounts subject to change.
• Fees may reduce earnings.
• Promotion limited to one payout per individual.
• For joint accounts, promo limited to one per account.
• Free ATMs apply to the U.S. only. A $1.50 rebate will be refunded for any international ATM use.
• Our Zero Liability Guarantee does not include transactions that are the result of negligent actions by the cardholder.

How to Avoid Monthly Fees

• FreeStyle Checking: Minimum daily balance is waived for one year from account opening. After that, a minimum daily balance of $5,000 required to waive $7.95 monthly service fee.

Bottom Line

These are all the current Ocean First Bank promotions! Furthermore, if you are interested in this credit union this could be an opportunity for you. However, if you are just looking for nice sign up bonuses, there are better promotions out there.

For more current offers, check out our bank bonuses page. Compare Ocean First Bank rates for CDs and Savings with our best rates for Savings and CD accounts.

Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.