Jenius Bank Savings Account: 4.50% APY (Nationwide)

If you’re looking for a new savings account available nationwide, Jenius Bank Savings Account is offering you 4.50% APY.

Update 2/20/25: The rate has decreased to 4.50% APY from 4.80%. The savings account offers a phenomenal rate with no minimum balance requirement with no fees.

Jenius Bank Savings Account

Here is your opportunity to earn a a competitive interest rate on your funds. Open a new Jenius Savings account and start earning interest and get started today!

• Rate Offer: 4.50% APY Rate
• Availability: Nationwide (Excluding Hawaii and New Mexico)
• Credit Inquiry: Soft Pull or Hard Pull?
• Credit Funding: None
• Minimum Balance: None
• Maximum Balance: None
• Monthly Fee: None Listed
  
• Early Termination Fee: None

(FDIC Insured)

Account Rates

Jenius Bank Account Benefits

• Market Leading Rates. Feel confident you’re earning more with a Jenius Savings account. Say goodbye to rate FOMO.
• FDIC Insured. Deposits are insured by the FDIC up to $250,000. So, you can feel confident your money is safe.
• No Minimum Balance. Grow your savings on your terms. Open a Jenius Savings account with as little or as much as you want.
• First-Class Customer Service. 100% digital because you prefer it, 100% human when you want it. 24/7 access to our U.S.-based customer service online or by phone.
• No Fees. Unlike other banks, you won’t pay any fees on your Jenius Savings account. Without fees, you may save even more.
• 24/7/365 Fraud Monitoring. Scammers don’t stop and neither do we. We monitor against fraud day and night, all year.

Author’s Verdict

Check out this offer from Jenius Bank and open a savings account with an amazing rate! Take advantage of the services they have to offer along with these savings.

In addition to the current rate from Jenius Bank, you can also take advantage of a range of great promotions from banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.

Let us know about your thoughts and experience with this account! Be sure to check back on BankDealGuy for more bank rates!