First National Bank of Omaha (FNBO) Promotions: $250, $500 Checking, Business Bonuses (CO, IA, IL, KS, NE, SD, TX, MO, WI, WY)

Receive the latest list of First National Bank of Omaha promotions, bonuses, and offers here.

Update 4/13/26:

• There’s currently a $500 checking bonus valid through 5/31/26.
• The $250 business checking bonus has been extended through 12/31/26.

First National Bank of Omaha Promotions Summary

The First National Bank of Omaha is the largest bank in Nebraska and the 89th largest bank in the nation. Established in 1857, the independent and family-owned bank strives to do the right thing. First National Bank of Omaha has an A+ health rating.

First National Bank of Omaha $500 Checking Bonus

• What you’ll get: $500 bonus
• Availability: IA, CO, KS, NE, IL, KS, SD (Bank Locator)
• Direct Deposit Requirement: Yes
• Credit Inquiry: Soft pull
• Monthly fees: None
• Early Termination Fee: None
• How to earn it:
  • Open a new checking account. Enter promo code: EARN500 during the application process or share it with your banker to redeem your offer.
  • Earn $300 with total qualifying direct deposits of at least $1,500.
  • Earn $500 with total qualifying direct deposits of at least $3,000.
  • Your cash bonus will be automatically deposited into your account at least 120 days after opening.

(Expires 05/31/2026)

First National Bank of Omaha $250 Business Checking Bonus

• What you’ll get: $250 bonus
• Availability: Offer valid only in FNBO branded branches in CO, IA, IL, KS, NE, SD, TX, and WY
• Direct Deposit Requirement: No
• Credit Inquiry: Soft pull
• Monthly fees: None
• How to earn it:
  • Stop by one of our local FNBO branches and open a new Free Business Checking account. Remember to tell the banker promo code 250BIZ to get your bonus.
  • Deposit $1,000 in deposits OR complete 10 debit card transactions in 31 days from account opening.
  • Your bonus will be deposited within 31 days.

(Expires 12/31/2026)

First National Bank of Omaha $50 Referral Bonus (Expired)

• What you’ll get:
  • Referrer earns $50 bonus
  • Referee / Person being referred earns $50 bonus
• Where it’s available: Online
• How to earn it: 
  • Complete the referral form through the bonus link
  • Provide the contact information for the friend or family member being referred
  • Your friend or family member submits their information through the referral invitation and opens a new First National Bank of Omaha Consumer Checking Account with qualifying deposits

(Limited time offer)

How to Avoid Monthly Fees

• Free Checking: None
• Savings: None
• Money Market: None
• Free Business Checking: None
• Business Savings: None
• Business Money Market: None
• Access Debit Checking: $4 monthly fee
• Premier Checking: $15 monthly fee. Maintain a $15,000 minimum average daily balance to avoid the monthly account fee
• Premium Business Checking: $10 monthly fee. Maintain a average daily balance of $5,000 in checking or $15,000 in all related business deposit accounts to avoid the monthly account fee

Author’s Verdict

The referral bonus is a simply and easy bonus to get for you and friends or family. Furthermore, there is a lot of information to support First National Bank of Omaha, so your money and credit are safe.

You can find a full list of the best bank promotions here. Also, remember to bookmark this page because you will always find an updated list of First National Bank of Omaha promotions here.

However, although First National Bank of Omaha offers great promotions, their Savings and CD accounts won’t offer the best rates. Therefore, be sure to take a look at our reviews for best Savings Rates as well as the best CD Rates.