Cedar Rapids Bank & Trust Promotions: $50, $300 Checking, Referral Bonuses (IA, WI, MN)

Take a look at the latest Cedar Rapids Bank & Trust promotions, bonuses, and offers here.

Update 4/10/25: The $300 checking bonus is back through 6/30/25.

Cedar Rapids Bank & Trust Promotions Review

Established in 2001, Cedar Rapids Bank & Trust they drafted a plan for a new community bank with a promise to create an organization where relationships and service mattered. They delivered on that promise by hiring the best banking talent to serve the long-term needs of our community.

I’ll go over Cedar Rapids Bank & Trust offers below.

Cedar Rapids Bank & Trust $300 Checking Bonus

• What you’ll get: $300 bonus
• Where it’s available: IA, WI, MN (Bank Locator)
• Credit Inquiry: Soft Pull or Hard Pull? 
• Credit Card Funding: Unknown
• How to earn it:
  • Open a new Cedar Rapids Bank & Trust’s MAXX Checking account with a minimum of $100
  • A minimum of 15 Visa® debit card transactions posted per statement cycle (excludes ATM transactions);
  • A minimum of one direct deposit or debit has posted; AND
  • Receive your monthly statements for this account electronically. Personal online banking enrollment, whether through a browser or our mobile banking app, and a valid email address are required to receive electronic statements.
  • To be eligible for bonus new clients should use promo code: “MAXXBLOSSOM” or the referrer’s name to the referral code field during the online application. Promotion ends June 30, 2025.

(Expires 06/30/2025)

Cedar Rapids Bank & Trust $50 Referral Bonus

• What you’ll get: $50 bonus
• Where it’s available: IA
• Credit Inquiry: Soft Pull or Hard Pull?
• Credit Card Funding: Unknown
• How to earn it:
  • $50 bonus will be paid within 30 days of when the following occur:
    • The account has been open a minimum of 30 days, a reoccurring ACH transaction has occurred
    • Debit card has been used and the account has a positive balance
    • Requirements must be met within the first six months
    • Only new checking account clients are eligible

(Limited time offer)

How to Avoid Monthly Fees

• Vault: $5 statement fee will be assessed on all accounts that do not sign up for e-statements within 90 days of account opening.
• MAXX: $5 monthly statement fee will be assessed on accounts that do not sign up for e-Statements within 90 days of account opening.
• Free: None listed
• Cedar Rapids: Maintain a $500 minimum or $750 average daily balance to earn APY; $6.00 monthly service charge if below minimum
• Step Up Teen: None
• Wisdom: None
• Premier Plus: $10.00 monthly service charge if below minimum
• Steady Savings: $100 average daily balance required; $5.00 monthly service charge if below minimum
• Select Savings: $10,000.00 minimum balance required; $10.00 monthly service charge if below minimum
• Money Market: $1,000.00 average daily balance required; $5.00 monthly service charge if below minimum
• Christmas Fund / Future Fund Savings: None listed
• Piggy Bankers: None listed
• Business Essentials: None
• Business Preferred: None
• Business Analysis: $15

Bottom Line

I would definitely recommend checking out this referral program for a generous bonus. Additionally, there’s no limit to how many people you refer and how much you can earn!

For more current offers, check out our bank bonuses page. Compare Cedar Rapids Bank & Trust rates for CDs and Savings with our best rates for Savings and CD accounts.

Additionally, you can find a full list of the best bank promotions here. Finally, remember to bookmark this page because you will always find an updated list of Cedar Rapids Bank & Trust promotions here.