BECU Promotions: $100, $200 Checking, Referral Bonuses (WA, OR, ID)

Find the latest listing of BECU promotions, bonuses, and offers here.

They are offering $100, $200 bonus when you open a new qualifying account and meet certain requirements.

BECU Promotions Review

BECU is a credit union originally established to serve employees of The Boeing Company. They were founded as Fellowship Credit Union in 1935 by 18 Boeing employees, and was named Boeing Employees’ Credit Union for much of its history. Its headquarters are located in Tukwila, Washington.

I’ll go over BECU offers below.

BECU $200 Checking Savings Bonus

• What you’ll get: $200 bonus
• Where it’s available: WA, OR, ID
• Direct Deposit Requirement: No
• Credit Inquiry: Soft Pull
• Monthly Fees: $0
• Early Termination Fee: None listed, check with CSR for more information
• How to earn it:
  • Open a new BECU checking and savings account using promo code PASSPORTMBR
  • Transaction Requirements:
  • Option A: Complete five or more qualifying actions from this list:
    • Make a purchase using your BECU debit Mastercard
    • Write a check or electronic check
    • Make a payment using BECU Bill Pay
  • Option B: Deposit $500 or more into your checking account.

(Expires 12/31/2024)

Fine Print

• For new BECU members only, age 18 and older. Must be within BECU’s field of membership and be eligible to open and maintain membership; not everyone will qualify. New members who are rejoining but have had a membership relationship with BECU in the last six (6) months do not qualify. Business, Fiduciary, Zero-Dividend, HSA, and Early Saver accounts are not eligible to receive deposit bonuses. BECU employees are not eligible. Must establish and maintain membership by opening a Member Share savings and also a checking account using promo code PASSPORTMBR by December 31, 2024, and meeting the transaction requirements within 30 days of account opening. Accounts must remain open for 90 days or more. BECU reserves the right to terminate this offer at any time. Other terms, limitations, and conditions apply. Cannot be combined with any other offers except for the Financial Health Check Offer below. Limit one offer per member. Check with BECU for current Annual Percentage Yield (APY) of accounts. The $200 bonus deposit to your Member Share savings account will occur within 120 days of establishing the qualifying accounts if the transaction requirements were met in the first 30 days. Account must be in good standing at time of fulfillment to qualify. Bonus will be reported to the IRS on form 1099INT at year end as interest income. BECU is not required to pay the promotional incentive for accounts opened without the appropriate Promo Code. BECU reserves the right to terminate this offer at any time.
• To meet the transaction requirements, you must open and maintain active Member Share or Member Advantage savings and also a checking account. You must complete five or more qualifying transactions using the checking account or deposit transaction(s) of $500 or more into the checking account within 30 days of account origination. Checking transactions, POS withdrawals, international ACH withdrawals, ATM transfer debits, electronic checks, ATM withdrawals, checks, and external withdrawals are defined as qualifying transactions. External deposits, ATM deposits, ATM transfer credits, new account deposit, and international ACH transaction deposits are defined as qualifying deposits.

BECU $100 Referral Bonuses

• What you’ll get: $100 bonus
• Where it’s available: WA, OR, ID
• How to earn it:
  • Send your friend your unique referral code along with the promo code REFER.
  • Your friend joins BECU and opens a Member Share or Member Advantage savings and also a checking account using the promo code REFER, along with your unique referral code. They’ll need both codes to open their new accounts.
  • Your friend meets the account qualification requirements within the first 30 days?of opening their accounts (see below) and keeps their accounts open for at least 90 days.
    • To qualify, new members must perform 10 qualifying transactions within the first 30 days of joining BECU, including any combination of the following:
      • Make purchases using their BECU debit or credit card3.
      • Write paper or electronic checks.
      • Make payments using bill pay.
  • After your friend meets the account qualification requirements, $100 will be deposited into your account, as well as your friend’s account.

(Expires 12/31/2024)

[Expired] BECU $150 Checking Bonus & $150 Charity Donation

• What you’ll get: $150 Bonus & $150 Charity Donation
• Where it’s available: WA, OR, ID
• How to earn it:
  • Join BECU and open a checking and savings account using promo code 150GIVING.
  • Make 10 qualifying transactions per month for three consecutive months2 within 120 days of joining.
  • Get $150 for yourself and $150 for the nonprofit of your choice upon meeting the requirements.
• When it expires: 12/31/2020

(Expired)

How to Avoid Monthly Fees

• Performance Checking: None
• Performance Money Market: None
• Plus Money Market: $10 monthly fee. Maintain a $10,000 minimum average daily balance to avoid the monthly account fee
• Business Checking: $10 monthly fee. Maintain a $1,000 minimum average daily balance to avoid the monthly account fee
• Business Advantage Checking: $20 monthly fee. Maintain a $10,000 minimum average daily balance to avoid the monthly account fee.
• Business Analysis Checking: $25 monthly fee
• Business Money Market: $10 monthly fee. Maintain a $15,000 minimum average daily balance to avoid the monthly account fee.

Author’s Verdict

To summarize, BECU has some of the best promotions, bonuses, and offers. With a wide network of ATM’s and shared branches, you’ll never to be too far to access your money.

For more current offers, check out our bank bonuses page. Compare BECU rates for CDs and Savings with our best rates for Savings  and CD accounts.

Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.