Find all the latest America First Credit Union promotions, bonuses, and offers here.
Update 10/8/25: There’s currently a $250 checking bonus available for a limited time for Arizona residents.
America First Credit Union Promotions Review
America First Credit Union is a member-owned, not-for-profit cooperative financial institution that was founded in 1939 in Salt Lake City, Utah. Additionally, they are currently the 6th largest credit union in membership in the country. Furthermore, their mission is to provide personal financial services of a superior quality to the members/owners.
| Eligibility: Live, work (or regularly conduct business in), worship, volunteer, or attend school in certain counties of Utah and Nevada you may be eligible to join America First Credit Union. For more information check out Membership Eligibility. |
I’ll go over America First Credit Union offers below.
America First Credit Union $250 Checking Bonus (Arizona)
- What you’ll get: $250 bonus
- Where it’s available: AZ
- Credit Inquiry: Hard Pull
- Credit Card Funding: Not stated
- How to earn it:
- Open a new checking and savings account.
- Members must receive direct deposits of at least $500 within 60 days of account opening.
- Cash bonuses will be paid within 30 days of completing requirements and will be forfeited if accounts are closed or transferred within six months.
(Limited time offer)
| U.S. Bank Business Checking ($400 or $1200 Bonus) | Huntington Unlimited Business Checking ($400 Bonus) |
| Huntington Unlimited Plus Business Checking ($1,000 Bonus) | Axos Bank Basic Business Checking ($200 Bonus) |
| Axos Business Premium Savings ($600 Bonus) | |
America First Credit Union $150 Checking Bonus (SEG Employees)
- What you’ll get: $150 bonus
- Where it’s available: UT, NV, AZ, ID, OR, NM
- Credit Inquiry: Hard Pull
- Credit Card Funding: Not stated
- How to earn it:
- Open a Share Savings account
- Open a checking account with a Visa® debit card
- Sign up for online statements
- Enroll in Direct Deposit and deposit $250 or more
(Limited time offer)
| SoFi Checking and Savings Account ($325 Bonus) | KeyBank Checking ($300 bonus) |
| HSBC Premier Checking (Up to $3,500 Cash Bonus), | |
America First Credit Union $200 Checking Bonus (Expired)
- What you’ll get: $200 bonus
- Where it’s available: AZ, ID, NM, NV (Branch Locator)
- Credit Inquiry: Hard Pull
- Credit Card Funding: Not stated
- How to earn it:
- For a limited time, new members who open new Premium Checking accounts and cancel paper statements will get $150!
- And you can sign up for and receive new direct deposits to receive an extra $50.
(Limited time offer)
| KeyBank Checking ($300 bonus) | SoFi Checking and Savings Account ($325 Bonus) |
America First Credit Union $100 Checking Savings Bonus (Expired)
- What you’ll get: $100 bonus
- Where it’s available: UT
- Credit Inquiry: Hard Pull
- Credit Card Funding: Not stated
- How to earn it:
- Must be an active or retired member of any branch of the U.S. military, or a veteran.
- Open a savings account with a $1 deposit
- Add a checking account and a free Visa® debit card, on approved credit
- Enroll in direct deposit
- Sign up for free online statements
(Limited time offer)
| CIT Bank Platinum Savings (3.85% APY + $225 or $300 Bonus). | Live Oak Bank Savings (4.00% APY + $200 Bonus) |
| SoFi Checking & Savings ($325 Bonus + 3.80% APY) | Harborstone Credit Union Money Market (4.10% APY) |
America First Credit Union $100 Checking Bonus (NV – Sparks Branch) (Expired)
- What you’ll get: $100 bonus
- Where it’s available: NV – Sparks Branch
- Credit Inquiry: Hard Pull
- Credit Card Funding: Not stated
- How to earn it:
- Come open a new checking account
(Limited time offer)
| SoFi Checking and Savings Account ($325 Bonus) | KeyBank Checking ($300 bonus) |
| HSBC Premier Checking (Up to $3,500 Cash Bonus), | |
How to Avoid Monthly Fees
- Classic Checking: None
- Basic Business Checking: None
- Non-Profit Business Checking: None
- Premium Checking: $6 monthly fee. Use America First Rewards™ points or qualify for the cost waiver.
- Premier Business Checking: $8 monthly fee.
- High-Yield Business Checking: $50 monthly fee.
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Author’s Verdict
America First Credit Union promotions include a $100 bonus available to LG Resources employees and for members of Armed Services. However, this promotion does affect your credit score when you open an account.
For more current offers, check out our bank bonuses page. Compare America First Credit Union rates for CDs and Savings with our best rates for Savings and CD accounts.
Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Additionally, you can find a full list of the best bank promotions here. Finally, remember to bookmark this page because you will always find an updated list of America First Credit Union promotions here.
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