Take advantage of All America Bank Mega Money Market today to earn the attractive 4.75% APY rate!
Update 6/27/24: The rate has decreased to 4.75% APY (previously 4.90%). We recommend the Western Alliance Bank savings account or the Paprika Capital Bank savings to earn one of the top rates available.
About All America Bank
Headquartered in Oklahoma City, All America Bank is the 47th largest bank in Oklahoma and 1,817th largest bank in the nation. Established in 1969, it had grown to 116 employees at 7 locations.
With such great money market rates you can earn big! The account gives you access to online banking, eStatements, mobile banking, text alerts, and so much more.
All America Bank Mega Money Market
Here is your opportunity to earn a high interest rate with a minimum opening deposit of $500.
- Account Type: Mega Money Market Account
- Rate Offer: 4.75% APY
- Availability: Nationwide
- Credit Inquiry: Soft Pull
- Credit Funding: Unknown
- Minimum Balance: None
- Maximum Balance: $75k
- Monthly Fee: None
- Early Termination Fee: None
(FDIC Insured)
All America Bank ACH Capabilities & Limits
| ACH Type | Speed | Daily $ Limit | Monthly $ Limit | Notes |
| Push | 1 day | $5,000 | ? | |
| Pull | 1 day | $5,000 | ? | 20+ linked accounts |
Editor’s Note: If you use another banks ACH to transfer in or out, there is no limit. However if you use their ACH (both in & out), you are limited to a maximum of $5K per day. Help us with the table above in the comment section if you have experience with ACH monthly $ capabilities.
Account Rates
| Balance Requirement | APY Rate |
| $0 – $100,000 | 4.75% APY |
| $100,000+ | 0.50% APY |
All America Bank Account Benefits
- Free online banking Free VISA debit card
- Free customer service Free email notification if overdrawn
- Free electronic monthly statements Access to ATMs worldwide
- No minimum balance
- Six free withdrawals or transfers in person or at ATMs
- Bank-to-bank transfers
- Person-to-person transfers
- Overdraft privilege
- Visa debit card
- Direct deposit
- Mobile deposit
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Author’s Verdict
The All America Bank Mega Money Market Checking Account offers an high return rate for a personal checking account. Furthermore, you’ll be able to earn a flat rate across all balances up to $50K unlike other accounts.
In addition to the current promotion from All America Bank, you can also take advantage of a range of great promotions from banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.
If you know of any account similar to this or better, please let us know by commenting below! We’ll be sure to give you credit! Let us know about your thoughts and experience with this account! Be sure to check back on BankDealGuy for more bank rates!
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