Find all the latest XCEL Federal Credit Union CD Rates, offers, and promotions here.
Their best offer at the moment is 2.25% APY on a 24 month CD.
XCEL Federal Credit Union CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer of a term, the higher APY rate you make.
With as little as $500, you can invest in a XCEL CD account to maximize your earnings. If you’re interested in making a higher rate than a traditional savings account then make sure to check out the CD rates below.
- Minimum deposit: $500
- Maximum deposit: None
- Early withdrawal penalty: 90 days interest on the amount withdrawn
(NCUA Insured)
Certificates of Deposits Rates
Term | APY Rate | Minimum Deposit |
3 Month | 0.35% | $500 |
6 Month | 0.75% | $500 |
12 Month | 2.00% | $500 |
24 Month | 2.25% | $500 |
36 Month | 2.50% | $500 |
48 Month | 2.50% | $500 |
60 Month | 2.50% | $500 |
XCEL FCU CD Features
- Low minimum balance requirement
- Competitive rates on all CD terms
- Free online and mobile banking
- Insured by the NCUA up to the maximum allowed by law
Author’s Verdict
With a unique selection of CD lengths to choose from, you can be sure to find an account that best fits all your banking needs. Take advantage of a low required minimum balance of just $500.
This is a great opportunity to invest in a high-interest CD. However, you may want to compare them with our best CD Rates.
You might even find yourself earning more than a regular savings account. Be sure to apply as soon as you can to start your new account experience. Check back often for the latest XCEL Federal Credit Union CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
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