Here you can find the latest USAlliance Financial Federal Credit Union CD rates, offers, and promotions.
You can currently earn up to 5.20% APY. Open an account
Update 8/2/24: The 12 month and 24 month rates have slightly decreased but still overall offer competitive rates.
Easy Membership Requirement: See full list
- You can join any of five partner associations/charitable organizations qualifies for USALLIANCE membership (Tread Lightly!, Council of Community Service, WARC, New-York Historical Society, SullivanArc).
- Individuals who live, work, worship, or regularly conduct business in the Massachusetts counties of Barnstable, Essex, Middlesex, Norfolk, Plymouth, Suffolk, or Worcester are eligible for membership. New Jersey counties of Bergan and Passaic qualify for membership.
- Employees of more than 175 companies are eligible to join.
- Registered students, staff, and faculty members of Columbia University and Manhattanville College
USAlliance Financial Federal Credit Union CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer of a term, the higher APY rate you make.
With as little as $500, you can invest in a CD account to maximize your earnings. If you’re interested in making a higher rate than a traditional savings account then make sure to check out below CD rates.
- Learn More
- Minimum deposit: $500
- Maximum deposit: None
- Early withdrawal penalty: These accounts are subject to early withdrawal fees and other conditions
USALLIANCE Financial CD Rates
| Term | APY Rate | Minimum Deposit |
| 3-Month | 4.00% | $500 |
| 6-Month | 4.50% | $500 |
| 9-Month | 4.00% | $500 |
| 11-Month No-Penalty | 4.80% | $500 |
| 12-Month | 5.20% | $500 |
| 18-Month | 4.50% | $500 |
| 24-Month | 5.00% | $500 |
| 36-Month | 4.00% | $500 |
| 48-Month | 4.00% | $500 |
| 60-Month | 4.00% | $500 |
USAlliance Financial CD Features
- Flexible terms
- Select Your Own Rate
- Interest Compounded Daily
- Open With as Little as $500
- Federally insured by NCUA
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Author’s Verdict
In my opinion, I would definitely check out this CD rate at USAlliance Financial Federal Credit Union. Additionally, the 12. 24 and 35 Month rates are rather high compared to others and you only need $500 to open this account.
This is a great opportunity to invest in a high-interest CD from USAlliance Financial. However, you may want to compare them with our best CD Rates.
You might even find yourself earning more than a regular savings account. Additionally, be sure to apply as soon as you can to start your new account experience. Check back often for the latest USAlliance Financial Federal Credit Union CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
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