Unity Bank Promotions: $300, $400 Checking Bonuses (NJ, PA)

Find the latest Unity Bank promotions, bonuses, and offers here.

Update 9/17/25: There’s currently a $300 or $400 checking bonus available or a limited time.

Unity Bank $300 or $400 Checking Bonus

• What you’ll get: $300 or $400 bonus
• Availability: NJ, PA (Locator)
• Direct deposit requirement: Yes
• Credit Inquiry: Soft Pull
• Monthly fees: $3 or $20; waivable
• How to earn it:
  • Everyday Checking:
    • To qualify for a $300.00 cash bonus, you are required to conduct at least four (4) Direct Deposits of at least $1,500 to your new account within 180 days of opening.
    • The bonus will be deposited within fourteen days (14) of meeting the promotion requirements.
    • Use Promo Code: 1144
  • Rewards Checking:
    • To qualify for a $400.00 cash bonus, you are required to conduct at least four (4) Direct Deposits of at least $2,500 to your new account within 180 days of opening. Direct Deposit must be an electronic deposit of your paycheck, pension, or government benefits (such as Social Security) from your employer or the government.
    • The bonus will be deposited within fourteen days (14) of meeting the promotion requirements.
    • Use Promo Code: 1145

(Limited time offer)

Editor’s Note: See an alternative link to the offer here.

How to Avoid Monthly Fee

• Reward Checking: $20 Monthly Service Fee waived with:
  • REQUIRED: 12 Point of Sale (POS) Transactions with Unity Bank Debit Card AND 1 or more below to qualify:
  • Direct Deposit of $1,000 or more in a Statement Cycle; OR
  • Online Banking Automatic Transfer (any amount) to a Unity Bank Savings Account (per statement cycle); OR
  • Combined daily balance of $25k or more in a Unity Bank Savings/MMDA/CD
• Everyday Checking: $3 Monthly Service Fee waived (1 or more below to qualify)
  • Direct Deposit of $1,000 or more in a Statement Cycle; OR
  • 12 Point of Sale (POS) Transactions with Unity Bank Debit Card; OR
  • $50 or More Transfer to Unity Bank Savings Account in a Statement Cycle
  • Students (Age <=24), Seniors 65+, & First Responders Receive No Monthly Service Fee

Author’s Verdict

For more current offers, check out our bank bonuses page. Compare Unity Bank rates for CDs and Savings with our best rates for Savings and CD accounts.

Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.